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GeoPulse : Learn how to take control of your money with smart personal finance strategies, simple investing tips, and daily money hacks. In this video, we break down today’s financial news and give you practical steps to grow wealth, save smarter, and invest wisely.

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News
Transcript
00:00available credit to spend ladies and gentlemen $35 it's maxed out kidding me great and you
00:06couldn't even send a statement so you probably didn't even know how much is on here $264.10
00:10what's the minimum monthly payment oh guys it's like 30 bucks auto pay is set to off i pay it
00:19yeah but guess what happened to the last card guess what happened to the damn last card that's
00:23fair that's fair that's fair that's fair we have four missed payments and then we made two
00:27and then we missed four and then the account became closed what makes you think you can use
00:31this card you can't you don't know how to use credit cards you're not a credit card person
00:35why would you do this to yourself why would you do this to yourself i at least have the auto pay on i
00:42would love if you've paid more of course but just have the auto pay on you need a credit card for
00:46your credit you need credit cards for your credit you don't need a credit card for your credit it is
00:51beneficial if you use it correctly but guess what you have a closed account with utilization at a
00:55million trillion percent because it's over the balance on the last credit card and this one's
00:58completely maxed out
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