00:00One question I have asked you to ask.
00:02How many people have said that you should be CA?
00:05Finance, CA has nothing to do with anything.
00:07At home, a relative, a college teacher.
00:11I have heard you. Seriously?
00:15I didn't say that I was wrong.
00:17I am saying that they only tell you one thing.
00:21And they don't do one thing.
00:24Today we understand what the second option is.
00:28CA and CFA.
00:29This is not the same-same.
00:32CA is the Chartered Accountant.
00:34It is the most respected finance qualification.
00:37There is no doubt.
00:39But understand one thing.
00:41CA is essentially a first qualification.
00:44Audit, taxation, compliance.
00:46These are Indian companies.
00:47Indian law and Indian context.
00:50If you have a dream of an Indian CA firm to become a partner,
00:54to open your practice,
00:56or to become a expert,
00:58or to become a expert, CA is perfect for you.
01:00It's a perfect choice.
01:01I don't want to be wrong.
01:03But if you have a dream of something else,
01:06like Goldman Sachs, BlackRock, J.P. Morgan,
01:10Dubai, a portfolio manager,
01:12a company manager,
01:13a company manager,
01:14a company manager,
01:18as a sequel maker maker,
01:27When I was,
01:27the company manager manager manager said,
01:31And you have those Mana P,
01:36I'm havingЖ、
01:38A domain manager manager manager,
01:40even before the company owner analysis.
01:41while I was,
01:42Arealing manager manager manager manager,
01:43and defer exam.
01:46tuk limited ho. Aapne kab kisi financial risk ko identify kiya hai actual situation. Client
01:53interaction kiya hai ya nahi kiya hai? Kitna tha? CFA se nahi maangta hai hai sab explanation.
01:59Because CFA perception ek alag hai market mein. CFA matlab markets, valuations, investments,
02:07globally standardized curriculum hai iska. Directly aligning with asset management, investment
02:13banking, equity research. To assumption ho ta hai ki ye bandha already relevant domain mein trained
02:19reha chuka hai. CFA matlab chartered financial analyst, 180 se zyada countries mein bina explanation
02:27ke samjha jaata hai. Goldman Sachs ko pata hai, Blackrock ko pata hai, har bade investment
02:33bank ko pata hai, asset management firm ko pata hai CFA kya ho ta hai. CA eek India ke
02:38license hai. Bhoat respected hai, bhoat valuable hai, but limited to India.
02:43CFA eek global passport hai. Or yeh fark decide kerta hai ki tum
02:48kehaan tak jaa sakti ho. Or eek or cheez, joh koji nahi betata, numbers
02:53ke saath. CA complete karne mein average time lagta hai, 5 se 7
02:58saal. Article shape, attempt pe attempt, group one, group two, orientation,
03:03practical training. Or iska pass rate foundation pe, basics pe roughly 40 to 50 percent
03:10ho ta hai. Final pe to aur bhi bhoat kama ho ta hai. Main CA ko disrespect
03:13nuhi kar raha. Jho loog isko clear karte hai, unke liye genuinely
03:17bhoat respect hai. CA genuinely bhoat hard hai. Lekin, yeh bhi sach hai.
03:22Bhoat saare loog us commitment ke bici me realize karte hai, yaar.
03:26Mä ee is liye kar raha hoon, kiunki koji or option
03:28pata hi nahi tha. CA ke alawa finance mein, or kya hi hai.
03:33Woh moment, jab 2 saal nikal chukye hota hai, woh bhoat uncomfortable moment
03:37hota hai. CFA mein, 3 levels hai. Typically, 3 se 4 saal lagta hai.
03:43Apeni pace pe ja sakte ho. Koji articleship naihi hai, koji mandatory firm naihi hai, koji
03:48groups naihi hai. Tum decide karte ho, kab dena hai, kahaan se dena hai,
03:53aur kaisa aage bada na hai. Aur har level clear karne ke baad, kya change hota hai?
03:59Salary, role, trajectory? Level one clear karne ke baad, tum real finance job
04:04me entry ke liye ready ho jate ho. Roles like investment analyst, equity research associate,
04:10risk or operations roles in finance firms, yeh sab khulte hai aapke liye.
04:14Aur salary, India mein joh salary hota hai, woh 4 to 8 LPA pe start hota hai.
04:19Lekin Dubai mein joh salary hota hai, woh 5000 dirham, matlab 5000 se 9000 dirham ke
04:24beech me start hota hai. What this really means? Door open hota hai.
04:29Ab tum shortlist honne lagtay ho. Level two, jab aap clear karte ho, uske baad
04:33tum serious candidate ho jate ho. Right? Roles like equity research analyst,
04:38ya financial analyst, FP&A, valuation analyst, corporate finance roles, yeh sare roles
04:44aapke liye khulna start ho jate hai. Aur India mein iski salary, 10 se 14 lakh per annum
04:49ke bieech mein hai. Dubai mein iski salary, 10,000 to 16,000 per month hooti hai, dirham
04:54iski me. What changes? Ab tum sirf entry level nahi ho. Tumse analysis expect hota hai.
05:00Sif execution nahi. Level three clear karne ke baad, matlab CFA ka charter track,
05:07yaha game change ho jata hai poora. Roles like portfolio manager, senior investment analyst,
05:14asset management or wealth management, yeh sab aapke liye unlock ho na start ho jate hai.
05:18Aur India mein iski salary hai, 16 se 25 lakh per annum. Dubai mein iski salary hooti hai,
05:2518,000 se 36,000 per month dirhamz mein baad kar raha ho. What this means is,
05:31tum ab decision making table ho. Sif data nahi ho. Tum direction deethe ho company ko.
05:38CA se pivot karna weakness nahi hai. Pivot tab hootah hai,
05:42jab tumhaharhe paas better information aati hai.
