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#FULL EP
- FULL EP 2026
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00:00Bitch, your money is mine.
00:03I was tricked by my best friend into prostitution when I was penniless.
00:08The moment I finally tried to escape, she stabbed me to death.
00:14Now I'm back, standing in the same courtyard, watching Emma's heel come down, deliberately, on Chloe Sinclair's white leather sneakers.
00:24Don't even think about it. I know you think money makes you better than me, but I am not cleaning
00:29your shoes.
00:30Not today. Not ever.
00:34You want to come for a poor girl over a pair of sneakers? That's who you are?
00:40Charity case.
00:44Clean the shoes. $10,000.
00:48Don't you dare! We're a united front. She is not going to buy our self-respect for $10,000.
00:53Tell her!
00:57I'll do it, obviously.
01:02Every second of this humiliation is worth $10,000.
01:06I'm not a dog. I'm a contractor collecting a fee.
01:09Ginger, stand up right now. You are embarrassing yourself. You are embarrassing me!
01:16Then walk away.
01:19Then walk away.
01:22Emma's fist connected with my shoulder from behind.
01:25Sharp, deliberate. A punch designed to knock me off balance.
01:28I stayed crouched. Finished the left shoe. Moved to the right.
01:32$50,000. Spent more effort than it was worth. Consider the rest a signing bonus.
01:39Grammy's surgery fund. Halfway there in one afternoon.
01:43I told you. I told you I would not let you sell yourself to these people.
01:47I followed, already knowing what she was going to do. Already knowing I couldn't stop it.
01:52She typed in the routing numbers from the card, my saved login restrentials that she'd stolen off my phone three
01:56weeks ago,
01:57and the destination account.
02:00You're welcome. I just saved your soul.
02:04Not just because of the money.
02:06Because my name was now attached to a federal investigation target.
02:11Emma, you used my login.
02:17You donated $50,000 to a cult under my name.
02:21I freed you from dirty money.
02:23That's what good friends do.
02:27You.
02:35Emma didn't want to save me.
02:37She wanted an audience for her to you.
02:39I was the audience.
02:46We're done.
02:52Ginger.
02:53Done.
02:54Permanently.
02:59I walked away.
03:01This time, I didn't look back.
03:17That girl is a liability.
03:21She's aware of that.
03:34You wiped my shoes without being asked twice and didn't flinch when she hit you.
03:38That's either pathetic or tactical.
03:45It's financial.
03:45It's financial.
03:48How much do you need?
04:00My grandmother needs a surgical procedure that isn't covered by our insurance.
04:08Full cost is approximately $1 million.
04:15And you came to St. Jude's to what?
04:18Hustle-rich kids?
04:20I don't know.
04:22I came to St. Jude's because my scholarship covers tuition and housing and gives me access
04:26to people with liquidity.
04:28I'm not asking for a handout.
04:29I'm asking for work.
04:31There's a difference.
04:34Jack's Harrow.
04:37Back corner of the senior wing.
04:38Tell him I sent you.
04:39He eats takeout from off campus every day because the cafeteria offends him.
04:43His hotel is four blocks east.
04:44The kitchen knows the order.
04:46One trip.
04:47One delivery.
04:48$10,000.
04:58Don't be late.
04:59He charges penalties.
05:11Jack's Harrow.
05:13Chloe sent me.
05:14Fine.
05:157 p.m.
05:16Don't be late.
05:17And don't talk to me unless I ask you something.
05:21Understood.
05:23Something shifted in his expression.
05:26Not a smile.
05:27More like a Rhea calibration.
05:48Same time tomorrow.
05:50Same fee?
05:51Same fee.
05:53And if you need extra work, I need quarterly financial projections done by someone who isn't
05:58going to leak the numbers.
06:00Flat rate.
06:01$20,000 per quarter.
06:05I'm a high school student.
06:07Chloe said you were good at math.
06:09Chloe doesn't know me.
06:11She knows people.
06:12That's the same thing.
06:12$10,000 per delivery.
06:14$20,000 per quarter for financials.
06:16If I took three more arrangements like this, Grammy's fund would be fully covered before
06:20Christmas.
06:38I did not allow myself to feel grateful.
06:41Gratitude was a liability.
06:43This was a business arrangement, and I was the service provider.
06:48But when I got back to my room and opened my banking app, I let myself look at the number
06:53for exactly seconds.
07:01Then I opened my economics textbook and started on the quarterly projections.
07:05Every number I processed was a deposit toward Grammy's fund.
07:09Every page of projections was $20,000 of surgery coverage.
07:14I had work to do.
07:23You were at Jax Harriso's hotel room last night.
07:32I delivered food.
