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Hells Tycoon I Own Both Worlds 2026
Transcript
00:00:00My name's Evan Cross.
00:00:01In this hellhole of an apocalypse,
00:00:04I've been scraping by, staying low.
00:00:07Five years ago, those nightmare realms appeared.
00:00:11The world's order shattered overnight.
00:00:14Since then, humans became nothing but ants.
00:00:18Wiped out any time they want.
00:00:20My ex and my so-called friend betrayed me,
00:00:23left me buried in ghost coin debt,
00:00:25turned me into their damn work mule
00:00:26to buy back my freedom.
00:00:29I kept diving into nightmare realms.
00:00:32Countless forbidden zones.
00:00:35Barely survived.
00:00:37And today,
00:00:381 million ghost coins.
00:00:40All paid. I don't owe you jack anymore.
00:00:43From now on, we're done.
00:00:44Holy crap. This human actually paid it all off.
00:00:48Even for a ghost, making a million,
00:00:50takes at least five decades.
00:00:54All paid?
00:00:55Man, this one million covers only the late fees.
00:01:00If you want to clear everything, bring another million.
00:01:05Awesome.
00:01:06Your buddy took out two million under your name.
00:01:11You pay that too.
00:01:13Total debt?
00:01:14Three million?
00:01:15What the hell? I cut ties with those two bastards.
00:01:18Another three million?
00:01:19You think I'm your slave or what?
00:01:21Human. The contract's crystal clear.
00:01:25All debt terms are decided by Grimloan Corp.
00:01:29Once a work mule, always a work mule.
00:01:33Know your place.
00:01:35Work mule, that's all you'll ever be.
00:01:37Still not satisfied?
00:01:39Then go die.
00:01:40That's so ironic.
00:01:44In front of ghosts?
00:01:46Humans can only live like this?
00:01:48No.
00:01:49I refuse.
00:01:51If I get another life, I swear, I'll change everything.
00:01:59Loading.
00:01:59Loading.
00:02:00Host detected.
00:02:02Cashback system online.
00:02:03Host.
00:02:04So sorry I'm late.
00:02:05I had a meeting at HQ.
00:02:07Would you mind it?
00:02:09Host.
00:02:11Shut the hell up.
00:02:14Attention all students and staff.
00:02:16A nightmare realm has appeared in Seabreak.
00:02:18Everyone stay indoors.
00:02:20Or you might get pulled in.
00:02:22Hey, did you hear?
00:02:23Everyone chums and gets eaten by monsters.
00:02:27That's terrifying.
00:02:28Please don't take me.
00:02:32This is the year 2030.
00:02:35Nightmare Realms hit Duskfall City.
00:02:37Did I come back?
00:02:39Yeah.
00:02:41This was the convenience store where those two snakes betrayed me.
00:02:44Got me stuck with a ghost coin loan.
00:02:47The interest stacked up over five years.
00:02:50Got cheated on.
00:02:51Betrayed.
00:02:52Crushed by debt.
00:02:52Worked like a slave till death.
00:02:54Oh man.
00:02:55I really had the worst luck possible.
00:02:57The apocalypse is coming.
00:02:59A system mission has been issued.
00:03:01Accepting the mission for instant rewards.
00:03:03Accept now?
00:03:04Wait.
00:03:05Before I died, I heard something about a system.
00:03:08It's real?
00:03:09Accept.
00:03:10Accept right now.
00:03:11Mission accepted successfully.
00:03:13Mission objective.
00:03:14Within 24 hours, own two ghost businesses.
00:03:16Mission reward, 10x debt cash back.
00:03:19Every debt you take returns 10 times its value in cash.
00:03:23Effective immediately.
00:03:24But if the mission fails within 24 hours, the host will be erased.
00:03:2810 times debt cash back?
00:03:30Holy crap.
00:03:31That's insane.
00:03:32If I owe 10 million, I'd get 100 million back.
00:03:35Maybe even more.
00:03:36In that case, I'm rewriting everything this time.
00:03:39Evan.
00:03:41What are you doing here?
00:03:44Evan.
00:03:44Don't get me wrong.
00:03:46We just ran into each other.
00:03:48Yeah, Evan.
00:03:49Don't think too much.
00:03:51One's my best friend.
00:03:53The other's my girlfriend.
00:03:54Why would I suspect anything?
00:03:56In my last life, you ruined me.
00:03:58This time, I won't let you off easy.
00:04:02Congrats.
00:04:03You are selected as a customer of Shadow Mart.
00:04:05Please enter the store now.
00:04:07What sound?
00:04:10Follow the owner's orders to complete the task.
00:04:13Oh no.
00:04:14It's a nightmare realm.
00:04:15You are selected as a customer of Shadow Mart.
00:04:18Proceed to Shadow Mart immediately and complete the task.
00:04:22We've been pulled into a nightmare realm.
00:04:25Evan.
00:04:26What do we do?
00:04:32If I remember right, Shadow Mart's a gold mine.
00:04:35Later in the apocalypse, it becomes the biggest ghost mall in town, packed with powerful entities.
00:04:40A major force in this world, so I'll start by buying this place.
00:04:45Welcome to Shadow Mart.
00:04:46I am the owner of this scenario.
00:04:49My name is Aria Vale.
00:04:50You will now be my temporary clerks.
00:04:53Follow the rules to complete the task.
00:04:56Fail, and you will be punished.
00:04:59Refuse the task, and you will be erased.
00:05:02It takes 30 minutes.
00:05:05Rules are as follows.
00:05:07Rule 1.
00:05:07Taste all goods to check for spoilage.
00:05:11Dispose spoiled items immediately.
00:05:13Miss 1, and it's considered negligence.
00:05:16You will compensate the store based on the item's price.
00:05:21Rule 2.
00:05:22Any damage to store property must be compensated.
00:05:26One more thing.
00:05:27Compensation is paid in ghost coins immediately.
00:05:31Fail to pay, and you will be sold to the Phantom Black Market.
00:05:34And you'll become a long-term blood slave, working off your debt with your blood.
00:05:38All we do is check the products.
00:05:42Weird.
00:05:43Everyone says Nightmare Realm missions are hard.
00:05:46Why is this one so simple?
00:05:47Wait!
00:05:48No!
00:05:49Look at the shelves!
00:06:00No!
00:06:01This...
00:06:01This stuff isn't for humans!
00:06:04Run!
00:06:05Get out!
00:06:07This...
00:06:10Run!
00:06:10Run!
00:06:16Oh, baby!
00:06:20Dead!
00:06:21He's dead!
00:06:23So?
00:06:24Anyone else want to refuse the task?
00:06:26No!
00:06:27No!
00:06:28Good.
00:06:29There are three shelves in this store.
00:06:31You three one shelf each.
00:06:34Get started.
00:06:36This is so disgusting!
00:06:39Evan, I can't do this!
00:06:43There's even a dead rat!
00:06:46Just hang in there.
00:06:48Can't handle it?
00:06:50Honestly, eating this stuff, one will be lucky to stay alive.
00:06:55But after the missions I cleared in last life, I don't need to eat that garbage to finish this task.
00:07:02Though, if I remember right, these two are about to start their act.
00:07:08Well, you two, task finished?
00:07:12Submitting now?
00:07:14If we actually eat that crap, we're dead.
00:07:18Better take the gamble.
00:07:19Besides, Evan's still here as backup.
00:07:22Later, we'll just dump our share on him.
00:07:26I, I confirm!
00:07:28Yeah, me too!
00:07:31Huh?
00:07:32You idiots think I'm blind?
00:07:38Shelf one and two inspections failed.
00:07:4139 spoiled items were missed.
00:07:44Total loss, 78,000 ghost coins.
00:07:49By the rules, you must compensate the store.
00:07:53What?
00:07:54That many ghost coins?
00:07:56There's no way we can pay that!
00:07:58What do we do?
00:07:59I, how the hell would I know?
00:08:01Wait, right.
00:08:02Evan, Lily, we have to make Evan take the debt.
00:08:07Otherwise, we're completely screwed.
00:08:10Yeah, Evan, he's crazy about me.
00:08:13No matter what, I'll make him take the fall.
00:08:16Evan, we, we failed the mission.
00:08:18You gotta help us.
00:08:20Oh?
00:08:20Help you?
00:08:21How exactly?
00:08:22Evan, take the debt for us.
00:08:24Yeah, yeah.
00:08:25Evan, relax.
00:08:26Just take the hit for now.
00:08:28We'll figure it out later.
00:08:29Ha!
00:08:30Last life I took the fall for you.
00:08:32And you sold me, made me a ghost's blood slave.
00:08:35You two said getting a loan would save my life.
