5 Tips to Avoid Massive Christmas Debt
- 3 years ago
5 Tips to Avoid , Massive Christmas Debt .
1. , Make a budget
and stick with it.
A budget is helpful in many facets of life. Christmas is no different.
2. , Don't forget to factor
in hidden costs.
Things like holiday travel or children's activities are easy to overlook,
but are an important part of the budget.
3. , Don't buy everything
with credit cards.
If you don't have the money to pay it back immediately, it's not worth it. Your friends and family don't want you to get into trouble.
4. , Plan ahead.
Some ideas include making and freezing food
you would usually buy ready-made.
or you could even start saving
now for next year's Christmas
to lighten the burden.
5, If you do overspend,
don't freak out.
Just set a budget that will get you
back on track. Don't ignore it or put it off. Take care of it sooner than later
1. , Make a budget
and stick with it.
A budget is helpful in many facets of life. Christmas is no different.
2. , Don't forget to factor
in hidden costs.
Things like holiday travel or children's activities are easy to overlook,
but are an important part of the budget.
3. , Don't buy everything
with credit cards.
If you don't have the money to pay it back immediately, it's not worth it. Your friends and family don't want you to get into trouble.
4. , Plan ahead.
Some ideas include making and freezing food
you would usually buy ready-made.
or you could even start saving
now for next year's Christmas
to lighten the burden.
5, If you do overspend,
don't freak out.
Just set a budget that will get you
back on track. Don't ignore it or put it off. Take care of it sooner than later