07:34Move away from my door.
07:36People saw you.
07:37People are talking.
07:39Ginger, I'm trying to protect you.
07:41When these people are done using you, they will throw you out like you meant nothing.
07:45I have seen this happen.
07:46When these people are done using you, they will throw you out like you meant nothing.
07:49I have seen this happen.
07:51You haven't seen anything.
07:53You've performed outrage about things you've never experienced.
08:05I'm your best friend.
08:11You donated $50,000, my grandmother's surgery money, to a federal investigation target in
08:20my name, in my name, without my consent, using my stolen password.
08:26You committed financial fraud and potential identity theft, in my name, for a cult.
08:32You'll thank me when you're not someone's errand girl.
08:36Move away from my door, Emma.
08:47I had work to do.
08:49And Emma?
08:50Emma was no longer my problem.
08:52And Emma?
08:52Emma was no longer my problem.
08:58Emma was smarter about the next move.
09:01She didn't confront me.
09:02She gathered evidence.
09:05Caught you.
09:09I'll buy that phone.
09:11Name a price.
09:13I don't sell things.
09:14I'm not like her.
09:15If Ginger accepts one more dollar from these people, this goes to the school's disciplinary
09:19board, and your parents, and the local news, because I know a reporter who covers prep school
09:25scandals.
09:25Emma, this is blackmail.
09:30This is intervention.
09:32You have 30 seconds to hand that phone to me voluntarily.
09:36After that, I'll have someone retrieve it.
09:46You're just a rich boy with a daddy complex.
09:49You can't touch me.
09:53I'm the boy whose father owns the building your scholarship housing is in.
09:58Among other things.
10:00Among other things.
10:02This is what they do, Ginger.
10:04This is what they always do.
10:06They threaten.
10:07They intimidate.
10:08And you just smile and take it because you think they're going to save your grandmother.
10:12I kept records of everything.
10:14Every transaction, every message, every time's time.
10:17I've been keeping records since day one of this school year, because I knew you'd do
10:21something like this eventually.
10:22Emma, go ahead.
10:23Send the footage, because when you do, I'm going to the Financial Crimes Unit with a full
10:26documented account of what you did with my login credentials, the donation routing, the
10:29account numbers, and the organization's active federal status.
10:37Financial crimes documentation?
10:38You actually have that?
10:40Every record since August.
10:44I need someone to manage PR risks for the inner circle.
10:47Proactively.
10:48Not just financials.
10:49Scandals.
10:50Exposure management.
10:51The whole containment stack.
10:59That's a different rate.
11:01Name it.
11:02Name it.
11:04Five hundred thousand a year.
11:10Start Monday.
11:12Start Monday.
11:16Someone came to her hospital room and showed her footage on a phone.
11:19She's very agitated.
11:21I knew without asking.
11:23Emma had gone after the only person who mattered.
11:33I took a rideshare to the hospital with my heart running faster than I would have liked
11:37I don't want to see you what that girl showed me Grammy she edited video to look like something
11:50it wasn't she's been doing things like this since school started I have documentation
11:55the woman who came here Emma Voss she transferred $50,000 from your surgery fund into a cult account
12:01last week she used my stolen password to do it I have filed a police report
12:10she came to my hospital room
12:15she came because she knew it would hurt me she has been trying to stop me from earning
12:21your surgery money since school started this is how she operates she didn't say anything
12:29neither did I we sat there while the monitors beeped and the light through the window shifted
12:35after a while Grammy squeezed my hand once very slightly that was enough that was enough
12:51I stood in front of my St. Jude's classmates and asked for help it wasn't what I wanted to do
12:56but
12:57Grammy's surgery had a deadline 30 days to secure the remaining funds or the surgical team lost the
13:03booking and I had run the numbers six ways and this was the fastest path I'm offering a straightforward
13:08exchange whatever services I can provide academic support financial modeling logistics scheduling
13:13problem solving at whatever rate the class sets apply directly to the surgery fund balance
13:25300,000
13:30Jax came up first
13:33$300,000
13:35the hall went quiet then Chloe came forward then 12 others
13:39in nine minutes they had assembled $800,000
13:43$200,000 short
13:46Ginger Ashworth donated $50,000 to a hate group last month
13:49she has HAV she has been selling personal services to male students for cash
13:53do not give her your money
13:55the hall froze students who had been moving toward the Lekri stopped
14:05Emma walked to the front of the room picked up the stack of checks and walked out
14:09she moved fast she knew she had maybe 90 seconds before anyone reacted she knew she had maybe 90 seconds
14:17before anyone reacted i watched her take photos of the checks with her phone then she transferred
14:22the funds via the routing numbers donated the entire $800,000 in my name to a charity she had pre
14:28-selected
14:31you keep finding new ways to take their money
14:33I keep finding new ways to stop you
14:36how long are you going to keep doing this ginger until my grandmother is out of the OR
14:40however long that takes
14:49you had dignity once
14:58I have a grandmother who needs surgery
15:01I know which one matters
15:09I know what you did
