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00:00The 10 Most Common Phone Scams and How to Protect Yourself
00:03Number 1. IRS or Tax Agency Impersonation Scams
00:08Callers posing as tax authorities threaten arrest over unpaid taxes, demanding immediate payment via gift cards or transfers.
00:17Number 2. Tech Support Scams
00:19Scammers impersonate major tech firms, claim viruses, seek remote access or payment for bogus software and services.
00:27Number 3. Social Security or Medicare Scams
00:30Fraudsters pretend to be SSA or Medicare, alleging account issues, suspensions or crimes, pressuring disclosures or payments.
00:39Number 4. Bank or Credit Card Scams
00:42Impersonators report suspicious activity and request full card details or online banking credentials, aiming to hijack accounts.
00:50Number 5. Prize or Lottery Scams
00:53You're told you've won big, but must prepay taxes or fees.
00:57After paying, the prize vanishes.
00:59Number 6. Robocall and Spoofing Scams
01:02Pre-recorded scam calls spoof local numbers, pushing fake charities, warranties or debts to elicit engagement and payments.
01:10Number 7. Romance Scams
01:12Relationships start online, shift to calls, then request for money, citing emergencies or travel.
01:19Identities often fabricated.
01:21Number 8. Charity Scams
01:23Scammers exploit crises and holidays, posing as charities and soliciting phone donations using emotional appeals and urgency.
01:32Number 9. Family Emergency Scams
01:35Callers impersonate relatives in trouble, pleading secrecy and immediate funds for bail, travel or urgent medical costs.
01:42Number 10. Business or Employment Scams
01:45Fraudsters pitch fake jobs or investments, request fees or data, and use counterfeit checks to steal forwarded funds.
01:53Callers
01:57Callers
02:01Callers
02:01Callers
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