00:00Home insurance is a situation where you can find what is covered in your home insurance and what is not covered in your home insurance?
00:08Yes, I would like to ask you two questions.
00:11The first thing is that you have covered in your house and the second thing is against you.
00:19The first thing is that the structure of your house is covered in your house.
00:27The second thing is that the cost of construction is the same as it is now.
00:31The second thing is that whatever the house is in your house,
00:34whatever the house is in your house,
00:36if any of the house is lost in any disaster,
00:40then you can also take a claim in your home insurance.
00:46If you have any disasters against you,
00:53whatever the natural calamities are,
00:55such as earthquakes, floods, hurricanes, tsunamis,
01:01you can also take a claim in your home insurance.
01:03Similarly, if you have any incidents like fire,
01:07you can also take a claim in your home insurance.
01:09Some of the policies have also take a claim in terrorism.
01:12So, these are the basic basic coverages.
01:15Another basic coverages is the water pipe bursting.
01:19So, if you have a water pipe burst,
01:21you can also take damage from your home insurance.
01:23If you have any incidents against you,
01:25then you can also take a claim in your home insurance.
01:27If you have any insurance,
01:29then what will happen?
01:30And the second thing is that,
01:32the incident is like a incident.
01:34In fact, you said that,
01:36there are natural calamities in home insurance.
01:38But, I know that,
01:41there are no facilities in the forest,
01:42there are no facilities in the forest.
01:44There are no facilities in the forest.
01:45If you want,
01:47then you can also take it.
01:48So, I'll give you two parts.
01:51The first thing you asked about,
01:52there are both the theft and burglary.
01:55For this,
01:57there are a add-on to the theft and burglary.
01:59If you take it,
02:01then the coverage will be made.
02:03The other thing,
02:04we are talking about the disaster.
02:07So, it is not that,
02:09there is no insurance cover there.
02:11Every place,
02:12the insurance cover,
02:13Pan-India level,
02:14is available at today's date.
02:16There is probably no place,
02:18there is no place,
02:20otherwise,
02:21there is no place.
02:22So,
02:23there are many customers,
02:24I have seen,
02:25who were in the Uttarakhand,
02:26who were in the Uttarakhand,
02:28when you remember,
02:29when you remember,
02:30when you remember,
02:31there was such an event.
02:32There was such an event.
02:33Yes.
02:34So,
02:35there were some customers there.
02:37In Kerala,
02:38you know,
02:39last year,
02:40last year,
02:41last year,
02:42when there was a big landslide,
02:43there was also available.
02:44So,
02:45in the country,
02:46there is a home insurance available.
02:47If customers want,
02:48they can take it.
02:49Again,
02:50as I said before,
02:51there is a little bit of a loss,
02:53a little bit of a loss,
02:55a little bit of insurance companies,
02:57and everyone,
02:58we all have a need to do it.
03:00So,
03:01there is a little bit of a loss,
03:02a little bit of a loss.
03:03So,
03:04there is a little bit of a loss,
03:05a little bit of a loss.
03:06So,
03:07there is a lot of money,
03:08you have to pay attention to what things are needed.
03:09What things are you supposed to do?
03:10What things are you supposed to do?
03:11Do you want to do any policy to finance?
03:12Yes.
03:13First,
03:14two,
03:15three things.
03:16First,
03:17first,
03:18see how much of the cost of construction.
03:19If you have a house,
03:20what will be a value of it?
03:21So,
03:22what will your value of it?
03:23on its basis,
03:25you will decide your own
03:26sum of short.
03:27Sum of short,
03:282 parts are the 1 of the structure,
03:30the 1 of the structure,
03:31the 1 of the structure of the house.
03:33So,
03:34all the value.
03:35based on the structure of the structure,
03:36how much will your place look for you?
03:38Secondly,
03:39the total amount of your disposal,
03:42the overall value is large in the time.
03:44It will decide in your value.
03:46This value automatically,
03:49Okay.
03:50Okay.
03:51And, just like I have a house, I have a home loan.
03:54What is that claim through that claim?
03:56What is that claim?
03:57I have a claim.
03:58What do I have to do?
04:00I have to claim.
04:03So, I have to claim.
04:05What do I have to claim?
04:07What do I have to claim?
04:09I have to claim.
04:12I have to claim.
04:15I need to claim that I need to claim that from that claim, can I also be able to pay my home loan EMIs?
04:22Yes, there is also a option for home loan EMI to pay home insurance.
04:29There are two ways.
04:30If you take home insurance, you also have a credit protection plan.
04:36There is also a different policy.
04:41If you take home insurance, whoever is an insured person, who has a loan loan, who has a house,
04:48if something happens to them, death happens to them, then their insurance will pay the whole loan insurance.
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