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00:00:00My name's Evan Cross. In this hellhole of an apocalypse, I've been scraping by, staying low.
00:00:07Five years ago, those nightmare realms appeared. The world's order shattered overnight.
00:00:14Since then, humans became nothing but ants. Wiped out any time they want.
00:00:20My ex and my so-called friend betrayed me, left me buried in ghost coin debt,
00:00:25turned me into their damn work mule to buy back my freedom.
00:00:29I kept diving into nightmare realms. Countless forbidden zones. Barely survived.
00:00:37And today, one million ghost coins. All paid. I don't owe you jack anymore. From now on, we're done.
00:00:44Holy crap. This human actually paid it all off.
00:00:48Even for a ghost, making a million takes at least five decades.
00:00:54All paid? Man, this one million covers only the late fees.
00:01:00If you want to clear everything, bring another million.
00:01:04Awesome. Your buddy took out two million under your name.
00:01:10You pay that too. Total debt. Three million.
00:01:14What the hell? I cut ties with those two bastards. Another three million? You think I'm your slave or what?
00:01:21Human. The contract's crystal clear.
00:01:25All debt terms are decided by Grimloan Corp.
00:01:29Once a work mule, always a work mule.
00:01:33Know your place. Work mule, that's all you'll ever be.
00:01:37Still not satisfied?
00:01:39Then go die.
00:01:41That's so... ironic.
00:01:44In front of ghosts? Humans can only live like this?
00:01:48No. I refuse.
00:01:51If I get another life, I swear, I'll change everything.
00:01:59Loading.
00:02:00Host detected.
00:02:01Cashback system online.
00:02:03Host. So sorry I'm late.
00:02:05I had a meeting at HQ. Would you mind it?
00:02:08Host.
00:02:10Shut the hell up.
00:02:14Attention all students and staff.
00:02:16A nightmare realm has appeared in Seabrake.
00:02:18Everyone stay indoors.
00:02:20Or you might get pulled in.
00:02:22Hey, did you hear?
00:02:23Everyone chums and gets eaten by monsters.
00:02:27That's terrifying. Please don't take me.
00:02:32This is the year 2030.
00:02:34Nightmare Realms hit Duskfall City.
00:02:37Did I come back?
00:02:39Yeah.
00:02:41This was the convenience store where those two snakes betrayed me.
00:02:44Got me stuck with a ghost coin loan.
00:02:46The interest stacked up over five years.
00:02:50Got cheated on, betrayed, crushed by debt, worked like a slave till death.
00:02:53Oh man, I really had the worst luck possible.
00:02:57The apocalypse is coming.
00:02:59A system mission has been issued.
00:03:01Accepting the mission for instant rewards.
00:03:03Accept now?
00:03:04Wait.
00:03:05Before I died, I heard something about a system.
00:03:08It's real?
00:03:09Accept.
00:03:09Accept right now.
00:03:11Mission accepted successfully.
00:03:13Mission objective.
00:03:14Within 24 hours, own two ghost businesses.
00:03:16Mission reward, 10x debt cashback.
00:03:19Every debt you take returns 10 times its value in cash.
00:03:22Effective immediately.
00:03:24But if the mission fails within 24 hours, the host will be erased.
00:03:2810 times debt cashback?
00:03:30Holy crap.
00:03:31That's insane.
00:03:31If I owe 10 million, I'd get 100 million back.
00:03:35Maybe even more.
00:03:36In that case, I'm rewriting everything this time.
00:03:40Evan!
00:03:41What are you doing here?
00:03:44Evan, don't get me wrong.
00:03:45We just ran into each other.
00:03:48Yeah, Evan.
00:03:49Don't think too much.
00:03:51One's my best friend.
00:03:52The other's my girlfriend.
00:03:54Why would I suspect anything?
00:03:55In my last life, you ruined me.
00:03:57This time, I won't let you off easy.
00:04:01Congrats.
00:04:02You are selected as a customer of Shadow Mart.
00:04:05Please enter the store now.
00:04:07What sound?
00:04:09Follow the owner's orders to complete the task.
00:04:13Oh no.
00:04:14It's a nightmare realm.
00:04:15You are selected as a customer of Shadow Mart.
00:04:18Proceed to Shadow Mart immediately and complete the task.
00:04:22We've been pulled into a nightmare realm.
00:04:25Evan, what do we do?
00:04:32If I remember right, Shadow Mart's a goldmine.
00:04:35Later in the apocalypse, it becomes the biggest ghost mall in town, packed with powerful entities.
00:04:40A major force in this world, so I'll start by buying this place.
