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ये "बच्चा" आपको कभी धोखा नहीं देगा - बुढ़ापे के लिए Money Children बनाओ
FD, RD, SIP या Mutual Fund? बुढ़ापे के लिए ₹1 करोड़ कैसे बनाएं

आज के ज़माने में बुढ़ापे में बच्चे साथ देंगे या नहीं, इसकी कोई गारंटी नहीं - प्राइवेट नौकरी और बिज़नेस में पेंशन भी नहीं। इस वीडियो में मैं बता रहा हूँ कि सेविंग और पैसे से पैसा बनाने में क्या फ़र्क है: सेविंग अकाउंट (6.5-7%), RD/FD (7-8%, सीनियर सिटीज़न को थोड़ा ज़्यादा), कमेटी क्यों नहीं डालनी चाहिए, और म्यूचुअल फंड में SIP से अपने "पैसे वाले बच्चे" कैसे बनाएं - लार्ज कैप, मिड कैप, स्मॉल कैप, माइक्रो कैप और थीमैटिक फंड (डिफेंस, मैन्युफैक्चरिंग, कंज़म्प्शन, हेल्थ) - साथ में हेल्थ और लाइफ इंश्योरेंस।

In this video: the difference between saving money and making money - savings accounts, recurring and fixed deposits, why a committee (kitty) is risky, index funds and mutual funds through SIP and lump sum, compounding, inflation, and the idea of building several "money children" (one SIP in each kind of fund) that support you in old age. Example: ₹10,000 a month for 20-25 years can grow to about ₹1 crore at long-term equity returns, then you sell a little every month as income.

Disclaimer: This video is for general education only and is not financial advice. The return figures mentioned are examples and the speaker's own experience; they are not guaranteed. Mutual fund investments are subject to market risks - read all scheme-related documents carefully and decide based on your own situation or with a registered adviser. I have no tie-up with any bank named in the video.

CHAPTERS
0:00 Kids may not support you - build a pillar
1:26 1. Savings account (6.5-7%)
2:00 2. RD / FD (7-8%)
2:39 Avoid the committee (kitty)
3:27 3. Index & mutual funds
5:20 The big idea: build "money children"
6:18 4. Thematic funds (defence, manufacturing, consumption)
7:26 Health + life insurance
8:36 Stocks are risky - fund managers
9:59 Retirement: no pension in private jobs
10:53 Example: ₹10,000 a month → about ₹1 crore
12:56 Summary: save vs make money
13:38 Beat 6-7% inflation
14:28 The plan: 10-15 children × ₹1,000

आप अभी कितने "पैसे वाले बच्चे" बना रहे हो? कमेंट में बताइए।
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#PaiseSePaisa #MutualFunds #SIP #RetirementPlanning #iMoneyGrow

