00:00you said you're getting a house i have spoke with mortgage loan officers just to see how much house
00:05buying power i can get but you can't afford to live how are you getting a house that doesn't
00:09make any sense because rent is just so expensive rent right now rent's cheaper than mortgages
00:13well i'm just looking at like a hundred thousand dollar home what does that get you in that area
00:18a nice three bedroom two bathroom condo type thing no house if you can get a nice three bedroom
00:24two bath for 150 000 in there you have absolutely no excuse to say bringing home net fifty thousand
00:33dollars is living poor that is the most aggressively stupid thing i've heard and yes if you close your
00:39accounts it will temporarily ding your credit but for someone who maxes their out over and over and
00:45over again that's gonna do more damage in the long run 150 000 for a house that's incredible plus do
00:52you want to go back to school anyway does settling down in a house makes sense um i don't know if
00:58you're confused on it don't get a house
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