The federal student loan autopay discount is temporarily 1% instead of the usual 0.25% — four times bigger — but you must enroll in autopay by Dec 31, 2026, at 11:59 p.m. Eastern. On a $30,000 loan at 6.52%, that extra 0.75 points saves about $225 a year, and the 1% rate runs through June 30, 2028. It only covers federal Direct Loans first disbursed on or after July 1, 2012 — FFEL and private loans do not qualify. Follow US Money Guide for daily money tips! #personalfinance #moneytips #savingstips #highyieldsavings #usfinance #financialfreedom #emergencyfund #bankingtips
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