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Category

😹
Fun
Transcript
00:00I might have had the lowest credit score you've ever heard.
00:02What?
00:03It was a 320.
00:05Yeah.
00:07How?
00:07What was your debt?
00:08So, turns out, my mom had opened credit cards under my name,
00:12and there was tens of thousands of dollars of debt.
00:17Are they in collections right now?
00:18Nope.
00:19How'd you do that?
00:19I reported the identity theft to identitytheft.gov,
00:23and then I worked with a credit repair company,
00:26and they disputed everything.
00:28So, they have pretty much fallen off.
00:31They're still trying to collect, and they keep calling me,
00:33and it's like, well, I'm not the person you're looking for.
00:36They tried to take me to court for it, but the court said it's too late.
00:41Has it been seven years?
00:42Yep.
00:43It was past the statute of limitations.
00:45Yep.
00:45So, now my credit, I have a 710.
00:48Wow.
00:49Okay.
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