00:00Erie Insurance is the strongest overall choice for drivers who can get it,
00:04while USAA is arguably the best for eligible military families.
00:08The answer changes significantly by state, eligibility, price,
00:13and whether you prioritize claims handling or low premiums.
00:171. Erie Insurance – Best Overall for Eligible Drivers
00:21In J.D. Power's latest 2025 Auto Claims Satisfaction Study,
00:25Erie ranked Hashtag 1 with 743 firsts, 0-0-0, ahead of NJM at 731 and Liberty Mutual at 730.
00:36In 2026, Erie also ranked first in the Mid-Atlantic, 704, North Central, 688, and Southeast, 691 regions.
00:472. USAA – Best for Military Members and Their Families
00:51It scored 741-1000 for Claims Satisfaction, second only to Erie,
00:59although J.D. Power does not rank USAA competitively because eligibility is restricted.
01:053. Amica – Particularly Strong in New England
01:08It ranked first there in the 2026 J.D. Power Study with star-star, 702 star-star,
01:15marking its third consecutive regional win.
01:174. State Farm – A strong nationwide option when local pricing and availability matter.
01:23It ranked first in the Northwest, 667, in 2026, and second in the Central and Southwest regions.
01:325. Travelers – A strong choice in New York, where it ranked first with star-star, 657 star-star in
01:392026.
01:40However, its position varies considerably by region.
01:44The key point is that there is no single best insurer for every U.S. driver.
01:49Premiums can differ by state, zip code, age, driving record, vehicle, and coverage level,
01:55sometimes enough to outweigh satisfaction rankings.
01:58For a practical decision, compare quotes from Erie, USAA, if eligible, Amica, State Farm, and Travelers,
02:06then choose the lowest-priced policy that maintains strong liability limits and coverage you actually need.
02:12Finally, remember that everything we discussed today is for educational purposes only
02:17and does not constitute financial advice.
02:20Good luck to everyone, and see you in the next video.
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