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Transcript
00:00Today I will tell you that I am only saving or saving
00:05or you have to take a picture of the 14th, 15th, 17th,
00:10which will not be a burden of your children.
00:13Because your children are the time of your children.
00:15If you look at the history of your children,
00:19if you look at the history of your children,
00:21there are also many children who are living in your children
00:24and who are living in your children.
00:27so today our lives are totally
00:29just like property
00:31bank balance or what about
00:33their children's name
00:34or what about their children's name
00:37they can't do it
00:38so when they all make their children's
00:41own way to make them
00:42we need to help them
00:45but as soon as we can
00:47get them
00:48then just
00:49ask them
00:50or ask them
00:52Yeah, then we can't get away from the house.
00:55Or we can't go for a big city.
00:56Or we can't get away from the house.
00:58So this drama is a drama.
00:59So, here is why you have to tell us how to make sure you can get your phone.
01:05And how can you make your phone play?
01:08We can save it.
01:10And how can you get your phone out?
01:12Please subscribe, share, comment.
01:14If you have any questions, please go ahead and send it to me.
01:16If you have any questions about this video,
01:18So if you want to know more about it, then you can share your knowledge.
01:24So, one thing is that we normally have a bank account mostly private sector,
01:31such as Kotak, IDBI Bank, then Yes Bank, then AU Bank, or other banks.
01:40That means you can get an account.
01:44So here, 6,5-6,7% interest rates,
01:52then you can get an account for your bank account.
02:00Second, if you are already income,
02:31Thank you very much.
02:32Thank you very much.
09:46can be made by large cap, medium cap, small cap, micro cap,
09:52thematic defense, consumption, and then manufacturing fund.
09:59This is how many thousand rupees, two thousand rupees,
10:0214-15 thousand rupees, 20-25 thousand rupees.
10:06Because of the job in private sector, there is no pension.
10:18This is why we have a financial pension.
10:21There are a lot of people who come from.
10:24But until you retire, you will find the inflation is high,
10:30which is not 민주, because it's not the same.
10:33Therefore, their children are supporting their children.
10:38It will be a simple and simple.
10:39If you have a child, you will be able to ask them or not.
10:44They will be able to ask them to help them.
10:48They will be able to give you a support income, lifetime till last.
10:53We have 20 years ago for the fund.
10:57We have 15,000 rupees and now.
11:02You have saved 10,000 rupees.
11:15।
11:35You will be able to study and study.
11:41You will be able to buy and exit,
11:45which you will be able to buy and get profit loss.
11:49Here is not a good fund.
11:52For long time, most of you,
11:54you should look into the graph sector.
11:56You should look into the U.S.
11:58and the countries.
12:00foreign
12:05foreign
12:07hana beach made down a little تقرور down a guy
12:10figuring down a guy over yey
12:12دست چلا ترہا تاؤ اس لیے
12:13اپنے جتنے آپ جہادہ سے
12:16جادہ سیدہ سپورٹ
12:17والے بچے پیدا کر سکتے ہو
12:18بنا سکتے ہو
12:19تاکہ زندگی بڑھاپہ
12:22مشکنط کے بینا
12:24ابھی بھاگا دوڑی کر رہے ہو
12:25کام کر رہے ہو
12:26شریر بھی چل رہا ہے
12:30شرص آپ کر سکتے ہو
12:32لیکن بڑھاپے میں
12:34نہ سرکار سہارا دے رہی ہے
12:35Not his neighbor or neighbor.
12:39They will give their children valid guarantee or not.
12:42When they do pension, private sector in business,
12:44they will do their own dedicate.
12:46After all, this is just your saving.
12:49You can save your children.
12:52They will do our job.
12:54They will do their job.
12:55So, saving and saving.
12:59If you save it and saving,
13:01then you can save your children.
13:05account. If you want to make money, then mutual fund, stock investment, trading, if you can
13:12trading, or recurring deposit. There is also a good profit, but there is a certain fixed
13:22return that is known as 9 percent. But current India's 6,5-6,7 percent inflation is going
13:30to make money. If you have 8-6,8 percent, then 1,5 percent will be. So mutual fund
13:35is 18-20 percent. If you have to tackle inflation, you have to fight, you have to fight,
13:43you have to fight, you have to fight, you have to fight, you have to fight. So mutual fund, stock
13:49investment, trading, trading, trading, technical, learning, practical, practical and practical
13:56ностиotees. Practical is that if you need to go further,
14:05the trouble for a multiple, quarter and year to to investack.
14:1812-25, 26 percent net compounding return is facing money, high fund versus high via
14:24medium-cap small-cap risk
14:26jitna loo ge
14:27utna hi pisa banay ga
14:28lekin bache zburu banayi
14:30jitne ee aapke hath me
14:3210 bache banane hai
14:3315 binane hai
14:341000-zara rupay harayak me
14:35laga do ho
14:3615 bin jayenge
14:37maala harayak me
14:38ache fund
14:391000-zara maala
14:40small-cap large-cap
14:41medium-cap
14:41thematic fund
14:42defense sector fund
14:43manufacturing fund
14:44consumer fund
14:45auto index fund
14:46in me laga do
14:47health index fund
14:48in me laga do
14:49health
14:50dekho
14:50itne 1.500 crore
14:51ki abadhi hai
14:51bimariya
14:52din-ba-din
14:52bada rhi hai
14:53khani pyni ka
14:54logon ka praise
14:55naihi hai
14:55hospital'o ki
14:56zruri ta hai
14:57health wala fund
14:58to humeisha
14:58chalye ga
14:59chalye ga
14:59korona
15:00dkho aya
15:00ta
15:00tb bhi
15:01اور udher
15:02consumption fund
15:02wo bhi chalye ga
15:03korona aya ta
15:04khani pyni ka
15:04khami naihi
15:05rukha
15:05korona aya ta
15:06consumption
15:07joh hai
15:07consumer
15:09joh
15:10aapna
15:11LED
15:11electronic
15:12وہ
15:12نہیں
15:12khani pyni
15:13nai
15:13khani pyni
15:14jis me
15:14khadhi
15:15بستے
15:15ہوگi
15:15na
15:16وہ
15:16چیز
15:16so
15:17baki
15:18اے
15:18بچے
15:18بنائیے
15:19اور
15:19اپنے
15:20آپ کو
15:20scare
15:20kiji
15:20اور
15:21یہ
15:21بچے
15:21آپ
15:21کو
15:21زندگی
15:22بھر
15:22کبھی
15:22دھوکھا
15:23نہیں
15:23دیں گے
15:23آگے
15:24last
15:24tk
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