00:00If you have a NRI or a person in your house, when you come to the house or your family,
00:08how do you feel like this?
00:10New gifts, different things, all the family, and all the family.
00:18But do you know that when a NRI comes to the house, how much is it?
00:25Do you know that when a NRI comes to the house,
00:30when a NRI comes to the house,
00:33or when it comes to the house?
00:39If you have a question about NRIs on shopping or gifts,
00:44we will say that it will not.
00:47After that, NRIs will be paid for parents' health care, family support, renovation, properties, education,
00:56and investments.
00:59For some people, this is a $10000,000,
01:02so for long-term settlement planning,
01:05the NRIs can reach the same $1,000,000.
01:09After that, the NRIs will get the most of the money,
01:12which is the most of the money?
01:14Which is a short visit?
01:17Which is the most of the money in India?
01:19The most of the money in India will be permanently settled.
01:22In this video, we will try to understand the whole spending story.
01:27Hello and welcome.
01:28You are watching Good Returns.
01:29I am with you.
01:29I am with you.
01:31The most of the money in India,
01:32Listen, you need to understand the money.
01:34May be your wealth sooner than the Hber D on the l mushier.
01:42Things-to-let the money that you have done,
01:46The money that I pay for now less money Фberma.
01:51such as those things happen on T하면.
01:53all jobs,
01:54housing, health care, education, investments, and family responsibilities.
02:01In this video, we will understand NRIs in two parts of this video.
02:05First, short visit and second, long term return or settlement.
02:13NRIs is the most important and emotional burden on their families.
02:18In this video, NRIs, parents, children, grandchildren, grandchildren and other relatives for shopping.
02:26Gifts, clothes, gadgets, jewelry, medicines, and the home of the family.
02:32Some people also support their parents' expenses.
02:36If parents are more than a child, then the health care and medicines can be much greater.
02:41For some wealth experts, parents, parents, and health-related needs,
02:48household income of 10 to 20% of their families.
02:53In this video, NRIs, many times, renovations, furniture, appliances,
02:59or the daily expenses, or the daily expenses, or the security arrangements.
03:05In this video, the first big burden is not only personal shopping, but family support.
03:11In this video, the health care is also a major spending category.
03:16Some people are in routine health check-up, dental treatment, eye surgery, or elective procedures.
03:21Since I have been touched on my financial conditions,
03:23I was also a large amount of spending during the healthcare crisis.
03:23In France, high quality private healthcare is no longer available for foreign countries.
03:28This is why the NRIs for our parents' own illness.
03:33If they are in India, health care spending are not only a hospital bill.
03:38To all the hospital bills, they have only done a number of Diagnostics, medicines,
03:40Physiotherapy, Insurance Premium, Home Nursing and Emergency Medical Funds are also included in a large amount of spending.
03:50If an NRI is permanently in India is planning on planning, Health Insurance and Emergency Funds are very important.
03:58Return planning also includes the rank, school fees, and immediate expenses for India in liquid funds.
04:07A small medical procedure is a few thousand rupees, but a major surgery or long-term treatment can be more
04:15than a million rupees.
04:16Let's talk about that, which is the most important part of the term is shopping.
04:22You can buy your own products for your own customers.
04:26NRI in India has clothes, footwear, jewelry, ethnic wear, medicines, spectacles, eyewear, handicrafts and packaged foods.
04:37Some things are comfortably affordable in India, especially tailoring, traditional clothes, jewelry or local food products.
04:48Now, in the NRI communities, there are common common common medicines, footwear, eyewear and Indian food items.
04:56In marriage or family function, spending is many more than-
05:00designer outfits, gold jewelry gifts, electronics and customized clothes.
05:07In India visits, restaurants, cafes, resorts and entertainment, there are a lot of spending.
05:15However, shopping is different for every NRI.
05:18But in the festive season and wedding season, this can be easily 1-1,000,000 rupees.
05:25If NRI is a long period of time, then the most important thing is property is property.