15:12and if you don't want the whole school to know
15:16I suggest you do exactly
15:19the vault ring any bells
15:23Jax has been running background on everyone who's touched this situation
15:26turns out you've been conducting your own business out of an underground club downtown for the past six months
15:31while delivering speeches about dignity
15:33you don't have anything
15:35we have transaction records check-in logs and three signed witness statements
15:38and a direct line to the school board the police financial crimes unit
15:41and two investigative journalists who cover exactly this kind of story
15:46you set me up
15:47you set yourself up
15:49we just paid attention
15:50this isn't over
15:51it is
15:53for you
15:54this isn't over
15:55it is
15:56for you
15:58Emma didn't run
15:59she stood very still as they reached her
16:02like someone who had finally ran out of moves and knew it
16:07she didn't look at me
16:09maybe she couldn't
16:11wire transfer confirmation
16:14surgery fund
16:15full amount
16:18done 20 minutes ago from a different account Emma couldn't touch
16:23one million dollars
16:25full balance
16:27i stood in the hallway and did not cry
16:35thank you
16:36don't thank me
16:37you earned it
16:40i thought about
16:41granny
16:43i thought about the version of me in my last life who followed Emma into ruin because i was afraid
16:47to disagree
16:48that version was gone
16:49that version was gone
16:51the vault was an underground members only club that operated out of a converted parking structure
16:55four blocks from st jude's east gate
16:57no sign
16:59invitation only
17:01the same girl who had screamed about dignity in st jude's courtyard had spent her evenings in an illegal
17:06private club levering her access to wealthy students to broker introductions and collect fees
17:13emma's file was extensive
17:15she used other people's vulnerabilities like currency
17:18she had been doing it to me since we were 14. i was the last one in the room to
17:22understand that
17:23i was the last one in the room to understand that
17:26i don't recognize this institution's authority to judge me
17:29you have spent years buying the compliance of scholarship students
17:32what i did was expose the transactional nature of this school's supposed generosity
17:36student activity log
17:39transaction records
17:40witness statements
17:42everything from the vault august through present
17:44i don't accept your framing
17:45miss voss you are being expelled your scholarship has been revoked
17:49retroactively the financial crimes unit has been notified and will conduct their own review
17:53you have until 5 pm to vacate your housing
17:54whatever you have i stand by my principles
17:56your principles generate approximately 340 000 in brokered fees from the school student population
18:00under an assumed name while receiving a full scholarship funded by the same families you were defrauding
18:05you could have stood with me
18:07you never gave me anything worth standing with
18:11no
18:18i expected more theater she's out of material
18:23i expected more theater she's out of material
18:27grammy's surgery went for 11 hours
18:29i sat in the waiting room with chloe on one side and three other classmates who had showed up
18:34without being asked nobody talked much
18:37the procedure was successful she's in recovery you can see her in about two hours
18:42chloe handed me a coffee without a word i drank it
18:51you did it
18:59we did it
19:01yeah your mother would be proud
19:05i looked at the window outside it was just a hospital parking lot
19:10it looked beautiful st jed's held its full student assembly two weeks later emma henned requested it
19:17they grant it because it's the cleaner option she talks she hangs herself everyone hears it from her
19:22directly case closed he was right i want to address what's been framed as my misconduct because the
19:28framing is dishonest this school has always used money as a control mechanism the scholarship program
19:33is not generosity it is acquisition you bring in students from disadvantaged backgrounds you dangle
19:39resources in front of them and you purchase their loyalty that's not education that's cultivation
19:45you bruttered paid introductions at an underground club for six months while you were on scholarship
19:53is that playing by your own rules or just different ones you transferred eight hundred thousand dollars out
19:58of a surgery fund twice money that other students voluntarily raised for someone's grandmother
20:04you told us she had hiv at a fundraiser through a megaphone the room had shifted it had not shifted
20:12against emma because of any argument it had shifted because she was standing in a room full
20:16of people who had been watching her for months and they had drawn their own conclusions i was trying
20:20to protect ginger from what from what from people like you people like me pay her on time respect
20:29her work and don't steal her grandmother's surgery fund what exactly is your your objection to people
20:35like me you could have stood with me you never gave me anything worth standing with
20:44the auditorium stayed quiet for a moment then someone in the back row started clapping then the
20:49room joined in the sound building slow and then fast and i sat in my seat with my hands in
20:53my lap and
20:54know quite what to do with any of it accept it don't mind it i thought about that then i
21:01put my hands
21:02together who hears someone slandered at a fundraiser and just accepts it we should have pushed back
21:12immediately she destroyed the checks from inside a school building with our routing numbers and then
