00:00New Year 2025 has begun and on the occasion of the new year, there are many people who take new resolutions to improve their lives.
00:10Some promise to leave bad habits, some talk about focusing on fitness and diet.
00:15So there are many people who also take a resolution to make themselves financially strong and save.
00:21In fact, saving is a process that takes time and requires discipline.
00:28So if you are taking a small resolution in 2025 to make yourself financially independent and strong,
00:35then there are some ways of investment that if you follow, you can make a good fund and shine your portfolio.
00:44It is not necessary that everyone has to invest directly in the share market.
00:48Because when you invest in the share market, you need a lot of knowledge.
00:52There are other ways in which your money will be in the market, but you do not need to watch it yourself.
01:00You do not need to do a lot of research or put a lot of thought on it.
01:06In this case, mutual funds are considered a method through which you can invest.
01:11Investing in mutual funds is equivalent to an indirect investment in the share market.
01:16In this, the money of many investors is collected and it is invested in different financial instruments such as shares, bonds, and money markets.
01:24And this is operated by asset management companies.
01:27The risk in the mutual fund is comparatively less because the amount that is collected is invested in different places.
01:35And the minimum amount of investment starts from 500 rupees, which is very good for small and new investors.
01:43Now we will tell you some such mutual funds where if you invest your money, you start a small investment.
01:51Then you can benefit and your portfolio can be good and you can make a good fund.
01:56So in this case, the advice of financial experts is to invest in a mutual fund for 7 years or more.
02:04During this time, you should take advantage of the cooperation of large cap, mid cap, and small cap funds.
02:10That is, if you are making a portfolio of a mutual fund and going to invest in a mutual fund,
02:14then you can consider large cap, mid cap, and small cap funds in terms of investment.
02:19So if we talk about large cap funds, the experts have given 3-4 such options where you can invest.
02:26So the first in large cap funds is ICICI Prudential Blue Chip Fund.
02:30The second is Nippon India Large Cap Fund.
02:33And the third is HDFC Top 100 Fund.
02:35These are the options where you can invest in large cap.
02:38Apart from this, if we talk about mid cap, then Motilal Oswal Mid Cap Fund is in the mid cap fund.
02:44The second is HDFC Mid Cap Opportunities Fund.
02:47And the third is Edelweiss Mid Cap Fund.
02:49If we talk about small cap funds, then Motilal Oswal Small Cap and Tata Small Cap Fund are considered good for investment.
02:57But whenever you invest in any mutual fund, you must have seen their CAGR on the screen when you were told about all the funds.
03:06You can see how much return you have got in 1, 2, or 3 years.
03:11You can invest according to that.
03:13Now how do you want to invest in this?
03:16The best way to invest in this is SIP i.e. Systematic Investment Plan.
03:21This is the most convenient and effective way to invest.
03:24A fixed amount is invested in this every month.
03:27Despite the ups and downs of the market, the average of the investment remains stable.
03:33Experts believe that regular investment is encouraged in this and helps to get a guaranteed return in a long time.
03:40That is, if you invest in the direct share market and you have no knowledge of the share market at all, you can be at a loss.
03:48But if you invest in a mutual fund, you get a guaranteed return of 12-13%.
03:57But whenever you invest in a mutual fund, you have to be a little patient.
04:01Don't be in a hurry to withdraw your money.
04:04Keep your fund like this for at least 2 years, 3 years, 4 years.
04:08Although experts say that it should be invested for 7 years or more.
04:13That's all in the video.
04:14How did you find the information?
04:15Do tell us by commenting.
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