Even if you think you can't afford health insurance, there are some options available to you. Having a baby is an exciting time in the life of every woman. For women in Michigan whose income falls below the poverty line they may feel they are facing a crisis. Without the ability to buy health insurance they can be risking their own lives along with the life of their baby. This doesn't have to be the case though, as the state offers free health care insurance to all eligible expectant mothers. Maternity Outpatient Medical Services is a valuable resource that should be utilized by women who fall within the eligibility guidelines. People who don't qualify for state funded programs are faced with finding health insurance on their own. It can be overwhelming trying to decide which policy supplies all the necessary coverage. For a family that has the resources, a full coverage policy is the best choice. When looking for a well-rounded policy in Michigan it's important to know exactly what is