05:31This is why we discuss property.
05:33Some NRIs can buy their own renovations.
05:36Some new flats, some new flats, some land, farm houses, or retirement homes.
05:41Or, retirement homes.
05:42With the property, there is no purchase price.
05:47This includes stamp duty, registration charges, brokerage, interior, modular kitchen, furniture, parking,
06:22and maintenance.
06:23If an NRI has a house, the total initial output can go to some millions of crores and crores.
06:31In short visit, shopping is the most visible price.
06:34But in long term settlement, property is the most valuable price.
06:39The NRI families have a big price with education.
06:43If children are studying in India, or you want to study in India,
06:48then school fees, admission charges, transport, coaching, extracurricular activities,
06:55and accommodation for money.
06:57Some families have a higher education for property or investment.
07:02Besides, children's job, professional courses, and business set-up for financial support.
07:08Education can not be seen in many times, because it is not a payment.
07:13Every month and every year will remain.
07:15Private school fees, international curriculum,
07:18and higher education,
07:19this amount can increase.
07:22This is why,
07:22the NRIs will be able to relocate the education budget
07:26and emergency liquidity funds.
07:32During travel and social events, NRIs are also a lot.
07:36Airport transfers, domestic flights, hotels, resorts,
07:39family vacations, and local transportation.
07:41This category comes in this category.
07:43If NRIs are not in a city, but not in many cities,
07:46but in many cities with family and friends,
07:47the travel budget is the same.
07:50This includes travel budgets.
07:51engagement, festivals, and religious functions.
07:54There is also a lot of money.
07:56If NRIs can organize their own events,
07:58or family functions, or financially support them.
08:01A common family gathering is about a thousand rupees.
08:05But if someone is married or a destination event,
08:08you can start a million rupees to the cost of the cost of the cost.
08:24After NRIs, mutual funds, fixed deposits, insurance, bonds, gold,
08:30and real estate,
08:30some people will be able to pay for retirement planning.
08:34Some people will be able to pay for income generating assets.
08:36Some people will be able to pay for their parents.
08:38Some people will be able to pay for regular income.
08:40But here, banking and tax rules will be very necessary.
08:44NRI, NRO, and RFC accounts can be different.
08:49After all, residential status and tax implications will be changed.
08:53This is why, just currency conversion,
08:55investment decisions are not correct.
08:58NRIs need to see how to pay for investment tax,
09:01how to pay for tax,
09:02how to pay for foreign countries,
09:04and how to pay for tax rules.
09:06This is because of the correct documentation,
09:07or the correct account structure,
09:09this is because of compliance problems.
09:11This is why, first of all,
09:13the CA, or SEBI registered investment advisor,
09:16or qualified financial planner,
09:18or the qualified planner.
09:20So, NRI,
09:21in Bharat,
09:21the most expensive money,
09:23in these categories,
09:25which we have put in front of you.
09:26Family support,
09:27parents,
09:28health care,
09:29medical treatment,
09:30shopping and gifts,
09:31property,
09:31home renovation,
09:33education,
09:33travel,
09:34social events,
09:35and long-term investments.
09:37Short visit,
09:38shopping and family expenses,
09:39most important is the most important to us.
09:41If you are working with NRI,
09:42you are having to hire a lot of people,
09:45but if you are on the RA,
09:46but if you are having to hire a lot of people,
09:46shopping and family expenses,
09:50and property expenses,
09:53you are having to hire a lot of families.
09:56If you are working on the RA,
09:57but if you are in our RA,
09:57the व्हारत,
09:59we are waiting to hire a lot of people,
09:59having to hire a lot of people,
10:01as well as local paycheck,
10:05and financial planning,
10:06you are getting the most valuable benefit.
10:07So,
10:07NRI,
10:08India visit,
10:09If you plan a budget or make a budget,
10:13put your financial advisor on your own and plan your budget.
10:18After that, you can decide your budget.
Comments