00:08:38Then you ran off with the money.
00:08:40You even teamed up with a loan company, used my name to borrow, and lived off my debt.
00:08:44Now that I'm back, no way I fall for that again.
00:08:46Hey, use that trick.
00:08:48Yeah.
00:08:49Evan, you can't even pass this tiny test.
00:08:52Guess it's true.
00:08:54A man who goes into debt for me might not love me, but a man who won't definitely doesn't.
00:08:58Maybe it's time for me to rethink us.
00:09:01Come on, Evan.
00:09:03Look, Lily's upset.
00:09:04Oh, really?
00:09:05Lily's mad?
00:09:06How terrifying.
00:09:07So, you agree then?
00:09:09But listen, I'm not some savior.
00:09:11Your lives have nothing to do with me.
00:09:14Now get lost.
00:09:16You won't even help with that.
00:09:17What a jerk.
00:09:18I submit the task.
00:09:19Alright then.
00:09:20Shelf three.
00:09:22Wait.
00:09:23I think you don't need to check it.
00:09:30I think you should just total it up.
00:09:34Evan, you trying to get yourself killed?
00:09:37You're insane.
00:09:39Evan, you've lost your mind.
00:09:41Shelf three.
00:09:42Total value of goods.
00:09:44Two hundred thousand.
00:09:46Human.
00:09:47If you can't pay, you'll be sold to the black market.
00:09:51Until you bleed dry.
00:09:54What?
00:09:54Two hundred thousand?
00:09:56Ding.
00:09:57Post debt detected.
00:09:58Two hundred thousand ghost coins.
00:09:59Tenfold rebate triggered.
00:10:01Total reward.
00:10:02Two thousand thousand ghost coins.
00:10:04Funds deposited to Spatial Ring.
00:10:05Please check.
00:10:06Two hundred thousand ghost coins?
00:10:08Your life is basically over.
00:10:10Serves that loser right.
00:10:13No wonder Evan started acting weird.
00:10:16He gave up already.
00:10:20Ghost coins?
00:10:21I have plenty.
00:10:27Oh my god, it's real!
00:10:30Two hundred thousand just like that!
00:10:33No way!
00:10:34Impossible!
00:10:34This can't be real!
00:10:36Two hundred thousand is just the penalty rule for humans in Ghost City.
00:10:41By cost, everything in this store is worth less than fifty thousand.
00:10:44Yet this human just paid it out, Blight.
00:10:47Hmm.
00:10:48Huh?
00:10:49Human.
00:10:50How do you have that much money?
00:10:53None of your business.
00:10:54By the rules, I paid the debt.
00:10:56So we're even.
00:10:58Right?
00:10:59Yes!
00:10:59That's correct!
00:11:00As for those two...
00:11:02Evan, please help me!
00:11:05I was wrong!
00:11:06We're friends!
00:11:08Evan!
00:11:08You have that much money!
00:11:10Pay mine too!
00:11:10If...
00:11:11If you do...
00:11:13I'll give you my first time tonight!
00:11:15I swear!
00:11:17Your first time?
00:11:18If I'm not mistaken, you and Zack have done it hundreds of times.
00:11:22Go to hell!
00:11:23And you?
00:11:25Handle this mess first.
00:11:26After that, let's talk somewhere.
00:11:28I have a deal you might like.
00:11:30Oh?
00:11:31Really?
00:11:32Then don't disappoint me.
00:11:37Ah, look!
00:11:38That...
00:11:38Isn't that the store owner?
00:11:39I just saw someone refuse her task and got erased on the spot.
00:11:44Holy crap!
00:11:45Who's that guy, though?
00:11:46He's clearly human.
00:11:47Yet...
00:11:48He's got a ghost serving him tea.
00:11:51Damn!
00:11:52Wait, that's Evan!
00:11:53From the dorm next door!
00:11:54So tell me, Mr. Cross.
00:11:56What business did you want to discuss?
00:12:00Straight to it.
00:12:01Two things.
00:12:02First, I want to buy your store.
00:12:05Second, after the deal, you keep working for me.
00:12:08Run the place, just like you do now.
00:12:11Human, do you even realize what you're saying?
00:12:14Relax, have a seat first.
00:12:16As far as I know, if a ghost's business goes bankrupt, the world rules erase the owner too.
00:12:22Gone completely, right?
00:12:24How does he know that?
00:12:26A purchase is possible, but the price won't be cheap.
00:12:31So...
00:12:31Relax, I'll take a loan.
00:12:34Just name your price.
00:12:36Wait, buy it with debt?
00:12:38Do you know that even humans get erased if their ghost property goes bankrupt?
00:12:43What exactly are you trying to gain?
00:12:46Don't worry about my motives.
00:12:50Bankrupt?
00:12:51Yeah, right.
00:12:52From what I remember, this school will soon become a ghost academy, and then this store will be printing money.
00:12:59But, if I remember correctly, Aria went bankrupt before that ever happened.
00:13:05So?
00:13:05Made up your mind?
00:13:07I...
00:13:07I have.
00:13:09If you can secure the ghost coins, I'll sell.
00:13:12Price?
00:13:13Four million.
00:13:15Deal.
00:13:16Pleasure doing business.
00:13:18Four million.
00:13:20Looks like it's time to visit an old friend.
00:13:23Grimloan.
00:13:25Grimloan Corporation.
00:13:27Grimloan.
00:13:28A cancer on the future city.
00:13:30Last life, I died because of them.
00:13:31Countless humans and ghosts got sucked dry by their loan traps.
00:13:34Families ruined.
00:13:36Attention, you have entered the phantom scenario.
00:13:39Follow the scenario rules to complete the task.
00:13:42Everyone, welcome to the ghost scenario, Grimloan.
00:13:45Next, you must complete tasks by the rules.
00:13:48Fail the task, and you become this company's work mule.
00:13:52The rules are simple.
00:13:53Each of you must borrow at least 100 ghost coins.
00:13:57Interest is 50%.
00:13:58After one hour, repay principal and interest.
00:14:02What?
00:14:0450% interest?
00:14:05Relax.
00:14:06It's just 100.
00:14:07Easy, right?
00:14:08You serious?
00:14:09That's ghost coins.
00:14:11Forget 100.
00:14:12Even 10 is insanely expensive for us.
00:14:15If we borrow 100, then in one hour, we must repay 150 ghost coins.
00:14:21In such a short time, where do we get the extra 50?
00:14:24I refuse.
00:14:26I refuse.
00:14:26I refuse this ghost task.
00:14:28This is impossible.
00:14:29No one can do it.
00:14:31Oh?
00:14:32Really?
00:14:33By the rules, anyone refusing a scenario task will be erased.
00:14:39So, any more objections?
00:14:41I'll borrow 100.
00:14:43Me too, 100.
00:14:44Me, me too.
00:14:46I...
00:14:47I'll borrow 2.2 million ghost coins.
00:14:49You...
00:14:49What did you say?
00:14:50I said...
00:14:51I'm borrowing 2.2 million ghost coins.
00:14:54Holy shit.
00:14:55That guy's human, right?
00:14:562.2 million ghost coins.
00:14:58He's crazy.
00:14:592.2 million.
00:15:01In an hour, he owes 3.3 million.
00:15:04Jesus.
00:15:05I've seen idiots, but never won this dumb.
00:15:08That's straight-up suicide.
00:15:10Human.
00:15:11You heard it yourself.
00:15:132.2 million ghost coins.
00:15:14By the rules, in one hour, you must repay 3.3 million.
00:15:18You sure about this?
00:15:20Of course.
00:15:21Why?
00:15:22You only said the minimum was 100.
00:15:25No upper limit.
00:15:26So 2.2 million isn't a problem.
00:15:29Of course.
00:15:30Sign this contract.
00:15:32The loan is yours instantly.
00:15:33Once the contract activates, it binds completely to you.
00:15:37If you try to run...
00:15:40No matter where you hide, we will find you and erase you.
00:15:48A spatial ring.
00:15:50That human actually has something so rare.
00:15:54Take your contract.
00:15:56He really did it.
00:15:58Who the hell is this guy?
00:16:00He's got guts.
00:16:02Guts?
00:16:03More like he gave up on life.
00:16:05So he borrowed big to enjoy the last hour.
00:16:08This...
00:16:09This...
00:16:09This is...
00:16:104 million ghost coins.
00:16:12You...
00:16:13You actually got the loan?
00:16:14Yeah.
00:16:15So?
00:16:16Can I buy your store now?
00:16:19Of course.
00:16:20Boss, please sign here.
00:16:25Almost forgot about that.
00:16:27Once you own ghost businesses, you gain ghost cultivation.
