00:00And you're already budgeting or buying gifts?
00:03I think budgeting is fair enough. I think buying is early.
00:06I think, I'll go, end of August, September is the earliest.
00:11The earlier the better. I wish I could live by that, but yeah, I definitely think it's the best thing to do.
00:16I don't really do Christmas, so I would say the 23rd of December is probably near enough to Christmas to start.
00:24I don't like Christmas, it's not my thing.
00:26And yeah, starting in June is absolutely ridiculous.
00:30So, it's not for me. Way too early.
00:34It's far too early. No, I don't.
00:37I budget early in the year to know, because I've generally got an idea what the kids are going to want, but I do not start buying now.
00:43It's far too early. No, October, Black Friday sales, that kind of thing, October is around the right time for me.
00:51Don't really do in terms of celebrating that much, but it's more just for the experience for our daughter, but otherwise, no.
01:00I don't want to give up.
01:01I won't do it.
01:02I don't want to say no.
01:02I don't want to say no.
01:03...
01:04I don't want to say that much.
01:04I unable to say no.
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