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00:00uh with uh india's modi there for this entire event you can see them here on your screen
00:05it's happening live let's watch strength of india uk partnership a partnership built on shared values
00:16mutual respect and a common vision for a more connected financial world over the past decade
00:25fintech has revolutionized how the world saves spends and invests india has demonstrated
00:32how technology can drive inclusion through upi aadar and the account aggregator framework
00:39building digital public infrastructure at population scale the united kingdom with its
00:45rich financial heritage and regulatory innovation is an important member of the global fintech
00:52ecosystem together india and uk can define the next frontier of financial innovation one that is
01:00responsible inclusive and global in the last two days we have had more than hundred thousand delegates
01:08making gff the largest such gathering in this part of the world deliberations were around four teams
01:15and i believe these are relevant for the partnership between uk and india first collaboration
01:22on innovation in fintech connecting our ecosystems to create scalable secure and affordable solutions
01:29for the world second advancing responsibly ai the theme of this year ensuring that financial technologies
01:36are not only intelligent but ethical transparent and inclusive and fair third addressing a larger shared
01:44market bringing together the strengths of two nations to serve billions bridging developed and
01:50emerging economies and fourth enabling seamless cross-border payments empowering small businesses
01:58investors and individuals to transact with confidence speed across borders the global fintech festival
02:06transcends being an event it serves as a global platform for collaboration in innovation policy making
02:13and reimagining a better future so i believe that when india and united kingdom collaborate we not
02:21only drive innovation but also inspire the global community on behalf of the ntf inter community we extend our
02:30sincere gratitude to the esteemed prime ministers for their leadership and visionary guidance your partnership provides the necessary momentum
02:41commitment to achieve our shared goals of constructing a digital financial ecosystem that's open trustworthy and transformative so on behalf of the gff community we cordially welcome you once again to the global fintech festival 2025 thank you
02:59thank you
03:08thank you sir we now request uh reserve bank of india governor sri sanjay malhotraji to address the gathering
03:23your excellency we are watching here an event that is getting underway over in mumbai india
03:29visiting third prime minister akir starmer is there with indian prime minister modi and they're set
03:35to give a keynote speech at the fintech conference while we do see that introductions are still getting underway we're
03:41going to use this opportunity to step away for a brief commercial break but we'll continue with this and more of your top stories next
03:51good afternoon everyone
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04:20of you and with Prime Minister Modi, and just to see the room as vibrant and energetic as
04:27this is fantastic in India's financial and economic capital. Namaskar.
04:40Prime Minister, we were honoured to host you in the United Kingdom just a few short months
04:46ago in July, and I am honoured now, just as you were, to be here making that return visit
04:55because we are doing something remarkable together. We are taking this incredible partnership
05:02between our two nations and redefining it with a new level of ambition for a new era.
05:10Now, back in July, when we were in Chequers, we signed the historic UK-India Comprehensive
05:18Economic and Trade Agreement. It was a deal that was years in the making, a deal that
05:26many people said couldn't be done, and a deal that we struck together. Now, we did it to
05:34raise living standards in both nations, to put more money in the pockets of working
05:40people, and to create opportunities for everyone in this room. It is great news across our economy,
05:49for the makers of British cars, for Scottish whisky distillers, to workers in our fintech
05:55sector – in London, Edinburgh, Manchester, Leeds and Glasgow. It will add billions of pounds
06:02to our GDP, hundreds of billions of rupees to yours, and add billions to wages as well.
