Skip to playerSkip to main content
  • 2 days ago
In Indonesia’s Jakarta Bay, thousands of families are trapped in debt as they harvest green mussels, one of the last surviving life-forms in the increasingly polluted waters. But as the bay offers less, their loans snowball, trapping them in an endless cycle of debt. That pushes them back into the toxic waters that have already killed two-thirds of shellfish in the bay.

Category

🤖
Tech
Transcript
00:01These grain mussels are popular food across Indonesia.
00:07But the bay they come from is full of mercury, lead, and sewage
00:12that's slowly killing the mussels.
00:16Now, divers like Tajuddin can't easily find them.
00:28To survive, many fishermen are turning to predatory online lenders,
00:33sometimes based in China and the US.
00:37They charge high interest, trapping people like Tajuddin in a cycle of debt.
00:50To pay it off, entire families like Tajuddin's wife and 13-year-old son also need to work.
01:04Even then, they're often short on money, so they have to borrow from their bosses.
01:15So how did one of Indonesia's most popular seafoods become part of a system of modern-day slavery?
01:24And as the sea grows poisonous, what happens to the people who still depend on it?
01:36This is one of Jakarta's poorest areas.
01:41Locals call this neighborhood Green Mussel Village,
01:44named after the one life form that sustains almost every resident here,
01:50including 13-year-old Muhammad Hisiam Musyafa.
02:00Nearly every day for the past five years, he's sat beside his mother, Siti Komala,
02:07racing to shuck at least three kilos of muscles.
02:33But even with years of practice, Muhammad still gets hurt.
02:38He's got hurt.
02:43He's got hurt.
02:45He's got hurt.
02:45He's got hurt.
02:46He's got hurt.
02:47He's got hurt.
02:48He's got hurt.
02:48Despite that, Muhammad says he couldn't imagine spending his days any other way.
03:03The muscles he works on were pulled from the Jakarta Bay by his father, 42-year-old Taichuddin.
03:10Just a few years ago, he could still earn a living fishing near the dock.
03:23But now, there's trash all along the shore and in the water.
03:32Today, to earn anything from this bay, Taichuddin has to go far off shore, making the job much more dangerous.
03:41Ya, selalu saya pribadi, dibilang rasa takut itu memang ada.
03:47Ya, awal-awal lagi belajar pun sempat panik.
03:50Ya, mau nggak mau, suka nggak suka, enak nggak enak, ya saya tekunin terus.
03:55Dari pada saya nganggur.
03:58His brother claims their diving spot before dawn.
04:03This is the only way to make a living for those like Taichuddin, who didn't go to school past ninth
04:09grade.
04:11Nggak ada profesi lain lah, sampingan, atau yang lain lah.
04:16Saya putuskan, saya udah lah, kerja di laut.
04:21The mussel farm he works on is a line of buoys, anchored by ropes to the seabed.
04:42The creatures cling to the lines, growing in tight clusters.
04:47Taichuddin sometimes swims down 15 feet to reach them.
04:51The shells are razor sharp.
04:54So, divers wear gloves to protect their hands.
05:01Taichuddin stays under for about 45 minutes at a time, until his basket is full.
05:07He will sell the mussels back to his boss, who owns this farm.
05:11But at below market price, in exchange for being allowed to work here.
05:18Bebannya kan berat, ditaruh di pundak kan.
05:24Kan berulang-ulang, nggak sekali, dua kali.
05:27Itu yang bikin kita lelah, capek.
05:30Sampai kadang napas juga pegel.
05:31Mereka tinggal.
05:43In a single day, divers make this trip down and back up, about a dozen times.
05:54While he's diving,
05:55Dayudin's only air comes through a thin tube,
06:00connected to this rusty compressor that often breaks down.
06:05Dayudin has already seen 10 of his friends drown this way.
06:20I haven't seen it yet.
06:23When I took it, it was already finished.
06:28When I climbed up, I went to Perahu.
