00:00 We did a survey, how many are saving?
00:05 The question is, for whom and for what?
00:09 Why are you saving?
00:11 I'm saving for my future and for my family.
00:15 Really, really looking forward because my plan is to have a house this year.
00:20 A house.
00:21 I'm a single mom so I'm not thinking about anything else.
00:25 I'm saving for my future.
00:28 Mostly, of course, we don't know what will happen in the future,
00:31 but we should still enjoy.
00:33 So saving for our security.
00:35 I'm saving for my child's future and I want to have my own house and land.
00:41 My goal is to have my own restaurant and house.
00:46 House, land, car and business.
00:53 Those are the only people we know who are saving hard.
00:59 Even though they are not rich, they are still very important in the money they are working hard for.
01:04 It was Christmas, the people who saved last year.
01:08 And how are the people who are saving this year?
01:12 Oh, good job to you, my dear.
01:20 We met a woman who is not only brave, but also not afraid of the challenge of saving.
01:26 We started saving in 2018.
01:30 We put our extra coins there.
01:33 After we got married in 2022, we did DIY Alcantia, the 100K saving challenge.
01:39 In 2023, we started again the saving challenge, which is the wooden Alcantia.
01:46 The amount of money that Jonalyn and Jonathan saved is far.
01:50 They started an online business and bought their own house and land.
01:54 We saved a lot because we have a lot of expenses now.
01:59 We need an emergency fund and for our children's future.
02:06 Jonalyn is still saving.
02:09 She saw on TikTok the trending box of the Philippine World Coach, Chinky Tan.
02:15 We were inspired by the box of Chinky Tan because it's beautiful.
02:20 It's back to back. 60K in front and 60K in the back.
02:25 From April 13, 2023.
02:28 We finished it on August 2, 2023.
02:32 60,000 pesos in 4 months.
02:35 That's a lot.
02:37 It seems like saving is profitable in that saving box.
02:40 Let's hear it from the Philippine World Coach himself.
02:44 This is what we call a saving box.
02:46 You put the coin here, the paper, and you'll put it in a circle.
02:50 You'll start here with the small one, 20 pesos.
02:53 You'll shade it from 20 to 50 to 100.
02:57 If you complete it, the good news is you have 60,000 pesos.
03:01 It's very important before you save, you put it here.
03:04 For where are you saving? For your car, house, cell phone, for your education.
03:09 Don't forget the start date and end date.
03:12 This is the saving challenge for the youth.
03:15 It has no denomination, it has no value.
03:17 Even if the money is small, you can use it.
03:20 Even if he's already rich, he's still careful with the money.
03:24 So you can see this saving box.
03:26 He was inspired by saving the coins that made him stronger.
03:32 When I was 12 years old, we were in Tondo.
03:35 My father's business was bankrupt and we were really poor.
03:38 I can't forget that if someone was collecting coins,
03:44 my father would shout and embarrass me in front of our house.
03:48 I was traumatized.
03:50 I told myself that I wanted to get rich and I didn't want this to happen again.
03:55 In grade school, he learned how to sell various things from the toilet paper,
04:01 clothes, shoes, and other things.
04:04 He was able to do business until he achieved his dream of becoming a millionaire at a young age.
04:09 I hit my first million when I was in my 20s.
04:12 I know the value of saving.
04:14 I can't forget that my mother asked me, "Do you want to be a millionaire?"
04:18 I said yes.
04:20 But she said, "You need to start with pesos."
04:23 "Without pesos, you won't have a cent, without a cent, you won't have a thousand,
04:26 without a thousand, you won't have a hundred thousand, without a hundred thousand, you won't have a million."
04:29 "If you don't know how to start with pesos, don't dream."
04:33 Chinky shared this mindset in his books
04:36 that teaches how to save and earn money.
04:40 Sara was one of the readers of the book, "The Convenience Store Stock".
04:43 It's written there that if you don't need it, don't buy it.
04:48 It's like your needs versus wants.
04:50 That's how I managed my money.
04:55 Sara was inspired by Chinky's books until she was able to save.
05:00 The saving challenge was just a little.
05:03 I decided to do it now.
05:04 I'll try to be successful in saving.
05:08 We saved 60,000 pesos for our wedding.
05:11 But the wedding didn't continue.
05:14 Because Sir Chinky said, "Save your money first before you do something that you can do
05:22 if you have a lot of money."
05:24 So we brought our savings to the business.
05:28 This is where she started her own skincare brand in 2018.
05:32 She sold her products to her family and neighbors.
05:36 While I was selling Queen White, I was also selling books.
05:39 If you buy 5 pieces of Sir Chinky Tan's book, it's 50% off.
05:44 It's like a reseller price.
05:46 You can sell it and you'll earn money.
05:48 In one book, you'll earn 50%.
05:50 No matter how big the profit was, Sara didn't stop selling.
05:55 Until the pandemic hit in 2020.
05:58 She didn't think that her products would be more popular online.
06:02 During the pandemic, our sales tripled.
06:05 We had resellers nationwide.
06:08 We even had a distributor.
06:10 I didn't expect that she would grow and become known throughout the Philippines.
06:16 Even though her income was already high in the skincare business,
06:19 Sara was looking for other ways to earn money.
06:22 This is where she thought of selling her products, Sir Chinky.
06:26 It's a good opportunity to sell like that.
06:29 Every new year, I earn 10,000 monthly in Alcantara.
06:34 That's the minimum. Sometimes, it's even higher.
06:37 Sara's income was also from the business, so it grew even more.
06:42 Before, from 2018 to 2019, we earned 3,000 a month.
06:47 Now, we earn more than 100,000.
06:52 We bought a car, a van, and lottos.
06:57 We also built a salon, Dear Babes Salon.
07:01 We also have a warehouse, Queen White.
07:04 We're happy that we'll buy lottos every year.
07:07 That's our investment, lottos.
07:10 The dream that started with pesos, can't be stopped by ascending.
07:15 The secret to saving is to think long-term.
07:20 Not just short-term. If you want to reward instant gratification,
07:24 you deserve it.
07:25 But if you're thinking about your future,
07:29 you'll do delayed gratification. That's number one.
07:32 Number two, you need discipline.
07:35 Without discipline, you can't save.
07:37 Third, you need consistency.
07:40 It doesn't matter how much you save, what matters is your habit.
07:44 To be a good example,
07:47 here are some tips for businessmen who call themselves a "Pisonerio".
07:52 For businessmen, first, save money.
07:57 Second, don't be afraid to try.
08:01 If you're going to start, don't enter a business you don't know about.
08:06 Second, don't spend money you can't afford to lose.
08:09 And if you're making money, you should put that money where you'll earn.
08:15 You know it will be lost.
08:17 Save discipline, hard work, and strong will.
08:22 For the dreams you have, open thousands of opportunities and success.
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