06:11It is the biggest deal that the UK has done since we left the European Union, and I think
06:18it is fair to say it is the most ambitious trade deal that India has ever done. So I want
06:25to thank Prime Minister Modi for his partnership and his vision. This was a huge win for both
06:32nations, and a huge statement of our shared belief, not just in the power of this bond,
06:40but in its potential to grow even further, to build the economies and skills of the future
06:48together. So, friends, we are clear this is just the start. Our trade agreement holds out
06:58the promise of incredible opportunities. We are here in India today to show that we mean
07:05it, that we are going to follow through on that promise, seize the opportunities and keep
07:11raising our ambitions even further. And, you may have heard, I did not travel here alone
07:20this week. I brought some friends who believe in this vision as well – 126 brilliant British
07:29businesses and other leaders. It is the first business delegation that I have led as Prime
07:45Minister. It is the biggest British business delegation for over a decade, and the biggest
07:51thing that I have led to India. We had some problems with the planning because we had to swap to
08:01a bigger plane when we knew the numbers that were coming with us. And it shows that when
08:07it comes to India, and when it comes to this partnership, we really do mean business. And let me be absolutely
08:16clear about this. We are so committed to this because we see India's potential. This country holds the
08:26promise of the future in its hands as the world's biggest democracy, one of the world's largest and
08:33fastest growing economies. With half of your population under 25 years old, the vibrancy and promise of this
08:41nation are clear, especially here in Mumbai. And when this all comes together with the UK's talent and
08:50creativity, with our institutions and entrepreneurs, it is an incredible combination, a real alchemy.
09:00Because, let me tell you, we are building something special in the United Kingdom as well – a renewed
09:08nation, a renewed economy, a Britain that works for all. Since we came into government just over a year
09:17ago, we have already attracted record investment. We have delivered the highest growth in the G7 in the
09:24first half of 2025. And now we are reigniting our economy to secure growth for the long term. And that
09:33means creating jobs, boosting wages and supporting thriving communities up and down the United Kingdom.
09:41That does mean streamlining regulation, you will be pleased to know, investing in education and skills,
09:48investing in infrastructure like never before, delivering planning decisions at record-breaking pace.
09:55And through our industrial strategy, it means backing the sectors that will define the future,
10:01the future, where we already have a competitive edge, like tech and AI, life sciences, renewable energy,
10:10advanced manufacturing and, of course, financial services and fintech are right at the heart of all of this.
10:21To put it simply, we are determined to make the United Kingdom one of the best places in the world for people to do business.
10:31To start up, to scale up, to grow and list. Because that is good for our working people.
10:38We have the expertise, the critical mass and the capital markets that can support innovative firms looking
10:45to grow. And that means all of you here in this room and beyond. Because look,
10:53our two nations achieve incredible things when we innovate together. Look at Oxford,
11:02AstraZeneca and the Serum Institute delivering over a billion doses of the Covid vaccine.
11:09Just think about that partnership. The great way in which we are joining forces. The new vaccines research
11:17facility in Oxford to deliver more life-changing and life-saving innovations. Look at GSK
11:25and Biotech and Biotech, who worked together to develop the world's first successful malaria vaccine. What an incredible thing.
11:34Look at Accelacom and Raditz pioneering 5G base stations in space, helping to connect the most remote regions on Earth.
11:47And actually, I am struck by another collaboration between our two nations. A story from another age of a leading Cambridge mathematician
12:00who received a letter back in 1913 from an accounting clerk in Chennai, a young Indian man who came to be recognised as a genius.
12:15Those two men, Hardy and Ramanujan, struck up a truly unique partnership that changed the field of theoretical
12:25mathematical mathematics. And incredibly helped to shape the fintech industry that would emerge a century later.
12:34Their insights into prime numbers helped to inspire the modern maths behind online encryption,
12:41that protects our payments and banking information today.
12:47It's a remarkable story. It shows how cross-pollinisation of science and research,
12:54academic excellence, innovation, and yes, genius. All the things that define this relationship
13:04add up to practical applications that improve people's lives, including in finance.
13:11The UK and India are natural partners here. We are both world leaders in fintech.
13:17We have the second and third largest fintech sectors in the world. Our trade and services has doubled over the
13:26last four years alone. And now our trade agreement provides a launch pad to go even further.
13:35We want the UK to be your number one partner. We want the UK to be your number one partner of choice for finance and fintech.
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