05:44Aaj tumhaharhe paas better information a raha hai.
05:47Ab sawal uđtta hai ki, CFA professionals actually karthay kya hai?
05:51CFA banata hai investment professionals. Equity analysts,
05:55joh decide karthay hai, koon se stocks mein invest karna chahi hai,
05:58or koon se mein nahi karna chahi hai. Portfolio managers,
06:01joh crores or billions manage karthay hai,
06:04ya risk managers, joh ensure karthay hai ki,
06:07eek firm, eek bade market crash mein survive kaise karhe. Right?
06:11Wealth advisors, joh real loggon ki real life savings ko grow karthay hai.
06:15Yeh wo profession hai, johan tumhaharhi thinking ki value hooti hai.
06:19Tumhaharhe analysis ki, tumhaharhe judgment ki value hooti hai.
06:22Ab baat kerthay hai eligibility. Sabse bada myth tohdenne ka time a raha hai.
06:28Kyunki, yeh hi wo jagha hai,
06:29johan sabse zyadha galat assumptions hai market me.
06:32Kuch loog kata hai,
06:32CFA sirf IIM waalong ke liye hai,
06:34ya mere marks utnay nahi hai,
06:36ya mera college bada nahi hai,
06:37ya mene engineering sa ho,
06:38ma CFA kaise kar sakta ho.
06:40Ye assumptions hai,
06:41ye facts nahi hai.
06:42CFA institute ne tīn clear paths rakhye hai eligibility ke liye.
06:46Path one,
06:48Tum abhi final year mein ho,
06:49Bcom, BBA, BA, BSC, engineering,
06:51Kuch bhi.
06:52Tum aaj level one ke liye register kar sakta ho.
06:54Aaj,
06:55Graduation complete honne ka wait nahhi karna hai tumko.
06:58Sucu iska matlab practically kya hai.
07:00Tumhaharhe classmates graduation ke baad confused rhenge.
07:03Tum already a global exam clear kar chukhe ho.
07:06Path two,
07:07Tum already graduated ho.
07:09Kishi bhi stream se,
07:10Kishi bhi college se,
07:11Koi percentage cut off nahhi hai,
07:13Koi minimum marks nahhi hai,
07:14IIT se ho,
07:15Ya koi chhote college se,
07:16CFA institute ko ko koi fark nahhi pardata.
07:18Eek chiz chahiye bas,
07:20Eek bachelor's degree.
07:21Kishi bhi authentic university se bas.
07:23Path three,
07:24Degree nahi hai tumhaharhe pas,
07:25Legin kam kiya hai.
07:274000 hours ka professional work experience,
07:30Roughly 2-3 saal full time kam.
07:32Degree ki jaga,
07:33Ye bhi use ho sakta hai.
07:34Or eek or chiz,
07:36Finance background is mandatory nahhi hai.
07:39Engineering bhi eligible hai,
07:40Science graduate bhi eligible hai,
07:42Arts graduate bhi eligible hai.
07:44Duniya ki best portfolio managers me,
07:47Sub commerce wale nahhi ho'te.
07:48Bhoat saare engineers bhi hai,
07:50Mathematicians bhi hai,
07:52Doctor bhi hai.
07:53CFA unke liye bhi utna hi khula hai,
07:56Jitna tumhaharhe liye.
07:57Aab sawal uhtta hai,
07:58Aaj rata kya karu?
08:00Toh ye raha javaab,
08:01SIDHA.
08:02Kya mein eligible hun?
08:03Final year me ho?
08:05Haan.
08:06Graduate ho?
08:07Haan.
08:07Kisini stream se ho?
08:09Haan.
08:09Kya meere college se fark pardata hai?
08:11Nain.
08:12Kya yeh muskil hai?
08:13Bilkul haan.
08:15Genuinely muskil hai,
08:16Teen levels hai,
08:17Real mehnat hai,
08:18Lekin joh log CA or CFA ke bici confused hai,
08:20Unke liye ek simple framework hai.
08:22India mein practice karna hai,
08:24Audit or taxation mein jana hai,
08:26Toh chup chap,
08:26Aap CA ke liye chale jayen.
08:28Global finance karna hai,
08:29Investment management karna hai,
08:31International career chahiye,
08:32Toh CFA mein jau.
08:33Dono valuable hai,
08:34Dono demanding hai,
08:35Dono demanding hai,
08:35Lekin dono same same,
08:36Toh bilkul nahi hai.
08:38You know,
08:38Is video ko dèkhne ke baad,
08:39Bhoat loog kya karengi,
08:41Mujhe bilkul pata hai,
08:42Kya karengi.
08:42Kuch loog boolengi,
08:44Interesting laga,
08:45Eek tab khulayegi,
08:47Or kal,
08:47Wohi tab,
08:48Band ho jayegi,
08:49Aapke chrome browser pe,
08:51Main woh nahi chata ho,
08:52Aapke liye.
08:53Aaj rat,
08:54Sirf eek kaam karo,
08:55CFA institute ki website pe jau,
08:57Aapna scenario,
08:58Dekho,
08:59Eligibility check karo,
09:00Bas itna.
09:00Jho loog aaj,
09:01CFA charter holder hai na,
09:03Wohh tumse zyadha talented nahi te,
09:04Zyadha connected bhi nahi te,
09:06Unhohne bas eek kaam nahi kiya,
09:08Unhohne woh tab,
09:08Jho thi na chrome pe kholi,
09:09Wohh band nahi ki.
09:10Agar is video ne,
09:11Kuch bhi clear kiya,
09:12Tho isko share karo,
09:13Unh loog ke saht,
09:14Jho CFA me confused hai,
09:16Wohh tumhahara shukriyada,
09:17Zaroor karengi.
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