21:19lectured us about integrity i'd been warned about her before school even started turns out several
21:25students from her previous district had similar experiences she finds someone and decides they
21:30belong to her the dignity bit was always a tell people who actually have dignity don't announce it that
21:36loudly you've been buying us breakfast for three months you think we wouldn't show up you fixed my
21:43entire junior year threese's structure in one sitting my advisor said it was the best outline he'd seen
21:47you didn't charge me extra you managed the situation with my father and the board last mason
21:52you didn't have to you did it anyway grammy's physical therapy starts monday i've arranged transport
22:00don't argue um i wasn't going to argue you should know that i'm aware this is more than business
22:07i'm aware you didn't have to do any of this no i didn't thank you don't make it weird
22:17the inner circles q1 projections when you have time
22:25monday the rate is going up
22:29i know i'm adjusting it upward you're under charging better i do start monday
22:38outside the auditorium windows the campus was lit up and ordinary
22:43and mine in a way it had never been before i had come to saint jude's as a charity case
22:49with a plan
22:50and a debt i was leaving this room as something else entirely i wasn't sure there was a clean word
22:54for
22:54it but it felt for the first time in a very long time like enough the years at saint jude's
22:59ended
22:59with a graduation ceremony so polished it could have been staged chloe gave the address jacks didn't
23:05speak but he was there in the front row which meant more than any speech grammy sat in the third
23:12row
23:12when the expression she always wore at ceremonies the one that said she had been waiting her whole life
23:17for this particular moment i had been accepted everywhere i applied i chose the school chloe and
23:23jacks were attending not because of sentimentality because they were the best operators i had ever
23:27worked with and proximity to the best makes you better three years of business school two of applied
23:31finance navigating a startup ecosystem that moved fast and didn't care about your pedigree only your
23:36results i turned out to be very good at building things the inner circle what had started as
23:40chloe and jacks's loose social network became something else over those years tighter more
23:45structured operate across three industries in two continents i planned to do it myself when i told
23:51them i wanted to run something on my own they said good when i said i was filing in coration
23:56papers they
23:57said obviously this is too much it's accurate you've been undervaluing your equity state since year one
24:06i've been correcting the discrepancy we didn't agree to an equity arrangement we agreed to a professional
24:11arrangement and professional arrangements reflect the actual value of the contribution read your
24:16original contract paragraph seven
24:25this is extremely annoying you're welcome i stood at my office window top floor corner unit a view of the
24:34city in three directions and looked at the number on my phone screen i thought of st jude's prep
24:40courtyard a scubbed white leather sneaker a girl crouching with a cloth calculating which
24:44humiliations to bear each second of humiliation is worth ten thousand dollars i'm no dog i'm a
24:50professional earning pay in the end she was right about nearly everything the industry event was the
24:55kind chloe liked curated deliberately intimate the type that looks like a dinner party but functions as a
25:01deal room i was late you're late unavoidably your company cleared regulatory review this morning i heard before you did
25:14how i know people that's ominous
25:20that's infrastructure paragraph seven i'm not disputing it i'm acknowledging it
25:27you've been adjusting for actual value this whole time yes why because accurate valuation is a principle
25:36you apply it to everything you build i apply it to everything i invest in
25:43are you two gonna stand here being cryptic or are we going to close the european fund tonight
25:52both obviously the cryptic thing is getting worse the room was warm and full of people who were good
25:58at things which was my preferred kind of room she had asked me last month if i was happy ginger
26:04i had
26:05told her i was busy she had those aren't the same thing standing in this room in this life i
26:10had built
26:10from a scuff sneaker and a calculated bet that competence was the only currency that compounded
26:17i thought she might be right about that they weren't the same thing but for the first time in two
26:23lifetimes i had both that felt quietly and without fansure like winning as for emma i heard about her through
26:32an industry contact three years after saint jude's the financial investigation had moved slowly
26:38she had moved faster cycling through positions and cities staying ahead of the paperwork she had
26:45eventually surfaced at an operation not unlike the vault the kind of underground network that runs on
26:50the same logic she had always used the difference was that the people in those networks were not saint
26:54jude's students they were harder and they had less tolerance for the kind of lectures she specialize in
26:59i read it once poured a second cup of coffee the day had 17 items on the agenda and i
27:06had already
27:06lost 12 minutes i got back to work that's the end of the story or maybe the beginning
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