- 14 minutes ago
In this video, we cover 15 assets that are selling at low prices while fear keeps average buyers on the sidelines. We look at commercial office buildings that are down 30 to 50 percent from previous peak levels. We examine why baby boomer retirements are forcing profitable small businesses onto the market at two to four times annual earnings. We also walk through the numbers for physical commodities like copper and uranium, along with high-dividend energy stocks trading at low multiples. This video lays out the data behind each asset class so you can see where institutional money is moving.
Tags:
cheap assets, undervalued investments, buying small businesses, commercial real estate, farmland investing, energy stocks, high dividend reits, bond yields, commodity investing, bitcoin cycle, value investing, wealth building, the money formula
Tags:
cheap assets, undervalued investments, buying small businesses, commercial real estate, farmland investing, energy stocks, high dividend reits, bond yields, commodity investing, bitcoin cycle, value investing, wealth building, the money formula
Category
📚
LearningTranscript
00:00The crowd is scared right now.
00:02Inflation headlines, trade wars, AI replacing jobs,
00:06seven tech stocks holding the entire market together with duct tape.
00:10But here is what nobody is talking about.
00:13While regular people sit frozen in their savings accounts earning almost nothing,
00:18billionaires, pension funds, and private equity sharks are on a shopping spree.
00:23They are loading up on assets that are trading at prices we haven't seen in 10, 15, sometimes 20 years.
00:30A business generating $200,000 a year, selling for $600,000.
00:35A building that held its value for decades, half off.
00:39Entire sectors of the economy on clearance.
00:42The disconnect between fear and opportunity has never been this wide.
00:48Today, we break down 15 assets that are dirt cheap right now
00:51and why waiting to buy them will cost you far more than buying them ever could.
00:56Welcome back to The Money Formula,
00:58where future millionaires come to motivate.
01:01Let us start with the assets most people would never think to look at.
01:06Number 15.
01:08Old media properties.
01:10Here is a question nobody asks.
01:12What happens to a magazine that has been running for 30 years
01:16when the owner retires and nobody wants to take over?
01:20It goes on sale for pennies.
01:22But think about what sits inside.
01:26Decades of archived content.
01:28A subscriber list of loyal readers with real buying power.
01:32Intellectual property that could be repurposed, licensed, or revived with modern distribution.
01:38A dead TV show collecting dust?
01:41That is a streaming deal waiting to happen.
01:44Old photography archives?
01:46Perfect training data for the visual economy.
01:49People say nobody watches local TV.
01:52The numbers say otherwise.
01:55BIA Advisory Services projects local over-the-air TV ad revenue
01:59jumping from $14.51 billion in 2025 to $18.18 billion in 2026.
02:07That is a 25.5% year-over-year increase.
02:11Political advertising alone pushes $3.8 to $4.2 billion into these networks.
02:18Politicians need eyeballs in specific zip codes.
02:21Local stations deliver that.
02:24Therefore, these small, trusted networks hold a monopoly position in political ad spend
02:29that no app and no algorithm can replace.
02:31And in a world where everything starts to feel generated, people will pay more for things
02:37that feel real.
02:39Number 14.
02:41Office Buildings
02:42Let me paint the picture.
02:45Imagine walking into a car dealership where every car is half off because a hurricane hit
02:50last year.
02:51The hurricane already passed.
02:54The cars are fine.
02:55The dealership has not updated the prices yet.
03:00That is office space right now.
03:03Nationally, prices are 32.7% below pre-COVID peaks.
03:08In some central business districts, the drop was 50% top to bottom.
03:1412 out of every 100 office building loans are past due or in default.
03:19That default rate is worse than what we saw during the 2008 financial crisis.
03:25But here is where most people stop reading and miss the turn.
03:30Manhattan rents hit $760 per square foot in January 2026, highest in the country.
03:37San Francisco and Miami are both absorbing empty inventory at an increasing pace.
03:43Therefore, while the headlines still say offices are dead, the supply pipeline tells a different
03:49story.
03:50New office construction is at a three-decade low.
03:54Builders stopped breaking ground years ago.
03:56So the supply is shrinking exactly as the demand curve bends back up.
