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GeoPulse : Learn how to take control of your money with smart personal finance strategies, simple investing tips, and daily money hacks. In this video, we break down today’s financial news and give you practical steps to grow wealth, save smarter, and invest wisely.

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• Personal finance & budgeting
• Stock market & investing
• Real estate & housing market
• Credit cards & saving tips
• Money mindset & wealth building

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Transcript
00:00I had like 120 grand saved up. I bought my car cash. I used a debit card on everything. I was
00:04so proud. I've never needed to borrow money for anything. So when I wanted to go and buy a
00:09property, I spoke with several mortgage brokers. All of them were like, if you don't have a credit
00:12card, you need a cosigner. I couldn't get a cosigner because my parents did not have a good
00:16credit score. My grandma offered, but she was Canadian. And so I had to buy the property cash.
00:21And after that, I vowed, I'm going to get a credit card. I'm going to build up my credit
00:25score. I'm going to make a huge change here. Now I've got like an 805 credit score. Anywhere
00:29I want to get money from, I get it at the lowest interest rate. That's what actually really
00:33got me into credit cards to begin with.
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