00:16:29The more businesses you own, the stronger you get.
00:16:33Right now, advanced ghost soldier.
00:16:36Ding.
00:16:37Detected host debt.
00:16:382.2 million ghost coins.
00:16:4010x cashback reward triggered.
00:16:42Total reward.
00:16:4322 million ghost coins deposited into your ring storage.
00:16:47Please check.
00:16:48Done.
00:16:49Loan.
00:16:492.2 million.
00:16:50Plus the last reward.
00:16:51The remaining 1.8 million.
00:16:53Spent it all just now.
00:16:54Debt triggered the reward again.
00:16:56Here's the contract.
00:16:57Wow.
00:16:584 million ghost coins.
00:17:00I'm rich now.
00:17:02Hey, hey, hey.
00:17:04Don't forget our deal.
00:17:05After I buy the store, you work for me.
00:17:07Keep running the place.
00:17:08Also, your salary is 200k a month.
00:17:11Plus 20% profit share.
00:17:14What?
00:17:16200k salary?
00:17:17And profit share?
00:17:19Yes, boss.
00:17:20I'll serve you with everything I've got.
00:17:23Ready to grind like a slave.
00:17:25Work me as hard as you want.
00:17:28Don't go easy on me.
00:17:31Holy crap.
00:17:32A ghost working for Evan Cross?
00:17:34This world is getting crazier by the day.
00:17:38I'm just here for the chaos.
00:17:41Why are you taking my ghost coins?
00:17:42I'm warning you.
00:17:43This is still a lawful society.
00:17:45Lawful my ass.
00:17:46Ghosts are here now.
00:17:47Survival comes first.
00:17:48Hand it over.
00:17:50Sorry, man.
00:17:51Just trying to live.
00:17:52I need your money for the interest.
00:17:54Everyone for themselves.
00:17:55That's the rule.
00:17:58Everyone.
00:17:59One hour is up.
00:18:00Time to repay.
00:18:02Seven left.
00:18:04Not bad.
00:18:06Oh?
00:18:07He's here.
00:18:09It's that kid.
00:18:12Look.
00:18:13That guy's back.
00:18:143.3 million with interest.
00:18:16Look how confident he is.
00:18:18Maybe he can actually pay it?
00:18:19Pay my ass.
00:18:21Kid probably had his fun.
00:18:22Now he's here to die.
00:18:24Exactly.
00:18:24Look how chill he is.
00:18:26Bet he just came back from partying.
00:18:28So?
00:18:29Here to repay?
00:18:31Yeah.
00:18:31Time to pay up.
00:18:33Here.
00:18:353.3 million ghost coins.
00:18:37Count it.
00:18:39This?
00:18:40What?
00:18:41Short?
00:18:43No.
00:18:44Exactly.
00:18:453.3 million ghost coins.
00:18:46Not a coin missing.
00:18:47What?
00:18:4910 million?
00:18:50What?
00:18:51You think I can't pay it?
00:18:53No.
00:18:5410 million ghost coins is a lot.
00:18:56I...
00:18:57I need to ask my boss.
00:18:59No need.
00:19:04Approve the loan for this gentleman.
00:19:07That's him.
00:19:09The bastard who worked me to death.
00:19:12No.
00:19:13Stay calm.
00:19:14I can't deal with him yet.
00:19:15Besides, with the system,
00:19:17this company still has its use.
00:19:20Strange.
00:19:21I've never seen this human before.
00:19:23Why does he feel familiar?
00:19:25And he seems hostile toward me.
00:19:29He repaid 3.3 million within one hour.
00:19:32This guy's a money tree.
00:19:35Huh.
00:19:36That familiarity must be faint.
00:19:39Bringing me such a VIP client.
00:19:42As for the hostility...
00:19:44Hmm.
00:19:45I must have offended him somehow.
00:19:48Sir.
00:19:49From now on,
00:19:50you are a VIP client of our company.
00:19:53Whenever you need,
00:19:54we'll handle your loans anytime, anywhere.
00:19:59Thanks.
00:20:00Come by anytime.
00:20:02We'll always welcome you.
00:20:04Still one step left to finish the mission.
00:20:06Acquire a ghost business.
00:20:08I just borrowed 10 million.
00:20:09With the system reward,
00:20:11I got 22 million back.
00:20:13After repaying Grimloan,
00:20:14I still have almost 30 million ghost coins.
00:20:18If I trigger the system again,
00:20:20and get the 10x cash back,
00:20:22that's 100 million.
00:20:25But first, I need to spend this 30 million.
00:20:28How to do that?
00:20:30Wait.
00:20:31In my last life,
00:20:32Dustful City had a genius investor,
00:20:33Victoria Knight.
00:20:34If I remember right,
00:20:35her insane investment instincts
00:20:37made her one of the top three tycoons.
00:20:39If I remember right,
00:20:41her company's about to collapse.
00:20:42Perfect timing.
00:20:47Welcome everyone to my ghostly domain.
00:20:51Now,
00:20:52you must complete the tasks I assign.
00:20:55Fail,
00:20:56and you will be punished.
00:20:59Refuse the mission,
00:21:00and you will die.
00:21:02Next.
00:21:03Wait a second.
00:21:04Sorry, I'm late.
00:21:06Can I join now?
00:21:07Human, are you sure?
00:21:09Of course.
00:21:10You know,
00:21:11I'm too talented.
00:21:13Talented people love taking risks.
00:21:15Oh,
00:21:16interesting.
00:21:17Tell me your purpose.
00:21:19Nothing much, really.
00:21:20I just want to discuss something with you.
00:21:23But only because of that.
00:21:25Hmm.
00:21:25You probably won't even care about a human, right?
00:21:28Cool.
00:21:29But,
00:21:30that depends on whether you're qualified.
00:21:32Fine.
00:21:35No way.
00:21:36Play it like this.
00:21:37We barely survived the ghostly scenario,
00:21:40and now he volunteers to join?
00:21:42Does he not know failing a task means punishment or even death?
00:21:47Damn it.
00:21:48This world has truly become different.
00:21:52Next,
00:21:53you'll receive a document.
00:21:54It lists all ghostly industries in this city.
00:21:57Based on this,
00:21:58pick a company you think has potential.
00:22:02Evaluate and analyze it.
00:22:03The rules are simple.
00:22:05This task is basically a test.
00:22:07I'll grade your final submission.
00:22:09Full score,
00:22:10100.
00:22:11Passing,
00:22:1190.
00:22:13Anyone scoring below 90
00:22:14will be eliminated and erased.
00:22:17Above 90 is a pass.
00:22:21Investing?
00:22:22Hmm.
00:22:22This is my forte.
00:22:24By the way,
00:22:25if you score above 95,
00:22:27you can join my company as a human.
00:22:29I'll pay you monthly in ghost coins.
00:22:33What?
00:22:34We humans actually have a chance to work for a ghostly company?
00:22:37Wow.
00:22:38This ghostly scenario is generous.
00:22:41Indeed.
00:22:41After ghosts arrive,
00:22:43humans are either exploited or erased.
00:22:45Now,
00:22:46there's a chance to earn a salary as an employee.
00:22:49Half an hour to complete the task.
00:22:51Everyone,
00:22:52prepare your submissions.
00:22:54Such a good opportunity.
00:22:56But damn it,
00:22:57I don't understand investing.
00:22:58What now?
00:22:59Stop thinking about opportunities.
00:23:01First,
00:23:01survive the task.
00:23:03Um,
00:23:04everyone.
00:23:05I'm Ryan Shaw.
00:23:06I've worked in investments for years.
00:23:09If you want to survive this task,
00:23:12you can come to ask me.
00:23:14Ryan,
00:23:15I,
00:23:16please give me some tips.
00:23:18Yes,
00:23:18yes,
00:23:18and me too.
00:23:19If you help me survive,
00:23:20I'll repay you later.
00:23:22Name your price.
00:23:24Ryan,
00:23:25and me,
00:23:26as long as you help me,
00:23:27once we're out,
00:23:28I'll fulfill any request you would have.
00:23:34And you guys,
00:23:35I just happen to need two slaves.
00:23:37Not interested.
00:23:38Not interested.
00:23:40Sorry,
00:23:41this ghostly task
00:23:42is my specialty.
00:23:45Don't know who you are,
00:23:46but you'll regret it soon enough.
00:23:50Regret?
00:23:51Bro,
00:23:52don't tell me you're going to show off now.
00:23:54I may not have your investment experience,
00:23:57but after all those years in the ghostly world,
00:24:00I know
00:24:01which industries have the most potential better than Victoria herself.
00:24:05Miss,
00:24:06and you?