04:01Some investors are buying marketing agency offices at 50% discounts, splitting the floors
04:07and leasing them out to dentists, tech teams, and service businesses.
04:10Others are converting entire buildings into apartments under adaptive reuse programs, or leasing them
04:17to AI companies that burn through cash without caring about rent.
04:21The smart money moved on this about 18 months ago.
04:24The question is whether you see it before the window closes.
04:28Number 13.
04:29International Real Estate
04:31Most Americans think about real estate in one country, their country.
04:36But right now, the U.S. dollar creates a weapon-grade advantage overseas that most people are sleeping
04:43through.
04:43For years, the U.S. weakened the purchasing power of the dollar at home, while other currencies
04:49absorbed the damage.
04:50The result?
04:52American buyers today can walk into foreign markets and buy property at a 30% to 50% discount
04:58compared to 2019 levels in dollar terms.
05:01Porto, Cordoba, Guadalajara, Chiang Mai, Torino, Batumi.
05:08A hundred thousand dollars will not get you a house in most U.S. cities.
05:13But in the suburbs of major international cities, where the quality of living is often better,
05:19that same money buys a full property.
05:21These markets have not had their big appreciation wave yet, but it is coming.
05:27Short-term rental rates in these cities are competitive with domestic ones.
05:31Therefore, with a decent property manager, you are looking at 6% to 8% rental yield, plus
05:3610% or more when you add the appreciation runway.
05:40And the whole time, your money sits in a different economy, as a hedge against whatever breaks
05:45next at home.
05:46Number 12.
05:48Farmland
05:49For the first time in 15 years, farmland prices are dropping.
05:54Corn prices fell.
05:56Fertilizer costs climbed because oil climbed.
05:59Data centers are drinking up water supply.
06:02Farm income contracted and dragged land values down with it.
06:06That sounds bad.
06:07But pay attention to who is buying while farmers are selling.
06:12Bill Gates is the single largest private farmland owner in America.
06:17The Mormon Church owns more U.S. farmland than most entire countries.
06:22TIAA, the pension fund for teachers, has billions parked in agricultural land.
06:27These are not speculators.
06:29These are generational holders.
06:32Farmland is a forever asset.
06:34It works as collateral.
06:36It produces food.
06:37It generates solar energy.
06:39It supports manufacturing.
06:41And unlike a stock, it does not go to zero overnight.
06:45Your edge depends on your size.
06:47If you are small, talk to the people who own these parcels directly.
06:52Grandparents and their neighbors are sitting on small plots that nobody is competing for.
06:57You can do your own roll-up of these tiny pieces and combine them.
07:01Therefore, you negotiate better lease terms from a position of scale.
07:06Energy and food do not go out of style.
07:09Off-grid technology no longer needs government infrastructure.
07:13Therefore, even a few acres in the right location can become a cash-flowing asset that pays you while you
07:19sleep.
07:20Number 11.
07:22Physical Commodities
07:23Copper
07:24Uranium
07:26Timber
07:27Gold
07:28Everyone talks about the AI revolution.
07:32Almost nobody talks about the physical materials required to make it happen.
07:37Every electric vehicle uses four times more copper than a gas-powered car.
07:43Every data center, every wind turbine, every grid upgrade, every charging station runs on copper.
07:51Demand is structurally outpacing supply through at least 2035.
07:57And here is the problem.
07:59Major mining investment has not recovered to 2014 levels.
08:03Nobody was building new copper mines because nobody wanted to.
08:08By the time they start, the gap will be even wider.
08:12Then there is uranium.
08:14Microsoft, Amazon, and Google are either buying or building nuclear power plants.
08:20Because whoever wins the energy race wins the entire AI race.
08:24Uranium went from $20 a pound in 2020 to $106 in 2024.
08:31It pulled back to around $85.
08:33But the structure...
08:34Number 10.
08:36REITs Outside of Office Buildings
08:38When someone says REIT, most people picture a boring apartment complex or maybe a strip mall.
08:44But this asset class is far stranger and far more profitable than that reputation suggests.
08:51Vici Properties is the landlord for Caesars Palace, MGM Grant, Mandalay Bay, and the Venetian.