06:33Because of the pollution,
06:35just swimming here can cause cancer and skin diseases,
06:39especially if the water gets into open cuts.
06:51The skin of the skin is now back to normal,
06:54but the skin is not normal.
06:56But the name of the skin is already used,
07:01so it's already adapted.
07:04The native green mussels, on the other hand,
07:07are struggling to survive in the polluted Jakarta Bay.
07:10They are filter feeders,
07:12which means they survive by sucking food particles,
07:15even toxic ones, from the water.
07:17But they have limits, too.
07:20When mussels absorb too many heavy metals,
07:23like lead and mercury,
07:24they become deformed and can stop reproducing.
07:28At one point, researchers found deformities
07:31in about 60% of the mussels farmed in this bay.
07:34Eventually, populations begin to decline.
07:38And so do the incomes of these fishermen,
07:41who are forced to take out loans just to get by.
07:45Two years ago,
07:47Dajuddin borrowed the equivalent of a couple hundred dollars
07:50from an online lending service
07:52to pay for his children's schooling and other household bills.
07:55But he had to put up his boat as collateral.
07:58The deal was payback $58 a month.
08:02He isn't sure what the interest was,
08:05but experts say some online lenders charge up to 60%
08:09due with each monthly installment.
08:12If Dajuddin missed three payments,
08:15he'd lose the boat.
08:24With not much money coming in,
08:26Dajuddin had to give up his boat to pay his debt.
08:30Online loans have become common in his district,
08:33where thousands of people depend on the bay to get by.
08:37They suffer from high unemployment
08:40because of the severe environmental degradation.
08:45So the bank itself see that those kind of area is very risky.
08:49So it's very hard for them to apply for the bank loan.
08:53That's why workers have turned to online lenders instead.
08:57Between 2018 and 2025,
09:00the amount Indonesians borrowed annually from these services
09:03jumped from about $220 million to $5 billion.
09:08But many of these services are illegal
09:11and have ties to companies or operators abroad
09:15in places like China, Singapore, and the United States.
09:19They've stepped in to offer small loans,
09:22often just a few hundred dollars,
09:24that traditional banks typically won't provide.
09:27The Indonesian government can't do much
09:30because the money moves through informal transfer systems
09:34and middlemen.
09:35So it's hard to trace.
09:37The loans often come with steep interest
09:40that can be impossible to pay off.
09:43So when there is an overseas platform,
09:46of course they don't have office,
09:47they don't have employee in Indonesia,
09:49they try to use the third party debt collector,
09:52which is very, very dangerous.
09:55And then they use the third party
09:57to harass physically.
10:01Daichuddin has experienced that firsthand.
10:24So to pay off the online lenders,
10:27many fishermen turned to their employers.
10:30Daichuddin says his boss gave him a loan
10:32without charging any interest.
10:34But now he has to return to this toxic bay
10:38almost every day to pay off the debt.
10:43Jakarta Bay is one of the most polluted
10:45bodies of water on earth.
10:47Thirteen rivers flow into it,
10:50carrying with them untreated waste
10:52from dense neighborhoods and industrial zones.
11:10Environmentalists say pollution here has gotten especially bad
11:14since Indonesia passed the omnibus law in 2020.
11:17It was meant to create jobs by attracting foreign investors.
11:22But critics say it prioritized economic growth
11:25at the expense of environmental accountability.
11:28And that's one reason many factories that pollute
11:31never get audited or penalized.
11:34But that pollution has killed off at least 50% of fish species
11:39in Jakarta Bay since the 1970s,
11:41and about two-thirds of shellfish since the 1930s.
12:06These days, the men have to stay out in the toxic water
12:09twice as long as they used to,
12:11to catch the same amount of muscles.
12:14All to pay off the debt they owe to their bosses.
12:18Experts say this is a form of modern-day slavery.
12:23Workers have no way of fighting back.
12:2690% of them don't have written work contracts.