00:24:07I know nothing about investing.
00:24:09Would you really help me?
00:24:11Of course,
00:24:12but
00:24:12if I help you complete this task,
00:24:16shouldn't we have a meal together?
00:24:18Maybe also a night in the hotel?
00:24:21What?
00:24:21You want to take advantage?
00:24:23Dream on,
00:24:24you scoundrel.
00:24:25I would rather die than yield to you.
00:24:28Silence,
00:24:28everyone.
00:24:29I'm Emily Hart,
00:24:31assistant to Victoria Knight.
00:24:33From now on,
00:24:34I'll be supervising you as you complete this task.
00:24:37Here are the current records of all companies.
00:24:40One copy per person.
00:24:42Read them carefully.
00:24:44You have half an hour to complete the task.
00:24:47This task will determine your fate.
00:24:50Take it seriously.
00:24:55Oh no,
00:24:56I don't understand any of this.
00:24:58Hello,
00:24:58my name's Chloe Bennett.
00:24:59I really don't know anything about investing.
00:25:01Could you please help me?
00:25:02Sure.
00:25:03Hand me the sheet.
00:25:04Thanks.
00:25:04Thank you so much.
00:25:07Girl,
00:25:08you're letting him help?
00:25:09This guy is obviously arrogant,
00:25:11volunteering to enter this scenario to die.
00:25:14And you actually trust him?
00:25:15Why bother?
00:25:16When the ghost comes,
00:25:17survival is the priority.
00:25:19Acting all high and mighty?
00:25:20I don't get it.
00:25:21Exactly,
00:25:22miss.
00:25:22We have Ryan here who knows investing,
00:25:24but you didn't ask him for help.
00:25:26Instead,
00:25:27you trust some fool rushing to die.
00:25:29Did you lose your mind?
00:25:30Oh,
00:25:31too bad that she won't appreciate it.
00:25:33When the time comes,
00:25:35don't come begging me.
00:25:38Why barking?
00:25:39That Ryan guy?
00:25:41Look at you.
00:25:42So full of yourself.
00:25:43Think you're that good?
00:25:44I don't care how crazy you are.
00:25:46Save your act,
00:25:47okay?
00:25:48You?
00:25:50Ah,
00:25:51right.
00:25:51One reminder.
00:25:53If you have any sense at all,
00:25:54double check the materials in your hands.
00:25:57Or you'll die without even knowing how.
00:26:00Who do you think you are daring to question me?
00:26:02I want to see what you're really made of.
00:26:07I know nothing about investing,
00:26:08but my past life memories.
00:26:10I know exactly which companies are thriving.
00:26:14From back then,
00:26:15this one was the very first in the world
00:26:17to make vehicles specifically for ghosts.
00:26:19I remember this company became a big name brand in the ghost world.
00:26:22Not only did their cars get humans around,
00:26:24they also had defenses against ghost attacks.
00:26:26Right now,
00:26:27with ghosts just appearing,
00:26:28I'll won't get these features yet.
00:26:29They're cash strapped and about to collapse.
00:26:32That's it?
00:26:33The specter motors.
00:26:36Haha,
00:26:37no way.
00:26:37Dude,
00:26:38you actually picked this company for Chloe,
00:26:41and it's about to go under.
00:26:44Even a toddler knows the car market is dominated by a few top brands,
00:26:49and you pick one nobody's heard of?
00:26:51Are you out of your mind?
00:26:54I thought you were some investment genius.
00:26:57Turns out you're just a rookie.
00:27:05A bunch of buzzing flies dying without even realizing it.
00:27:09I chose this company for a reason.
00:27:12Believe it or not,
00:27:13that's your call.
00:27:14Fine,
00:27:14I'll trust you on this.
00:27:15Good.
00:27:16I won't waste time on you.
00:27:18Too bad.
00:27:19Let's go.
00:27:19Let's go.
00:27:23Everyone,
00:27:24time's up.
00:27:26Boring.
00:27:29So boring.
00:27:30Did we pass or not?
00:27:31We can.
00:27:32Ryan already promised us.
00:27:34Guess that guy's paper was just trash.
00:27:36This ghost couldn't stand it.
00:27:41So boring.
00:27:43All these papers are pure garbage.
00:27:46Billions of humans.
00:27:47Not even one can help,
00:27:49Ms. Knight.
00:27:50Wait,
00:27:50wait,
00:27:51this paper.
00:27:54This,
00:27:54whose paper is this?
00:27:56It's gotta be mine.
00:27:59Shocked her.
00:28:00Ms.
00:28:01Ms. Knight,
00:28:01you,
00:28:02come down quick.
00:28:03I found a really amazing one.
00:28:05Ms. Knight,
00:28:06you need to see this.
00:28:07Ryan,
00:28:08is this our paper?
00:28:10Judging by their faces,
00:28:11they seem really pleased with it.
00:28:13Relax,
00:28:14of course it's ours.
00:28:16How can it be their paper?
00:28:18Will,
00:28:19can we really pass?
00:28:21Relax.
00:28:22This paper is solid.
00:28:24I'd score it 98 points.
00:28:27Who did it?
00:28:29Quick,
00:28:29check,
00:28:30whose paper is this?
00:28:31Ah,
00:28:32Spectre Motors,
00:28:32this.
00:28:35It's ours.
00:28:37Our paper,
00:28:38got 98 points.
00:28:39Heh,
00:28:40expected.
00:28:41Spectre Motors,
00:28:42that's Chloe Bennett's paper.
00:28:44And that guy helped her?
00:28:45How,
00:28:46how is this possible?
00:28:48No,
00:28:49impossible,
00:28:50absolutely impossible.
00:28:51A car company has investment value,
00:28:53and yet,
00:28:53still 98 points.
00:28:55Oh,
00:28:56you're questioning me?
00:28:58I wouldn't dare,
00:28:59but,
00:28:59how can this failing car company
00:29:01have investment potential?
00:29:02Look for yourself.
00:29:05Ghost specific.
00:29:07I,
00:29:07I completely missed this point.
00:29:10After ghosts appeared,
00:29:11humans can hardly spend anything.
00:29:13Ghosts are the main users now.
00:29:15Whoa,
00:29:16what?
00:29:16Could it be that Kid knows some inside info?
00:29:19Hmph,
00:29:20he's just lucky.
00:29:21Guessed this right by chance.
00:29:22Idiot.
00:29:23You,
00:29:24you dare call me that?
00:29:26There's only this company
00:29:27targeting ghost users.
00:29:29You give it to that girl.
00:29:30You're doomed anyway.
00:29:31Miss Knight,
00:29:32Miss Knight,
00:29:32you,
00:29:33look at this file quick.
00:29:34Is the paper really that good?
00:29:35It's got you this excited?
00:29:36Mm-mm-mm.
00:29:39The evaluation and analysis are perfect.
00:29:42Full score.
00:29:43What?
00:29:44Full score?
00:29:44Could this be Ryan's paper?
00:29:46Very likely.
00:29:47Likely?
00:29:48It has to be.
00:29:49Ha ha ha,
00:29:50who else but me?
00:29:52Since I entered the investment world,
00:29:54I've always been called the god of investments.
00:29:56You think that comes for free?
00:29:58A paper of this level,
00:30:00I...
00:30:01Nightfall Capital Potential Evaluation Plan.
00:30:03Whose paper is this?
00:30:05Huh?
00:30:05What?
00:30:07Mine?
00:30:08Ah,
00:30:09how is that possible?
00:30:10It's him?
00:30:11Narrow-minded fool.
00:30:13You...
00:30:14I didn't give materials of my company.
00:30:17Then how...
00:30:18How do you know my company so well?
00:30:20I told you.
00:30:22I came here to discuss something important.
00:30:24So are you interested in a talk now?
00:30:27Uh...
00:30:28Of course.
00:30:29And you are?
00:30:31Evan Cross.
00:30:32Mr. Cross.
00:30:33Your proposal thoroughly assessed my company's potential.
00:30:36Meanwhile,
00:30:37you noticed the risks and current difficulties.
00:30:40Solving those problems
00:30:42will take at least 10 million ghost coins.
00:30:4610 million,
00:30:47I suppose.
00:30:49Ms. Knight.
00:30:49Ms. Knight.
00:30:50I...
00:30:50I have a way.
00:30:52This night,
00:30:53I've worked in investment for years.
00:30:55I...
00:30:55I can help bring funding to your company.
00:30:57As for this guy,
00:30:59what's the use of a good proposal?
00:31:00Yeah, we can help too.
00:31:02Me too.
00:31:03We'll secure funding.
00:31:04Fix your company's problems.
00:31:05Just don't kill us.
