00:00Oh, good! $302.15 on a credit limit of $300.
00:05We can't blame this on our ex because it was two years ago that we separated,
00:09but you're going and spending on a card that's maxed out.
00:11Oh, the f*** does that make sense?
00:12You went and spent $55.85 after you only put a $25 minimum monthly payment towards it
00:16and then had $6.86 of interest accruing.
00:19Why did we go spend on a card that's maxed out?
00:21We can't immediately blame the ex, and the first thing I see is you spending
00:24and going over the credit limit.
00:25I thought I was going to have that paid off last month.
00:27I just didn't get to that point.
00:28The whole thing.
00:29You did the complete opposite!
00:31You did the complete opposite!
00:32You built it up!
00:33So why are we spending on a card?
00:34You have a checking account!
00:35I've seen it!
00:36Why are we spending on a card that we're maxing out?
00:38I just thought I was going to pay that card off and didn't get to that point.
00:41So what did you think you were going to do?
00:42What was this, I think I'm going to pay the credit card off?
00:44What was that thought?
00:45Didn't keep track of my other expenses.
00:48So you thought you would have the money left over?
00:50I thought I would have, yes.
00:51Even if you think you're going to pay it off, does it make sense to put more money towards it?
00:54Or does it make sense to put a higher balance on it?
00:56It makes more sense to put money towards it.
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