The Cube: No, Bruselas no acaba de criminalizar el dinero en efectivo

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The Cube: No, Bruselas no acaba de criminalizar el dinero en efectivo

Afirmaciones virales sobre el nuevo paquete de medidas de la UE contra el blanqueo de capitales han afirmado que el dinero en efectivo en Europa pronto será "contrabando". He aquí lo que significa realmente el nuevo tope de 10.000 euros.

MÁS INFORMACIÓN : http://es.euronews.com/2025/11/13/the-cube-no-bruselas-no-acaba-de-criminalizar-el-dinero-en-efectivo

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00:00Is Brussels set to criminalize cash?

00:06The EU is looking to make cash transactions which surpassed 10,000 euros illegal tender,

00:12effectively killing cash, according to a series of social media posts like these ones.

00:16So let's verify what's really going on.

00:18Europe is introducing a block-wide limit on cash payments which exceed 10,000 euros

00:23in transactions between private individuals and businesses.

00:26These measures are part of a sweeping overhaul aiming to clamp down on money laundering,

00:31which is set to come into force in 2027.

00:34According to the EU, money laundering threatens the integrity of the bloc's economy,

00:38as well as the security of citizens.

00:40Sales brokered between two private individuals would generally be excluded from these new legal provisions.

00:45According to this viral post, the EU is making buying a car in cash a crime.

00:50This is half true.

00:51From 2027, buying a car in cash is not automatically a crime,

00:55but it could be an illegal transaction depending on who you buy it from and how much it costs.

01:00For example, if you're looking to buy a car which costs more than 10,000 euros from a dealership

01:05rather than from another individual, the business will not be allowed to accept that amount in cash.

01:10You could, however, still buy the car through a bank transfer or with a bank card.

01:15Although a 10,000 euro limit will be implemented,

01:18EU member states are free to introduce stricter national limits on cash transactions

01:22between a business and a private individual.

01:24Ultimately, Europeans will still be able to save, hold and withdraw any cash amount they like.

01:30So no, the EU is not killing cash.

01:32Although criticism of the package has been sensationalised online,

01:36the package itself is not without controversy.

01:38Experts have questioned whether imposing the cash limit is actually effective

01:42or whether it risks criminals simply shifting to other methods,

01:46such as crypto and cross-border movement.

01:49For more debunking and fact checks, head to euronews.com.

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