00:31:06Yeah, yeah.
00:31:07We can follow Ryan
00:31:08and get investments for you.
00:31:12Mr. Cross,
00:31:13what do you think?
00:31:15Raising funds?
00:31:16Not my forte.
00:31:17But...
00:31:1710 million ghost coins.
00:31:19I do have that.
00:31:20What?
00:31:21What did you say?
00:31:22He has 10 million ghost coins?
00:31:2510 million?
00:31:26That's impossible for humans.
00:31:29Where would you even get that?
00:31:31Buddy,
00:31:32quit bluffing, will you?
00:31:34If you can really pull out 10 million,
00:31:36I'll eat my words upside down.
00:31:38Hmm?
00:31:39What are you doing?
00:31:41Mom.
00:31:42What are you doing?
00:31:44Mom.
00:31:46Taking 10 million ghost coins just like that?
00:31:49What?
00:31:53This...
00:31:53This can't be real!
00:31:55It's actual ghost coins!
00:31:57Mr. Cross need a lackey?
00:32:00Here's 10 million.
00:32:01Shall we talk now?
00:32:02Oh, of course.
00:32:05Yes, boss.
00:32:06Understood.
00:32:07Mr. Cross,
00:32:08please have a seat.
00:32:09What are you doing?
00:32:11Mr. Cross,
00:32:12is there anything I can help you?
00:32:15Uh, well...
00:32:16Well,
00:32:18shouldn't we announce the ghost scenario results?
00:32:21Ms. Knight?
00:32:22Hmm, go ahead.
00:32:23I hereby announce the final results of this task.
00:32:26Mr. Cross,
00:32:28100 points.
00:32:29Passed.
00:32:30Chloe Bennett,
00:32:3198 points.
00:32:32Passed.
00:32:33According to the rules,
00:32:34you may join the company.
00:32:36As for the rest of you,
00:32:38your submissions
00:32:40are all scored zero.
00:32:43What?
00:32:43All zero?
00:32:44You don't come any closer.
00:32:46How did this happen?
00:32:47I don't want to die.
00:32:49Nope.
00:32:49Impossible.
00:32:50I'm an elite in investment.
00:32:52Elite?
00:32:53This is all your fault.
00:32:54Evan,
00:32:55right.
00:32:55We can beg Evan to save us.
00:32:58Evan,
00:32:59if you save me,
00:33:00I'll do anything,
00:33:01please.
00:33:02Evan,
00:33:02say something.
00:33:03We're all human.
00:33:04You can't just watch us die.
00:33:06You people.
00:33:07Enough.
00:33:08Shut up, all of you.
00:33:09You brought this on yourselves.
00:33:10So, sorry.
00:33:11I have no reason to save you.
00:33:15Everyone.
00:33:16Time to go.
00:33:18No, no.
00:33:19I don't want to die, Evan.
00:33:21Please save me.
00:33:23Evan,
00:33:24help me.
00:33:27What are you doing?
00:33:29No, don't.
00:33:30Damn,
00:33:31she looks so gentle.
00:33:33But when she moves...
00:33:34Ms. Knight,
00:33:35it's done.
00:33:36Hmm.
00:33:37Let's be direct,
00:33:38Ms. Knight.
00:33:39I'm offering 10 million
00:33:40to acquire your company.
00:33:41What?
00:33:42An acquisition?
00:33:44Boss,
00:33:44this...
00:33:45I'm sorry,
00:33:46Mr. Cross.
00:33:47I think I need time
00:33:47to consider.
00:33:49Oh?
00:33:50What's there to consider?
00:33:52My company is indeed
00:33:53in trouble,
00:33:54but what I need
00:33:54is investment,
00:33:55not a full acquisition.
00:33:57Hmm.
00:33:57What's the difference?
00:33:58Of course there is.
00:33:59An acquisition
00:34:00means losing control.
00:34:01That's not what I want.
00:34:02So,
00:34:03I only need capital injection.
00:34:05Nothing more.
00:34:08Ha ha ha.
00:34:10Well said,
00:34:11Ms. Knight.
00:34:13Ha ha.
00:34:15Huh?
00:34:16What's going on?
00:34:18Nathan Briggs.
00:34:19Hmm.
00:34:19Almost forgot about him.
00:34:21Ha ha ha ha.
00:34:22In my past life,
00:34:24this was the day
00:34:24he swallowed her company whole.
00:34:26Even though she later
00:34:28made the rich list,
00:34:29she was still under him.
00:34:31Mr. Briggs,
00:34:32what brings you here?
00:34:33Ha ha.
00:34:34Well,
00:34:34heard you're in trouble.
00:34:36So I brought you money.
00:34:38Oh?
00:34:38Brought me money?
00:34:40Let's skip the nonsense.
00:34:4120 million ghost coins,
00:34:42merge your company
00:34:43into my Briggs Consortium.
00:34:45What do you say?
00:34:4520 million?
00:34:47That's right.
00:34:48The strength of the Briggs Consortium.
00:34:50I'm sure you're well aware,
00:34:51Ms. Knight.
00:34:52Oh?
00:34:53So what you mean is...
00:34:54Simple.
00:34:55Accept my offer,
00:34:56and from now on,
00:34:58you'll become the queen of investment,
00:34:59a top tycoon among ghosts.
00:35:01And if I refuse...
00:35:04Ha!
00:35:05Then I'm afraid
00:35:07the Briggs Corp
00:35:08won't allow a potential rival.
00:35:10If you refuse,
00:35:11we'll go all out
00:35:12in the ghost business world
00:35:13to shut you down.
00:35:16I believe
00:35:17from this city
00:35:17to every nearby one,
00:35:20no ghost will dare
00:35:21invest with you again.
00:35:23You!
00:35:23Is that a threat?
00:35:25Huh!
00:35:26What if it is?
00:35:27Do you have a choice?
00:35:29Pff!
00:35:30Huh?
00:35:31Ha ha!
00:35:32Mr. Briggs, is it?
00:35:33I'm afraid you'll be disappointed today.
00:35:36Brat!
00:35:37You're trying to go against me?
00:35:39No, no.
00:35:40I just think
00:35:41the mere Briggs Consortium
00:35:42is not good enough
00:35:43to dominate everything.
00:35:45A mere Briggs Consortium?
00:35:48Human.
00:35:49Seems you know nothing
00:35:50about our strength.
00:35:53Oh right,
00:35:54got 10 million ghost coins.
00:35:56No wonder you're so confident.
00:35:58But just 10 million
00:36:00to buy Ms. Knight's company?
00:36:02That's wishful thinking.
00:36:04Don't forget,
00:36:05we're offering 20 million
00:36:06plus 10% equity.
00:36:09Is that so?
00:36:10What about 30 million?
00:36:12Hmph!
00:36:12No idea where you got
00:36:13that 10 million.
00:36:15But that's your limit,
00:36:17isn't it?
00:36:1830 million?
00:36:19You?
00:36:20Huh!
00:36:22You're human.
00:36:23How do you have
00:36:23the spatial ring?
00:36:25What?
00:36:27What?
00:36:29Ms. Knight,
00:36:3030 million for acquisition.
00:36:31As for equity,
00:36:3249%.
00:36:33Of course,
00:36:34the 30 million
00:36:35is just the buy-in.
00:36:36As CEO,
00:36:37any future funding you need,
00:36:39I'll cover it.
00:36:40You believe in my company
00:36:42that much?
00:36:42Of course.
00:36:43If you're satisfied,
00:36:44take the money
00:36:45and draft the contract.
00:36:47If you're good with it,
00:36:49take the ghost coins
00:36:50and we can draft the contract.
00:36:5230 million
00:36:53and 49% equity!
00:36:55Oh my god, boss!
00:36:57What are you waiting for?
00:36:59Ms. Knight,
00:37:00are you really picking a fight
00:37:01with Briggs Consortium?
00:37:10Ding!
00:37:11Debt detected!
00:37:12100 million ghost coins!
00:37:1310x debt cashback triggered!
00:37:16Credited to spatial ring!
00:37:19Please confirm receipt!
00:37:21Damn!
00:37:21Just like that
00:37:22100 million!
00:37:24Good!
00:37:25Very good!
00:37:26Go against Briggs Consortium!
00:37:28Let's see
00:37:29who in the ghost world
00:37:30will ever invest in you again!
00:37:34What?
00:37:35Let's see
00:37:36who would ever invest
00:37:38in you again!
00:37:39Mr. Briggs,
00:37:40you seem really confident.
00:37:43Of course!
00:37:44Once our investment division
00:37:46launches a project
00:37:47rolling out plans
00:37:49for every tycoon
00:37:50in the city,
00:37:51do you really think
00:37:52any of them
00:37:53would abandon the profit
00:37:56for just the nightfall holdings?
