00:00Moving on now, Apple Pay has finally arrived in India.
00:04This was after a decade-long wait.
00:06The service is now available from 30th September,
00:09initially supporting Access Bank Visa and MasterCard credit cards
00:13across iPhone, iPad and Apple Watch.
00:17But UPI is not a part of the initial launch.
00:20So let me take you through some of the details that have come in
00:23in case you've been waiting for it and have wanted it for this long.
00:26Apple Pay is a secure digital payment service that allows card payment
00:31without entering an OTP or the PIN.
00:34So it uses an on-device authentication instead.
00:37While UPI, clearly we know that remains India's dominant digital payment system,
00:43Apple Pay has entered into that market.
00:46But there's also an ongoing debate around UPI's merchant discount rate
00:50that could shift people toward Apple Pay.
00:53So in case you have an Apple iPhone or Apple devices and intend to use Apple Pay,
00:58how do you do that?
00:59You can add your card through the Apple Wallet or the Access Bank application.
01:04Double-click the side or home button.
01:07Authenticate with your Face ID or Touch ID or even a passcode.
01:12Hold the device near a contactless reader.
01:14It also works on supported applications and websites as well.
01:19But because it's Apple, we are aiming and hopeful of full-on security over this issue.
01:24Because globally, Apple Pay is available in more than 90 countries.
01:29Over 11,000 bank and network partners are associated with it.
01:33So here's our quick guide to what kind of cards are working here,
01:38whether Rupay and UPI are supported on this,
01:41and whether you can use Apple Pay in India and how.
01:44But importantly, what happens if your iPhone is lost, misplaced or stolen?
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