08:59They collect rent from casinos on the Las Vegas Strip.
09:02There are REITs that own prisons, marijuana farms, cell towers, billboards, ski resorts, movie theaters.
09:11The data centers powering every AI chatbot on the planet live inside a REIT.
09:17And right now, many of these are trading at deep discounts to the real value of the properties inside them.
09:24Industrial vacancy sits below 6%.
09:28Apartment REITs in supply-constrained markets trade at 30% discounts to private valuations of the exact same buildings.
09:36Data center REITs are racing to build capacity for AI workloads.
09:40The math is automatic because of one structural rule.
09:45Rates are required by law to distribute 90% of their taxable income as dividends.
09:51Yields across the sector range from 4% to 7% depending on the property type.
09:56Many raise the dividend every single year.
10:00But here is the behavioral trap.
10:02A person will spend $400,000 on one rental property in their city and call themselves a real estate investor.
10:10That same person will refuse to put $40,000 into a basket that owns 10,000 properties across dozens of
10:18markets and management teams.
10:20The logic does not hold up.
10:22But the psychology is powerful.
10:24Number 9.
10:26Bonds.
10:27This one will sound boring.
10:29That is exactly why it works.
10:32Most people under 35 have never owned a bond.
10:36For a full decade, yields were near zero.
10:39And anyone holding bonds was either retired or quietly losing to inflation.
10:44That era ended.
10:47The 10-year treasury now yields 4.6%.
10:50Investment-grade corporate bonds pay around 5.5%.
10:55Municipal bonds in high-tax states yield over 4% tax-free, which works out to roughly 6% for
11:03higher earners.
11:03Meanwhile, most people still have their cash parked in checking accounts, earning 0.01%.
11:10The money market fund sitting right next to it would earn them 400 times more.
11:17They never move the money.
11:19The Federal Reserve cut 75 basis points in late 2025.
11:23The market is pricing a 40% chance of another rate hike.
11:28Therefore, the edge right now is timing.
11:30If global tensions cool and inflation settles, more cuts could come next year.
11:36When rates drop, existing bonds go up in value.
11:40Buyers who locked in today's yields would collect interest and sell at a premium.
11:45Number 8.
11:47Energy Companies.
11:49Oil is the most hated investment in polite conversation.
11:53It is also one of the most reliable wealth generators in the history of financial markets.
11:59ExxonMobil and Chevron both trace back to John D. Rockefeller's standard oil empire from the 1800s.
12:07They have been printing cash for over a century.
12:10Exxon raised its dividend every single year for 43 consecutive years.
12:16Through the 1986 oil crash.
12:19Through 2008.
12:20Through the pandemic in 2020.
12:2243 years without blinking.
12:25Last year, the five largest oil companies paid out a combined $114 billion to shareholders.
12:33That payout is larger than the entire GDP of Hungary.
12:37And these companies still trade at only 8 to 12 times earnings.
12:41The reason they are cheap is cultural.
12:45Saying 10% of your net worth sits in Exxon or BP does not win points at dinner parties.
12:51But the same people at that dinner party heat their homes with gas, cook on gas stoves, drive petroleum-powered
12:58cars, and pull electricity from a grid that runs roughly 60% on fossil fuels.
13:04And the demand is accelerating, not slowing.
13:08U.S. data centers now consume as much electricity as every nuclear power plant in the country combined.
13:15By 2030, they will use up to 17% of all U.S. electricity.
13:21Microsoft signed the largest corporate nuclear deal in history.
13:25Northern Virginia stopped issuing data center permits because the grid cannot keep up.
13:31Somebody has to sell that gas.
13:33Somebody has to run those pipelines.
13:36Somebody has to build new power plants.
13:39Those somebodies trade at single-digit multiples.
13:45Take a company like UnitedHealth.
13:48For years, it was treated like a fortress.
13:51Then, 12 months of bad news hit at once.
13:54Medicare Advantage reimbursement cuts.
13:57A DOJ criminal investigation.
13:59A massive cyberattack on change healthcare.
14:02Drug pricing reform pressure.
14:04The stock dropped 54% from its peak.
14:08Shares hit $234 in March.