00:38:00In that case,
00:38:01you won't last a few months.
00:38:03Bankruptcy is inevitable!
00:38:07Is that so?
00:38:08If I don't need
00:38:09your and those
00:38:09so-called ghost tycoons
00:38:11investments?
00:38:12What?
00:38:13Huh?
00:38:14Dude!
00:38:15Don't tell me
00:38:16you're planning
00:38:17to invest in yourself!
00:38:19Then,
00:38:19what else would I mean?
00:38:2270 million!
00:38:23Put into your company account!
00:38:25Use it to invest
00:38:25in a few companies you like!
00:38:27He actually
00:38:29took out 70 million
00:38:31just like that?
00:38:32Boss!
00:38:33Boss,
00:38:34am I dreaming?
00:38:35This can't be real!
00:38:37Wait!
00:38:38You run a bank?
00:38:40How-
00:38:41How is this possible?
00:38:42Who exactly are you?
00:38:44That's none of your concern.
00:38:45If that's all,
00:38:47Mr. Briggs,
00:38:48I guess you can leave.
00:38:51Huh!
00:38:51Brad!
00:38:52We'll see.
00:38:54Briggs Consortium
00:38:55is a worthy opponent.
00:38:58But,
00:38:58I want to see
00:38:59just how strong
00:39:00you really are.
00:39:01Alright, everyone.
00:39:02Whoa!
00:39:03You don't hold back at all!
00:39:07Boss!
00:39:08From now on,
00:39:09I'm also your loyal servant!
00:39:11Command me however you want!
00:39:13Don't spare me mercy!
00:39:15Boss!
00:39:16Count me in!
00:39:20This is-
00:39:21My ghost business
00:39:22has just grew.
00:39:23My power level went up too.
00:39:24I'm junior ghost practitioner now.
00:39:26Evan!
00:39:27Starting now,
00:39:28you're officially my boss.
00:39:30Pleasure doing business.
00:39:31Pleasure doing business.
00:39:32Ding!
00:39:33System detected.
00:39:34Host owns
00:39:35two ghost industries
00:39:36within 24 hours.
00:39:38Stage 1 task completed.
00:39:40Stage 2 tasks and rewards
00:39:42unlocked soon.
00:39:43Holy crap!
00:39:44Stage 1 rewards
00:39:45were already insane.
00:39:46And there's a stage 2?
00:39:48Stage 2 rewards are
00:39:49Get 10 times cash back
00:39:51using ghost coins.
00:39:52Stage 2 task.
00:39:54Acquire 10 ghost firms
00:39:55in 7 days
00:39:56and gain profit.
00:39:58Warning!
00:39:58If any acquired business
00:39:59goes under,
00:40:00the host will be erased
00:40:01by the system.
00:40:02W-what?
00:40:0310 times cash back
00:40:05with ghost coins?
00:40:06So my coins
00:40:07just keep multiplying
00:40:07as I spend them?
00:40:12Boss!
00:40:13Maybe he has
00:40:15some feelings
00:40:15towards...
00:40:16Hey!
00:40:17Boss!
00:40:19Honestly,
00:40:19Evan seems really chill.
00:40:21Maybe you two
00:40:22could actually
00:40:24hit it off.
00:40:25Shut up!
00:40:27Oh, jeez!
00:40:28Cut it out!
00:40:30Uh...
00:40:30Ahem.
00:40:32Um...
00:40:32Sorry.
00:40:33Got distracted
00:40:33for a sec.
00:40:34No, it's fine.
00:40:36Na-na-na...
00:40:40Good.
00:40:41Really good.
00:40:43Principal plus interest.
00:40:45Total 15 million
00:40:46ghost coins.
00:40:47We're square.
00:40:48Principal plus 50%
00:40:49interest.
00:40:5015 million ghost coins.
00:40:52He actually
00:40:53paid it back
00:40:53this fast.
00:40:55This human
00:40:55is basically
00:40:57my money tree.
00:40:58No way.
00:40:59Gotta push harder
00:41:00to get him
00:41:00to take more loans.
00:41:03Mr. Cross,
00:41:04since you've
00:41:05cleared the loan,
00:41:06how much
00:41:07do you want to borrow next? I can have someone prep it now. No need. I don't need a loan
00:41:11anymore.
00:41:12Mr. Cross, do you think our interest rate is too high? If that's the case, we could lower it just
00:41:18for you. How about 40%? Then 30%? Can't go any lower. Sorry, no thanks. I'll take my leave.
00:41:31Hmm, looks like this guy's making bank. Nope, can't let a juicy profit slip away. I won't
00:41:37let him walk off that easy. Someone, here, check this human's background. See where he's
00:41:43been making money lately. Since you don't want a loan then, I'll make you take one.
00:41:52What's up? Boss, urgent situation. Someone entered the school. Looks like they were checking
00:41:57out our store. Oh, who were they? Can we tell? For now, no. They just looked around the store
00:42:03and asked a few students about it. Got it, thanks.
00:42:10Boss, someone just investigated our company. I've confirmed their identity. It's a city
00:42:15loan company called Grimloan. Got it. Nice work. Not surprised. If we stop loans,
00:42:22Vincent will try to mess with me, push me to take loans. Since that's the case, it's time
00:42:26to say goodbye. Hmph.
00:42:29Hey, boss. You got a minute? What's up?
00:42:33Here's the case. Victoria had me coordinate with Emily and go to the Spectre Motors. If
00:42:37you're free, want to go together? Sure. Works for me. Then let's roll.
00:42:42Investors sent by Nightfall Investments will be here in 10 minutes.
00:42:46You idiots. Get your act together. Listen up. The investors coming today will decide the fate
00:42:52of this company. If anyone screws up and messes this up, you're dead. Quick, someone, refresh
00:42:58the drinks in the meeting room.
00:43:01Ah, Chloe and Emily. Those two still haven't arrived. Whatever. I'll go check first.
00:43:07You've entered a ghost scenario. Spectre Motors, please enter the store. Complete tasks according
00:43:13to instructions. Refusal or failure will be severely punished.
00:43:17Ah. As expected, can't avoid entering a ghost task.
00:43:21Evan.
00:43:23Never thought we'd catch you, huh?
00:43:26Old Evan, my good buddy. Didn't expect to run into you here.
00:43:30Oh? Catch me, huh? Hmph. What kind of trash are you two?
00:43:34Go ahead, laugh. Soon you'll be crying. Listen up. We're now employees of this company.
00:43:40That's right. We now set the rules for this ghost scenario. Evan. Oh, Evan. You're dead.
00:43:48All of this is on you. Back at that Shadow Mart ghost task, if you'd taken the fall for us,
00:43:54we wouldn't be in this mess.
00:43:57What kind of insane thought is this? Take the fall for you? You wish.
00:44:02Enough talk. Now that you're in our hands, there's no way you walk out alive from here.
00:44:07Cutting you down would be too easy. Gotta make sure you suffer first.
00:44:12Is that so? Then let's see what you got.
00:44:14Evan. Your next ghost scenario task is, sell that car.
00:44:22You sure about this? Almost slipped my mind. After the ghost event, all the old taxis vanished.
00:44:28I gotta walk everywhere, so this car is perfect timing. I'm really in need of it.
00:44:32And yes, the task time is one hour. If you don't sell it within an hour,
00:44:37the mission fails. And the rules will erase you instantly.
00:44:41Well, uh, what if I do sell it?
00:44:45You really don't know what's waiting for you. You think this is some car for humans?
00:44:50Let me tell you, this one's for ghost use only. The priciest in the store.
00:44:54Worth 20 million ghost coins. 20 million ghost coins. You even realize what that means?
00:45:01The ghost event just hit. Across the whole city, only a handful of ghost tycoons can drop 20 million on
00:45:06a car.
00:45:06So, selling it in an hour. You think that's possible?
00:45:11You don't have to worry. But, as far as I know, Nightfall Capital's investors are coming.
00:45:16Using a ghost task to settle personal scores, aren't you worried about pissing off your big money backer and getting
00:45:22fired by your boss?
00:45:26Evan, you're really naive.
00:45:29Listen, buddy. Don't forget, this is a ghost car company. Ghost scenario. You failed the task. Erasing you is just
00:45:36how it works.
00:45:36Don't you think Nightfall Capital will change its investment plan for one human?
00:45:42Evan, Evan, you really are full of yourself.
00:45:45Excuse me, who's the boss here?
00:45:49Looks like they're from Nightfall Capital.
