00:00What factors determine cat insurance costs beyond breed alone?
00:05Buying pet insurance for a cat can cost very different amounts depending on the animal
00:09owner and policy.
00:11Breed is one factor insurers may consider because some cats have inherited health risks
00:16that can lead to expensive veterinary treatment.
00:20The Animal Planet HQ list highlighted the Sphinx, Persian, Abyssinian, Ragdoll, Bengal,
00:26Maine Coon, Russian Blue, Scottish Fold, Siamese, and Domestic Shorthair.
00:32Several of those breeds are associated with conditions insurers may factor into pricing.
00:37Sphinx cats can face skin problems and hypertrophic cardiomyopathy, while Persians can have health
00:43issues related to their flat facial structure.
00:46Maine Coons and Ragdolls can also be affected by heart disease, and Scottish Folds carry
00:51a mutation linked to cartilage and bone abnormalities.
00:55Bengals, Abyssinians, and Siamese cats have their own breed associated health concerns.
01:01But breed alone does not determine what an owner will pay.
01:05Premiums vary by age, location, coverage limit, deductible, reimbursement percentage, insurer,
01:11and sometimes medical history.
01:13Prices also change over time, so a dollar figure from one year should not be treated as a permanent
01:20national average.
01:21That makes shopping around especially important.
01:25Two owners with the same breed can receive different quotes depending on where they live
01:31and what coverage they choose.
01:33The biggest lesson is simple.
01:36The most expensive cat to insure is not automatically the most expensive cat to own, and the cheapest
01:42policy is not always the best protection.
01:44You are much more profound for options, never really men wants to be treated as human.
01:44Are not物件 but noabisemia are much of anything you have to understand?
01:45You are actually the most expensive cat to the first four months!
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