12:29So their bosses can get away with underpaying them.
12:34Deutsche Jozikin for example collects 15 saks a day,
12:38but is paid just 74 cents for each of them.
12:43We always always do to correct ourselves.
12:47When we are risred with our own brains,
12:49we are mentally offended by ourselves.
12:49We are thinking about introversion.
12:51Why am I like this?
12:52I can't see my life changing.
12:55Why am I like other people and like friends?
12:59I really think that I love it.
13:05Once the fishermen hand over their sacks, the mussels usually go to factories like this
13:12one, where workers boil them.
13:20Inside these giant cauldrons, heat kills the mussels and their shells pop open, making
13:27them easier to shuck.
13:39Dajudin's wife, Siti, has been peeling mussels at this factory for 12 years.
13:47She took the job after her husband's income could no longer feed the family.
13:52Now she helps keep food on the table.
13:55But when money runs short, Siti turns to the same fallback as her husband — borrowing.
14:02Like her husband, Siti says she tried to avoid borrowing from her boss, because she knows
14:12that kind of loan keeps workers tied to this factory.
14:24So Siti borrowed from the same online lending service that cost her husband their boat.
14:32She put up her motorcycle as collateral — the one her family would use to transport mussels.
14:37That allowed her to take out $290.
14:41She had to pay it back within six months.
15:07Siti had seen how the lenders physically threaten people if they couldn't pay up.
15:11So she decided to give up her bike.
15:23In fact, in the first half of 2025 alone, the Indonesian Financial Services Authority said
15:30it received almost 4,000 complaints about the behavior of online debt collectors.
15:38Siti usually works until 9 p.m.
15:42or until this pile is gone.
15:44The muscles she peels now just go toward paying back her debt.
15:49Without cash coming in, Siti can't even afford basic things like disinfectant to treat the
15:56cuts she and her son get from shucking all day.
16:05To afford a meal like this, she needs to ask for an advance.
16:10There's rarely any money left over when her children ask for a treat.
16:21She sells the shucked mussels to the supervisor who weighs them and pays her by the kilo.
16:28Sometimes, when the hall is smaller, Siti won't make more than $2 a day.
16:36The mussels arrive at larger factories where they're washed and sold for 17 cents per kilogram.
16:43But they're dangerous to eat.
16:47Surveys found microplastics in every single sample tested, and heavy metals in many of the
17:01muscles.
17:04Those substances may cause birth defects, paralysis, and even cancer.
17:26The Indonesian government has already issued public warnings.
17:32But for poorer families, avoiding these muscles isn't easy.
17:37They are one of the cheapest protein sources available.
17:41Much cheaper than beef, eggs, and sometimes even chicken.
17:46That's why people still buy them.
17:52Even restaurants like this one, which gets them fresh.
18:06Ahmad Sodikin has been preparing them at Babak's seafood restaurant for 11 years.
18:34Abdurrahman eats here about once a month.
18:55But lately, eating his favorite dish has raised a question he can no longer ignore.
19:01What is this costing his body?
19:07Siti has those same concerns sometimes as she prepares mussels for her family.
19:13But the food helps them scrape by when grocery money runs low.
19:28As muscle income continues to drop, the family has started selling the few possessions they
19:34have left at home for extra cash, something they try to hide from their children.
19:41One person is asked to take advantage of their children.
19:41They still don't understand, but they don't exist.
19:45They sometimes talk about it, it's not aCD.
19:47That's what I said.
19:49Like, it's not a team.
19:49It's not a motor, we can't go to the village.
19:53I can't go to the village, not wear motor, not wear a car.
19:55So they say, there are also things?
20:01And now they go to buy it again.
20:08Though Mohamed is just 13, he notices the things
20:13debt is slowly taking from them.
20:25His dream is simple, the freedom pollution has taken from him.
20:36You can play with friends on the floor.
20:39You can swim in the sea.
Comments

Recommended