00:45:52Let's go. Check them out. Make a good impression. If we win this big investor, maybe, maybe we can finally
00:45:58get out of ghost servitude.
00:46:01So you two are from Nightfall Capital.
00:46:05Oh, they just sent a couple of ghost minions.
00:46:10Uh, I, we...
00:46:11Please hold on a moment. We'll get the boss right away.
00:46:14Sorry about this. Heard your company's coming for a checkup, so we're making sure everything's fine.
00:46:19Sorry for the wait. Please forgive us. Our apologies.
00:46:23I'm Charles Ward, owner of this car company. Thanks for making the trip.
00:46:28No need to thank me, Mr. Ward.
00:46:30Nothing for you here. Get back to supervising the ghost task.
00:46:36What are you doing here? We're hosting important investors.
00:46:39Step aside. In an hour, if this car isn't sold.
00:46:43Boss?
00:46:46Boss, what are you...
00:46:48Boss, you... You didn't just enter a ghost scenario task, did you?
00:46:53No way. I just got here early. And well...
00:46:58What, boss? Boss?
00:46:59How... How is that even possible?
00:47:01Charles, what your ghost just pulled, you saw it yourself.
00:47:06This is Mr. Cross. He's the boss of Nightfall Investments.
00:47:10I need an explanation. Now.
00:47:13Uh, sorry. It's a misunderstanding. I...
00:47:17No way. Victoria Knight, even, even Briggs Consortium couldn't land her.
00:47:22Sir, this human's her boss. No. Someone at that level. Even if I get no deal today, I can't afford
00:47:29to offend him.
00:47:30Sir, he... He's just a human. How could... How could he be your boss?
00:47:34Shut up!
00:47:38You idiots. You just pissed off our investor. Trying to run me into the ground?
00:47:45Mr. Cross, that's on me. I'll make this right. Please, calm down.
00:47:49Enough. No need. Get up, Charles. Relax. Those two won't affect our deal.
00:47:56Butter.
00:48:01Having these two clowns as staff, for a company like yours, that's a pretty bad look.
00:48:08Got it.
00:48:11Boss, spare us. We work for you. You can't do this.
00:48:16Yeah, boss. Please, let us go. We won't mess up again.
00:48:22Evan. Evan. Come on. Help us out. We're bros, remember?
00:48:28Yeah, Evan. For old times' sake. Just let me off. I'm begging you.
00:48:34Bros? Old times? When you betrayed me and just tried to get me killed. Did you think about that then?
00:48:42Whoa! This is getting interesting. Yeah.
00:48:45Yeah. You two idiots gotta go. Huh?
00:48:48Boss! Please!
00:48:51No! Don't!
00:48:55Uh, I'm really sorry, Mr. Cross. We're strapped for cash right now. Everything went into R&D.
00:49:01We can't even afford proper staff. That's why we picked up those two cheap blood slaves.
00:49:05Oh, right, Mr. Cross. The scenario mission. How about this? I'll drop that car to one ghost coin.
00:49:11After all, once a mission starts, it can't be stopped.
00:49:14No need.
00:49:15Mr. Cross, you...
00:49:16This is...
00:49:18Keep it simple. Here's 20 million. I'll take the car. As for the investment, we keep talking.
00:49:24What? That's insanely generous. No wonder... No wonder he's Victoria's boss. More importantly...
00:49:31This was my screw-up. I offended our biggest backer. And he's still this chill about it?
00:49:37This guy's not human. He's basically a god.
00:49:41Mr. Cross, in that case, I won't hold back. This company is my life's work. As long as it survives,
00:49:48name your terms, in terms of investment.
00:49:50Hey, Charles, what are you doing? Get up. Let's talk investment now.
00:49:54All right. Whatever you say, Mr. Cross.
00:49:58Indeed. Post detected spending 20 million ghost coins. 10x returns successfully triggered.
00:50:04200 million ghost coins credited. Please confirm receipt.
00:50:08200 million? Huh. This system's getting better by the day.
00:50:10Of course. When have I ever failed you?
00:50:13Here's the deal, Charles. For certain reasons, my condition is I take 100% ownership.
00:50:18But...
00:50:19We'll sign a profit-sharing deal. We can negotiate the split. As for the money, that's not an issue.
00:50:27No problem, Mr. Cross. I've seen how you operate. Honestly, for this dying little company,
00:50:32you stepping in is already a blessing. This way, please. Let's sit down and go over the details.
00:50:43Chloe, stay here. Help Charles with the company for a few days. If you need cash, call me anytime.
00:50:49Got it.
00:50:50Charles, no one knows R&D better than you. Go big.
00:50:53Money's not an issue. Hit me up anytime when you got ideas.
00:50:56Damn. What kind of boss is this? Big spender, and actually knows how to trust his people.
00:51:02Don't worry, boss. I won't let you down.
00:51:05Boss, that human girl at the shop earlier, was she...
00:51:10She's nowhere near Ms. Knight. Why don't you...
00:51:14I mean, you and Ms. Knight are already...
00:51:18Worked together, right? Maybe take it further?
00:51:21Knock it off. Focus on driving. Get to the slums in one minute, or I dock your pay.
00:51:26The slums, if I find that person from my past life, it's time to close the net on Vincent Graves.
00:51:31Perfect timing.
00:51:34After acquiring Spectre Motors, my power's at late stage.
00:51:38One step from Ghost General.
00:51:40If Victoria Knight speeds things up, I'll break into Ghost General soon.
00:51:45Then even if Vincent gets desperate, I won't flinch.
00:51:49Victoria, how's your side?
00:51:50Not great. We hit a snag.
00:51:52Oh?
00:51:53That company we were about to acquire suddenly backed out.
00:51:56Jacked the price up several times. Someone's clearly pulling strings.
00:52:00Vincent Graves?
00:52:01Yeah.
00:52:02Vincent Graves. Don't reject them yet. Play broke, then quietly switch targets.
00:52:08Listen, make sure they think we're short on cash.
00:52:11Got it!
00:52:16Hey, stop. Please spare us. We can't pay hot kind of money.
00:52:24Can't pay? Then don't blame us.
00:52:28You... This is too much. We agreed on 2,000 Ghost Coins a year with minimal interest.
00:52:37And overnight, it turns into daily payments with insane interest.
00:52:43You...
00:52:44The contract spells it out. Interpretation rights belong to Grimloan.
00:52:50I'll ask you one last time. You paying today or not?
00:52:54We... We can't.
00:52:57Fine. Got a tough spine, huh? You're tough. Let's see if your old man is.
00:53:05No.
00:53:07Stop.
00:53:09Stop.
00:53:12Oh? A human? You got a death wish? Daring to mess with Grimloan?
00:53:20Human, know your place and back off. Or else.
00:53:24Or else what?
00:53:25Or I crush you on the spot.
00:53:31How is that possible? Advanced Ghost Practitioner? You're human. How the hell?
00:53:37Ghost? Ghost Industries? You actually own Ghost Businesses?
00:53:41Cut the crap. How much do they owe? I'll pay it.
00:53:44They owe us 4,000 Ghost Coins total. What? You...
00:53:51Here's 10,000. Take it and get lost. Don't come near them again.
00:53:5510,000 Ghost Coins? Oh, okay. Got it. Here's the loan contract. Voided. Debt cleared. We're out.
00:54:03We're out.
00:54:04Damon. In my past life, he was just a low-level ghost, driven to the edge by Grimloan. Then
00:54:09somehow he got lucky. His power skyrocketed. He almost killed Vincent. Too bad. He couldn't
00:54:14beat the money game. Vincent wiped him out like nothing. My savior, please accept my thanks.
00:54:19I truly want to know why. Why did you save my family? I'll be straight. I want you on my
00:54:25side.
00:54:26We take down Grimloan and kill Vincent Graves.
00:54:30Take down Grimloan, kill Vincent Graves. Sir, you...
00:54:35You've gotta be joking. Everyone in Duskfall City knows Grimloan runs this place. Even Twin
00:54:42Realm Bank can't touch it. To be exact, it's the one backing Vincent. To them, we're less than ants.
00:54:48The one behind him. Yeah. Back then, I was just his pawn. Never got close to that level. But does
00:54:56it
00:54:56matter? In this apocalypse, taking down Vincent alone isn't enough. Yeah. They run everything.
00:55:02But what choice do we have? So what if we're ants? The worst is just pay with my life. If
00:55:08we want to
00:55:08live, even against the devil himself, we fight for it. Right? All right. What's this? You're trying to...
00:55:21That's right. Both contracts carry rule binding. Once you sign, have your father take a loan
00:55:27from Vincent before he passes. That three billion will legally transfer to me. But my dad's debt.
