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Matt Maley, Chief Market Strategist at Miller Tabak + Co., discussed the latest interest rate hikes by the Federal Reserve and European Central Bank, and whether they signal a broader shift towards higher rates globally. Maley expects long-term bond yields to remain elevated as central banks prioritise inflation control, and believes another Fed rate hike could be on the way. He also warned that higher borrowing costs could weigh on AI investment and stock markets. Maley said a less predictable Fed under Chair Kevin Warsh could prove beneficial in the long run, while creating more market volatility in the short term.

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00:00Let's bring in Matt Maley, Chief Market Strategist at Militabac and Companies,
00:05also the author of the Maley Report newsletter.
00:08Hello, Matt. Lovely to chat to you, as always.
00:11I want to ask you, you know, we've seen the Fed move on Wednesday.
00:14The European Central Bank increased their rates also for the first time in three years last week.
00:20The BOE is steady, but they are signaling they're heading for an increase in November.
00:24Are we at the start of a global rising trend?
00:30Well, Sally, it certainly seems to be seen that way.
00:34You know, it's something that they've been, certain countries, of course, have been hinting at for,
00:39or strongly hinting at for quite some time.
00:41And, of course, the ECB has already done so.
00:44And the, you know, the tone of Chairman Walsh yesterday was, you know,
00:50a little bit more hawkish than people were looking for.
00:52Now, I do see that the long-term yields have come down a little bit,
00:57but I think that's a little bit of a situation where, you know, we had this buy the rumor, sell
01:02the news.
01:03I mean, people were expecting this rate hike.
01:06Everybody was kind of on one side of the boat.
01:09Positioning was very short.
01:11The market was expecting, you know, the prices to go down more and rates to go up further.
01:16So I think people are just moving back a little bit now that they've gotten the actual news.
01:20But it's going to be hard to see rates come down much more, those long-term yields,
01:26given this whole backdrop that you just described.
01:30Walsh has always been clear that his focus, his mandate, is to control inflation.
01:35We know the economy is looking strong.
01:38That is good news.
01:39But, of course, you've got to balance it all very carefully because you don't want to discourage growth,
01:44but you do want to control inflation.
01:46Do you think he's making the right moves at this point to get it right?
01:51I think he is.
01:53I mean, inflation would just be a crushing blow.
01:57And we do have a situation, of course, in the Middle East and in Eastern Europe, for that matter,
02:03that should keep energy prices high for a longer period of time.
02:09But, you know, the one thing that people do have to realize, though, is that, you know,
02:12the stock market, it sounds great that the stock market has been able to, you know,
02:17weather this big increase in interest rates, this big increase in oil prices.
02:21However, if you look at history, this has happened many, many times in the past,
02:25where the stock market ignored it for six, seven, eight months of both of these kind of moves.
02:30But every single time that's happened, and you go back to 1987,
02:34it has eventually always had a meaningful impact, a negative impact on the stock market.
02:40So, to be honest with you, after the great run we've had, that wouldn't be the worst thing in the
02:44world.
02:45But it could be a little bit rough for some investors in the coming months.
02:49Mitch was just telling us how tech stocks are doing really well today.
02:52Of course, this story has to include AI.
02:55Talk to me about the relationship between AI spend and interest rates.
03:03Well, I mean, the higher interest rates go, the harder it makes the AI spend to continue.
03:09And because, you know, we see now that companies are, you know,
03:16going into the debt markets to pay for all this spending now.
03:19I mean, a year ago it was all out of free cash flow.
03:22And this is crowding out, you know, it's basically hitting a major supply into the market.
03:26It makes it tough for these foreign sovereign countries, including the U.S., to sell their debt.
03:32And the higher the debt costs, maybe the less likely they are to take it on.
03:37And that, in turn, could cause them to cut back on some of this spending.
03:40And with 50% of the economy, as good as things look now,
03:44if we see any kind of sign that that spending is going to pull back at any time in the
03:49next 6 to 12 months,
03:50that would certainly have a negative impact.
03:53Matt, do you expect to see another interest rate hike before any meaningful difference is made?
04:00Yeah, I do.
04:02I think we'll probably see another one, probably not in October, but you never know.
04:07Politically, that makes it a little bit tough.
04:09But the thing that I worry about is that if we see a slowdown in spending in AI
04:15or the kind of reversal in this economy that we've seen recently,
04:20that would actually mean that a one-and-done would be a negative thing.
04:23You don't like to see one-and-done.
04:25That means that the economy was much more fragile than they realized
04:28and that it's going to slow a lot more.
04:30And given how strong earnings expectations are right now for the rest of this year and next year,
04:35that's not something we want to see.
04:37Have there been any surprises in all of this?
04:40You know, we know that Kevin Walsh is a bit of a hawk.
04:43He seems to be very focused on what he has to do.
04:46Anything that's a bit of a curveball from your point of view?
04:49Well, the one thing, Sally, that there's a little bit of a curveball,
04:52but I think it's actually a good one over a longer period of time,
04:56and it may be a little bit tougher on the short period,
04:58is that he is indeed following through with his idea of being less transparent.
05:03He's talking a lot less, but you saw in the press conference yesterday
05:07where he didn't take on follow-up questions.
05:10He's moving back to what we saw before the great financial crisis.
05:14We needed extra hand-holding after the great financial crisis
05:18and after the pandemic because the system was very fragile.
05:22Now that's not the case to the same degree,
05:25and so I actually think that this is a positive move,
05:28but it may shake up a ruffle of a few feathers over the near term.
05:32Thank you so much for speaking to us, Matt Maley,
05:35Chief Market Strategist at Militaback and Company.
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