14:10Around the same time, Berkshire Hathaway exited their entire UnitedHealth position.
14:16The market saw Buffett selling and panicked harder.
14:20But the Berkshire play was simple.
14:22They bought shares during the hack when the stock was at the absolute bottom, then flipped the position for a
14:2845% gain.
14:29Now, look at the numbers across the sector.
14:32UnitedHealth trades at 15 times forward earnings versus a historical average of 25.
14:39CVS went from $70 a share to $90 in 30 days.
14:43Pfizer sits at about $25, with a forward P.E. around 8 and a 6.8% dividend.
14:50Hospital operators are buying back stock at record pace.
14:53The sector ETF called XLV is down 7% year-to-date, while the S&P 500 is up 5.
15:00That gap is the opportunity.
15:03Number 6. Cybersecurity
15:06Here is an equation nobody expected.
15:09More AI means more security spending, not less.
15:14Anthropik built something called Mythos that found cracks in major organizations.
15:19In a matter of days, it rode over 2,000 exploits against Mozilla, Apple, banks, and airlines.
15:27When that news hit, the market panicked.
15:31Algorithms and retail investors dumped shares of CrowdStrike and Palo Alto networks,
15:36dropping them 5% to 11% almost overnight.
15:39The thinking was simple.
15:41If AI can find and fix bugs on its own, human cybersecurity companies are finished.
15:47That is the exact opposite of what happened.
15:51Anthropik licensed Mythos to the same cybersecurity firms protecting the biggest infrastructure in the country
15:57so they could patch everything before public release.
16:01AI did not replace the security companies.
16:03It became their most powerful weapon.
16:06For every AI system deployed, there is a new attack surface.
16:11For every automation, a new vulnerability.
16:14Therefore, the faster AI grows, the more money flows into cybersecurity.
16:20We are entering the most aggressive digital arms race in history.
16:25The companies building the shields trade at a discount
16:28because the market confused a weapon for a threat.
16:31There is a theory called the dead decade.
16:35Every time the S&P 500 has traded at valuations similar to where it trades right now,
16:41the following 10 years produced returns between negative 1 and 2%.
16:46The most famous example ran from 2000 to 2009.
16:51Seven stocks carry the entire U.S. index.
16:55Without them, the picture looks weak.
16:58The top performers in AI, chips, electric vehicles, and social media
17:03have no structural protection from being copied.
17:07International stocks are cheaper, performing better right now,
17:11and sitting in economies with more room to grow.
17:14Spreading some money outside the U.S. is not pessimism.
17:17It is math.
17:19Number four.
17:21Peptide Companies
17:22Remember when Ozempic and Wagovi felt like they came out of nowhere?
17:27Two companies, Novo Nordisk and Eli Lilly,
17:30created a $200 billion market in five years around weight loss drugs.
17:36That was the opening act.
17:38The second wave is already here.
17:42Retatratide is Eli Lilly's next compound.
17:44It targets three hormone receptors at once instead of one.
17:48Phase three trial data showed 30% total body weight loss while dissolving liver fat.
17:55That is not a diet drug.
17:57That is a full metabolic reset.
18:00Then there is GHKCU,
18:03a copper peptide moving through the anti-aging, skin care, and tissue repair markets.
18:08People are using peptides for cellular regeneration, cognitive repair, and joint recovery.
18:14The weight loss use case was the front door.
18:17However, the rest of the building is far bigger.
18:20Eli Lilly brought in $20 billion in the first quarter of 2026 alone
18:25and is buying every relevant small biotech firm in sight.
18:30Novo Nordisk is developing a formula that requires only one injection per month instead of weekly.
18:36Here is the volume play.
18:38When these compounds move from injectables to pills and other delivery methods,
18:42the volume consumed jumps three to thirty times.
18:46The companies making the shift first will capture the market.
18:49Number three.
18:51Emerging market stocks.
18:53The next billion consumers on the planet do not live in the United States and do not speak English.
19:00U.S. companies trade at 24 to 26 times earnings.
19:04Emerging market stocks trade at around 12 times.
19:07China is at nine times.
19:09That means you can buy the same dollar of earnings for half the price overseas.
19:15India has been delivering six to seven percent annual GDP growth.
