http://www.cullen-law.com. Orlando accident attorney Kim Michael Cullen explains that many accident victims settle their cases too soon, potentially costing them thousands of dollars. Many people do not realize that group health insurance companies have a contractual right to be reimbursed for any medical bills they pay after an accident. If the injured person recovers money, the group health insurer has a right to that money. Kim represents accident victims, and helps them determine a reasonable settlement amount so that any liens or rights of reimbursement are taken care of. Call Kim at 407-254-4901.