00:00that's the first precaution you have to take do not raise loans to settle existing loans
00:07and be very focused and in a sense very spiritually ethical in acknowledging and clearing your dues
00:18be very sharp very
00:21in fact cunning in realizing how not to allow your debts to balloon further if there is a liability
00:37be very honest in acknowledging and clearing it otherwise you'll find no peace
00:44then comes the more spiritual sounding part which is when you start giving
00:54because you are in an internal position to give now don't count and don't calculate at all
01:03now you are giving from a point of infinity now you have so much that you don't really need to
01:11be shrewd and calculative but that is possible only when you come to that internal richness
01:19if you have not yet come to that internal richness if you are still limited in your means and resources
01:27then you have to be very calculative then you have to figure out whether you have to give 50 or
01:3580
01:36you have to ration your resources
01:38you
Comments