00:00The state government has decided to set up a women's organization and a men's organization.
00:07We have with us the MEPMA director Mr. Tej Bharat.
00:10Let's ask him about this.
00:12Sir, what is the concept of the men's organization and what is its main objective?
00:17We can say that organizations are self-help groups.
00:22We can also say that they are common interest groups.
00:25We can form common interest groups and organizations.
00:28In the past, we used to form organizations for vulnerable groups like transgenders, pig-rearers and rag-pickers.
00:42Normally, to form an organization with a self-help group of women, there should be at least 10 women.
00:48To form a vulnerable group, it is enough to have 5 to 6 members.
00:53The state government and the central government have given us new guidelines.
00:58The poverty in the city is completely different from the poverty in the rural areas.
01:03There is a lot of construction, sanitation work, waste production.
01:08Many people are unemployed and their families need care.
01:13There are domestic workers in many houses, apartments and gated communities.
01:18We identified the vulnerable groups in the city and asked them to form groups.
01:27The central government has appointed 6 people under NULM 2.0 as vulnerable groups.
01:34The first group is construction workers.
01:36The next group is care workers and gig workers.
01:40Zomato, Swiggy, Ebola and Uber are not standard employment.
01:44If they get an order, they will have a livelihood.
01:46If they don't get an order, they won't have a livelihood.
01:48If groups are formed with such people, they are considered vulnerable workers.
01:51Domestic workers and sanitation workers are also called vulnerable groups.
01:58How many groups have you formed so far?
02:03We formed 2845 groups in March.
02:06We have already formed 1000 groups.
02:08We expect to form 2000 groups in the next two months.
02:14The response in the field is good.
02:16The S.H.G. movement has brought financial and social stability to women.
02:22These vulnerable groups are also working in difficult situations and have a lot of income.
02:28By arranging an organization for them, we want to give them the opportunity to be financially and socially stable.
02:35What are the requirements for joining this group?
02:39Who do they need to contact?
02:41What documents do they need?
02:43There are no specific documents.
02:46They just need an Aadhaar card.
02:48If they don't have an Aadhaar card, they can use any other ID card.
02:51They need to contact resource persons.
02:54We are going to set up support centers in the municipal commissioner's office.
02:58We are going to introduce support center services in every Satyawala.
03:03We can provide support to them there as well.
03:05If five people come together, we can form a group.
03:10If I am alone, I can join them in any group.
03:14Five is the minimum.
03:16Six or seven can also be there.
03:18We can join them in any group.
03:20We can consider them as construction workers or waste workers.
03:24Can the family members or the women join the group?
03:31Yes, they can.
03:32Even if their wife is in a self-help group,
03:34if they are a vulnerable person, they can be in a vulnerable group.
03:37There is no bar in that.
03:39So, one person should not be in two groups.
03:41What are the schemes that the government is going to implement?
03:43How much loans will be available?
03:45Every sub-bill in this group has to save a certain amount every month.
03:50A joint account is set up with the group.
03:52A leader manages it.
03:55The group leader informs them of the amount to be saved every month.
04:00Everyone has to save a certain amount.
04:02Internal loans have to be paid.
04:05If there is a pending loan, it has to be repaid.
04:09Everything has to be bookkept.
04:11After three months, the group is eligible for the revolving fund.
04:14What is a revolving fund?
04:16The central government,
04:18if the group is successful for three months,
04:21they get 20,000 rupees.
04:23At present, there is 10,000 rupees.
04:25We are getting 20,000 rupees from April 1st.
04:28The group gets 20,000 rupees as a revolving fund.
04:30The group pays back the 20,000 rupees with 12% interest.
04:37As a result, the group's corpus increases.
04:40If the group is in a group for six months,
04:43the group becomes eligible for a loan.
04:45The group can give a loan up to six times the amount they saved.
04:50For example, the sanitation workers,
04:54they can buy sanitation gear and equipment.
04:58For sanitation, there are e-autos.
05:01They can buy such vehicles.
05:05After 10 hours of work,
05:07the rest of the time can be spent on other activities.
05:10In the case of women's groups,
05:12they are giving 0% interest.
05:14They are giving a revolving fund.
05:16They are giving special loans.
05:18Will these groups also give such loans,
05:20from the state or the central government?
05:22The government has given a loan for women's groups.
05:27It is part of the election manifesto.
05:30These vulnerable groups have not yet been added.
05:33We have to see what the government will do with these new groups.
05:36If the loan is more than 7%,
05:39it is compulsory.
05:41Under the interest subvention scheme,
05:43the central government gets 60% share
05:45and the state government gets 40%.
05:47If the loan is more than 7%,
05:49it is completely forbidden.
05:51The state government has to make a proposal
05:53and take a decision.
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