00:00what's the interest rate on the car 10.7 something i want to refinance it well rates aren't much
00:06better and what's your credit score your cards are maxed out right now it's like 620 oh then
00:10you owe 7 000 still to your family oh no that was just like i'm telling you like the numbers like
00:15very random because i'm telling you like a quick story um whenever i painted the truck my dad paid
00:21for the paint because i guess he wanted to paint it too the paint was 5 000 i didn't pay for that
00:24i got a car after that the car was like 4 000 and i only paid like a thousand to him so i guess i
00:28stole him 3 000 for that and then like for the jeep it was the 7 000 that i paid 4 000 for the total you
00:33owe to them i don't know i haven't like can i borrow the pen doing some math yeah you're not a credit
00:40card person i would close these accounts if i was you so don't yourself before you even get to the
00:45drinking age okay yeah i don't drink me either but still so that's i probably owe you 11 000 so it's
00:54more than we thought it's 4 000 more than we thought
00:57you
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