00:00There are some mistakes. One, let's say, is only considering the quota.
00:04Let's remember that the cost of money is the interest rate.
00:07So, that's the first issue.
00:09Be careful not to over-indebted.
00:11One loan, another loan, another loan.
00:13And that's relatively easy, let's say, to do.
00:18Start paying the minimum, particularly on credit cards.
00:21That's another thing I should avoid.
00:23Commit a large percentage of my salary.
00:26I don't know, 40, 50% to pay off loans in general and not have resources.
00:33So, let's say, and have the ability, let's say, to accept credits.
00:37Believing that it is an extension of the salary.
00:39So, I would say those are the most common mistakes with the topic of credit.
