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Transcript
00:00Student loans, $37,313.
00:04Is that deferred?
00:05Well, until right now, yeah.
00:06What's the plan on that?
00:07They're at 4%, so minimum monthly payments until they're paid off.
00:11I feel like it's a waste of $37,000 to just throw it at it if I'm going to get average
00:1510 point whatever with dividends reinvested in the S&P 500 on average.
00:19Wouldn't this be nice just to wipe out?
00:20But the student loans, you'd pay them off?
00:22I probably would because I think financially, yes, you could arbitrage your money and you
00:28could make the 8% while you're paying out 4%.
00:32So you're talking emotionally?
00:32I just think, yeah.
00:33So it would emotionally weigh on you.
00:35So it's interesting.
00:36I think if it emotionally weighs on someone and it's a low rate, then I'm like, do it.
00:40That, I feel nothing with it existing.
00:42Nothing.
00:43I'm also a hypocrite because I still have my Tesla Model 3 loan that I took out, but it
00:47was at like 3 something percent.
00:49But I could deduct that because I use that card for driving around.
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