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Transcript
00:00I had a good credit score back in 2022.
00:03What is it today?
00:042024.
00:05What's your credit score today?
00:06Oh, it went down to 530.
00:08Oh, that's really not good.
00:10530?
00:11We're going to the 400 soon.
00:13Yeah, I was able to get my car back in 2022 by myself.
00:16Car back?
00:17No, no, no, like a new car, which is another dumb decision.
00:20Is that in today's statements?
00:22Yeah, it should be.
00:23You always had debt like this?
00:25Well, no.
00:26When I started building my credit, I messed it up back when I was 22.
00:30Paid it off, billed my credit.
00:32How'd you pay it off?
00:32I just paid the cards.
00:33Okay.
00:34And then billed my credit again.
00:36I guess my car payment back then would help me with my credit score.
00:39So then I started getting more credit cards.
00:41Once I paid it off, they're like, oh, here, you qualify for this credit card.
00:44So they gave me more credit cards and then I got them again.
00:47And you paid those off?
00:48Well, those are this.
00:49This situation.
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