19:20Mexico is in the middle of a near-shoring wave that is rebuilding its industrial base.
19:25South Korea, Brazil, and China are all moving in ways that most American investors are not paying attention to.
19:32The U.S. dollar lost over ten percent of its purchasing power in 2025 and 2026.
19:39That is why everything costs more at home.
19:42But it also means every dollar you move into emerging markets buys more earnings than it did two years ago.
19:50There is more measurable economic growth happening outside the U.S. right now than inside it.
19:56The prices reflect it.
19:58The opportunity is in the gap between what these economies are producing and what their stock markets are charging.
20:05Number two.
20:06Bitcoin.
20:08Every Bitcoin cycle since 2013 has included a mid-cycle correction of 30 to 40 percent.
20:15Every single one.
20:17Then the second leg begins.
20:20Right now, Bitcoin is down 40 percent from its all-time high.
20:24Exchange reserves are at their lowest levels of 2026.
20:28Coins are moving off exchanges again.
20:32That pattern has preceded every major rally in Bitcoin's history.
20:36Two questions decide whether this is an asymmetric bet for you.
20:40First, will the world of tomorrow be more digital than it is today?
20:45Second, will governments continue printing money and weakening their currencies?
20:50If both answers are yes, then a decentralized digital asset with a fixed supply becomes more valuable with each passing
20:59year.
21:00AI agents will transact on blockchain networks, not through legacy banking systems.
21:06The price is down.
21:08The structure has not changed.
21:10The demand curve is bending up.
21:13Number one.
21:14Cash-flowing small businesses.
21:16This is the biggest opportunity on the entire list, and the one that almost nobody does.
21:22Twelve million businesses in the U.S. are owned by baby boomers.
21:26Around 600,000 of them will either sell or close in the next five years.
21:31The owners are retiring.
21:33Their kids do not want the business.
21:35They have no succession plan.
21:37Most of these are profitable operations, selling at two to four times their annual cash flow.
21:43Think about that.
21:43A business that makes $100,000 a year, selling for $200,000 to $400,000.
21:49And in many cases, the owner is willing to finance the majority of the deal themselves.
21:54Car washes.
21:56Pest control companies.
21:57Plumbing businesses.
21:59HVAC shops.
22:00Roofing crews.
22:02Electrical contractors.
22:03Tommy Mello took one garage door repair company and built it into A1 garage door service.
22:09It does $300 million in revenue across 23 states and 37 markets.
22:16The entire company is worth $1.7 billion.
22:21Repairing garage doors.
22:23Private equity groups are circling these deals.
22:26They see the math.
22:28The question is whether individual buyers can move faster and build relationships that P.E. firms cannot.
22:35The money is here.
22:36The opportunity is here.
22:38But you have to be willing to do the work.
22:41Bonus.
22:42Distressed and panicked sellers.
22:45Every asset on this list has something in common.
22:48Someone is selling it for less than it is worth.
22:51But there is one category where the discount is not about the market.
22:56It is about the person selling.
22:58Divorce.
23:00Death and probate.
23:01Medical bills.
23:03Tax problems.
23:04Forced relocations.
23:06Business partner blowups.
23:08Liquidations.
23:09Bankruptcies.
23:10When a seller cares more about speed than price, the math shifts entirely in the buyer's direction.
23:17Show up with proof of funds and the ability to close in 14 days.
23:22That combination wins deals that negotiation tactics never will.
23:27Wealth does not get built when everything is going up and everyone feels confident.
23:33It gets built in years like this one.
23:36Quiet years.
23:38Discount years.
23:40Years when most people are too scared to move.
23:44Every asset on this list will be more expensive a year from now.
23:49Two years from now.
23:50Five years from now.
23:52The window is open today.
23:55Which of these 15 assets caught your attention?
23:58Drop your answer in the comments.
24:00Subscribe to The Money Formula, where future millionaires come to motivate.
24:05And remember what we said at the start.
24:07The crowd is scared right now.
24:09The money for the money for the money for the money for the money for the money for the money
24:10for the money.
24:10The money for the money for the money for the money.
24:10The money for the money for the money.
24:10The money for the money.
Comments