00:55:34Relax. Debt dies with the debtor. Once he's gone, it's wiped clean. Unless you inherit the three
00:55:40billion. Or you owe nothing. Vincent wants to force me into a loan? Fine. I'll play his game.
00:55:47Three billion ghost coins. If I remember right, that's your entire net worth.
00:55:55How'd it go? Just like you said, we jacked the acquisition price way up.
00:56:01Yes. I raised mine too. Nice. How did Victoria Knight react?
00:56:06She seems very interested in us. But short on cash. Said she'd go back, talk to Evan, and raise funds.
00:56:14Good. With Briggs Consortium closing in and these companies turning on him,
00:56:19Evan Cross, let's see now how long you can hold out.
00:56:27The two companies suddenly jacked up their prices, but the other three contracts are signed. Payments done too.
00:56:33Next, once you sign the contracts, it takes effect at once. All three companies will be under your name.
00:56:44Early stage ghost general, this bumps us up to general level.
00:56:47Wait, boss. Acquiring ghost companies can actually boost your ghost rank? We can do that?
00:56:53What else? Don't worry. After I deal with Vincent Graves, if you need it, I can snag a few more
00:56:58companies for you.
00:56:59Really? For real, boss? My boss? I freaking love you!
00:57:03Hey, move it.
00:57:04Emily, that's enough. Evan, you want to take down Vincent, but isn't this way too risky?
00:57:10If even one company under you fails, the rules themselves will wipe you out. Even someone like Nathan Briggs
00:57:16wouldn't dare boost their power this way, and you're just...
00:57:19So, do you think, is there any chance these companies would fail?
00:57:23You really trust me that much?
00:57:25Don't be ridiculous. In my past life, she won every battle. Victoria Knight, the queen of investments.
00:57:30There's no way you would fail.
00:57:32Oh, let's get serious. What's your next move?
00:57:35Next, we'll take a few days to regroup. Get these companies profitable, boost their market value.
00:57:39Once I hit mid-level Ghost General, then wait for the right moment, and end Vincent Graves.
00:57:50Oh boy, Mr. Cross. Finally, you're here. Had me waiting forever, man.
00:57:56Cut to the chase. I ran into a little problem. Need another loan.
00:58:00No problem. A loan from you, that's never an issue. Go ahead. How much do you need?
00:58:053 billion. Whoa! How much?
00:58:103 billion. Half a month, principal plus interest, all repaid.
00:58:143 billion? That's my entire net worth.
00:58:17How many companies is he planning to buy? Is it really that much? Is he really trying to take on
00:58:22Briggs?
00:58:24But with 3 billion, interest alone would be at least 1.5 billion. With that 1.5 billion, the big
00:58:30plan would run so much smoother.
00:58:32When the time comes, no way. 3 billion. If this human can't pay back, my company collapses instantly.
00:58:39Company collapse, and I get wiped out by the rules. No, no, no.
00:58:43If it's too risky, forget it. I'll figure another way. After all, 3 billion is basically your entire net worth
00:58:49too, right? Dibba.
00:58:50Wait. No, this guy can actually pay back. At least interest of 1.5 billion. How many years would it
00:58:59take to earn that?
00:59:01It's actually worth the gamble. But if it's a gamble, let's make it a big one.
00:59:07Not impossible. But you'll need to wait a bit. Right now, all my company assets add up to just 2
00:59:14billion.
00:59:15The rest, I'll round up all the loans I've issued. 30 billion. Barely enough.
00:59:20But, Mr. Cross, 30 billion is my entire net worth. You could say I'm betting my life on this.
00:59:27About that interest...
00:59:30Interest. Mr. Graves, 50% interest is 1.5 billion. Not bad, right? If you raise it, it's 2.
00:59:37He's haggling over interest. Looks like this deal's solid. All right, then. I'm taking you for sure.
00:59:44Here's the deal. Interest goes up to 60%, but repayment gets extended to 20 days. Otherwise, we're done, Mr. Graves.
00:59:52Fine. Fair enough. This is fair. It's settled. I'll draft the contract. Get the ghost coins ready.
01:00:02Damn it. Just like that, cash in hand. In my past life, I was too busy working,
01:00:07totally wasted my Oscar-level talent. Mr. Cross, the contract's ready. Sign it,
01:00:13and the loan kicks in immediately.
01:00:17Vincent Graves, looks like the profit really messed with your head.
01:00:24Finally, it's mine. Kid, even if you're crazy skilled, you're still gonna be my workhorse.
01:00:31Wait. This contract's got a problem.
01:00:36Who's name did you sign here?
01:00:40Take a look. It's simple. Victor Hale authorized me to take a 3 billion loan for him,
01:00:45and then repay the 3 billion he owed me. That way, the 3 billion loan moves legit into my hands.
01:00:52Brat, you dare lie to me?
01:00:54Huh. And what if I did?
01:00:59You think you can just take this 3 billion away? Besides, no matter who's name the loan's under,
01:01:07as long as the contracts exist, I can take the money back any time. Crossing me, huh?
01:01:14Is that so? Well, what if the borrower dies?
01:01:21Hey, Mr. Cross. It's done.
01:01:24So, how... how'd it go?
01:01:28Everything's handled.
01:01:29Good. Great. Grim Loan and Vincent Graves are finally finished.
01:01:37Remember, without Mr. Cross, we would have been crushed by Grim Loan.
01:01:42From now on, you swear, swear to repay him no matter what.
01:01:48I've got it. Father! Father!
01:01:51The contract! What's... what happened?
01:01:55You! What did you do? Why is the contract gone? Why?
01:01:59I said, debt disappears when the borrower dies. The lender, Victor Hale, is dead.
01:02:04Your debt is wiped out.
01:02:06What? What? Brat.
01:02:09If that's the case, then you die.
01:02:12No matter what today, you're not walking away with any ghost credits.
01:02:16Is that so? Then let's see what you have.
01:02:21Please, I'm begging you. Just give me a few more days.
01:02:25Do you even have any law left? The contract said three years to pay back.
01:02:28Suddenly, it's three days.
01:02:30Law? In Duskfall City, Grim Loan is the law.
01:02:34And you guys are nothing but cattle for us to slaughter.
01:02:41Damn! Who the hell is this guy? Vincent is gonna handle him personally?
01:02:45That's it? A human actually dared cross graves? Looks like today's his last day.
01:02:54Didn't expect you'd hit mid-ghost general level so fast.
01:02:58I really underestimated you, but humans are still just ants. Even if you reach ghost general level, so what? The
01:03:06whole Duskfall City, except the mayor and those two, I can control the whole city with just a single hand.
01:03:12Killing you? A piece of cake.
01:03:14Is that so?
01:03:15What?
01:03:17What?
01:03:17Still so full of yourself, huh?
01:03:24How-
01:03:25How is this possible? We're both mid-ghost generals!
01:03:28No. Could- Could it be- My ghost level is actually declining?
01:03:34Of course. Your entire fortune is in my hands now. Grim Loan is about to collapse. Naturally, your ghost level
01:03:40drops with it.
01:03:41Vincent Graves, you treated me like slaves back in the day. Crushed me however you wanted. Time to settle that
01:03:47score.
01:03:48You? What do you want? What do you think, brat? The mayor's backing me. Touch me and the mayor won't
01:03:57let you live.
01:03:58The mayor, huh? Is that so? Then let him watch. See how the Grim Loan crushes the common folk.
01:04:07See how many ghosts and humans you've driven to ruin.
01:04:13You- You wanna go against the mayor?
01:04:16No. That's for later. Today, I've got only one goal. And that is-
01:04:22End you!
01:04:32Wha- What just happened? I- I didn't see that wrong, did I? Grim Loan, Vincent Graves is just
01:04:38finished.
01:04:41That human actually pulled it off!
01:04:43Breaking news! Grim Loan company has been toppled by a human named Evan Cross.
01:04:48The company is bankrupt. Vincent Graves has been erased by the rules.
01:04:53Finally! Damn Grim Loan, how many lives did they ruin? Serves them right.
01:04:57And it's all because of a human named Evan Cross! Who the hell is this guy?
01:05:01You didn't know? Evan Cross, he bought Nightfall investment. And even called out the Briggs Corp.
01:05:12It's done. Grim Loan is gone. Vincent Graves erased completely by the rules. Justice served. Mr. Hale can rest in
01:05:20peace.
01:05:26Mr. Cross, I can never repay you. From now on, Damon's life belongs to you.
01:05:33Hey! What are you doing? Get up, quick!
01:05:35Hey! What are you doing? Get up, quick!
01:05:36Tumble up, quick!
01:05:36Let's go!
01:05:36rock fast? quanta
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