00:00I mean like I've always maintained everywhere that people have asked me about how to stay
00:04safe online. We will do a lot using AI, using design, using all of that. But there is no
00:11substitute for making sure that people are informed and aware, right? I mean this goes
00:16back to the history of every time a new thing has come up, we've had to educate users to say
00:20keep your password safe, keep the pin for your debit card safe, keep the pin for your UPI app
00:25safe. In the same way, we have to educate users at every step because the digital world is also
00:32changing very fast, right? And so I don't think it is fair to say, oh the user will
00:36go figure it out. It's our responsibility to make sure that we are educating users and empowering
00:40them.
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