00:04:44Welcome to Shadow Mart.
00:04:46I am the owner of this scenario.
00:04:49My name is Aria Vale.
00:04:50You will now be my temporary clerks.
00:04:53Follow the rules to complete the task.
00:04:56Fail, and you will be punished.
00:04:59Refuse the task, and you will be erased.
00:05:02It takes 30 minutes.
00:05:04Rules are as follows.
00:05:06Rule 1. Taste all goods to check for spoilage.
00:05:11Dispose spoiled items immediately.
00:05:13Miss 1, and it's considered negligence.
00:05:16You will compensate the store based on the item's price.
00:05:20Rule 2. Any damage to store property must be compensated.
00:05:26One more thing.
00:05:27Compensation is paid in ghost coins immediately.
00:05:30Fail to pay, and you will be sold to the Phantom Black Market, and you'll become a long-term blood
00:05:36slave, working off your debt with your blood.
00:05:39All we do is check the products.
00:05:42Weird. Everyone says Nightmare Realm missions are hard.
00:05:45Why is this one so simple?
00:05:47Wait! No! Look at the shelves!
00:05:59No! This... This stuff isn't for humans!
00:06:04Run! Get out!
00:06:06This... This mission's impossible!
00:06:16Ah! Ah! Ah! Ah! Ah! Ah! Ah! Ah! Ah! Ah!
00:06:20Dead. He's dead!
00:06:23So? Anyone else want to refuse the task?
00:06:26No!
00:06:27No!
00:06:27Good.
00:06:28There are three shelves in this store.
00:06:31You three, one shelf each.
00:06:34Get started.
00:06:36This is so disgusting!
00:06:39Evan! I can't do this!
00:06:43There's even a dead rat!
00:06:45Just hang in there.
00:06:47Can't handle it?
00:06:50Honestly, eating this stuff, one will be lucky to stay alive.
00:06:55But after the missions I cleared in last life, I don't need to eat that garbage to finish this task.
00:07:02Though, if I remember right, these two are about to start their act.
00:07:08Well, you two, task finished?
00:07:12Submitting now?
00:07:14If we actually eat that crap, we're dead.
00:07:18Better take the gamble.
00:07:19Besides, Evan's still here as backup.
00:07:22Later, we'll just dump our share on him.
00:07:26I... I confirm!
00:07:27Yeah, me too!
00:07:31Huh?
00:07:32You idiots think I'm blind?
00:07:36Huh?
00:07:38Shelf one and two inspections failed.
00:07:4139 spoiled items were missed.
00:07:44Total loss, 78,000 ghost coins.
00:07:49By the rules, you must compensate the store.
00:07:53What?
00:07:54That many ghost coins?
00:07:56There's no way we can pay that!
00:07:58What do we do?
00:07:59I...
00:07:59How the hell would I know?
00:08:01Wait, right.
00:08:02Evan!
00:08:03Lily, we have to make Evan take the debt.
00:08:07Otherwise, we're completely screwed.
00:08:10Yeah!
00:08:10Evan!
00:08:11He's crazy about me!
00:08:12No matter what, I'll make him take the fall!
00:08:15Evan!
00:08:16We...
00:08:17We failed the mission!
00:08:18You gotta help us!
00:08:19Oh?
00:08:20Help you?
00:08:21How exactly?
00:08:22Evan!
00:08:23Take the debt for us!
00:08:24Yeah, yeah.
00:08:25Evan, relax.
00:08:26Just take the hit for now.
00:08:27We'll figure it out later.
00:08:29Ha!
00:08:30Last life I took the fall for you.
00:08:32And you sold me.
00:08:33Made me a ghost's blood slave.
00:08:34You two said getting a loan would save my life.
00:08:38Then you ran off with the money.
00:08:39You even teamed up with a loan company, used my name to borrow, and lived off my debt.
00:08:43Now that I'm back, no way I fall for that again.
00:08:46Hey, use that trick.
00:08:48Yeah!
00:08:49Evan!
00:08:49You can't even pass this tiny test!
00:08:52Guess it's true.
00:08:53A man who goes into debt for me might not love me, but a man who won't definitely doesn't.
00:08:58Maybe it's time for me to rethink us.
00:09:01Come on, Evan.
00:09:02Look, Lily's upset.
00:09:04Oh, really?
00:09:05Lily's mad?
00:09:06How terrifying!
00:09:07So, you agree then?
00:09:08But listen.
00:09:09I'm not some savior.
00:09:11Your lives have nothing to do with me.
00:09:13Now get lost.
00:09:16You won't even help with that?
00:09:17What a jerk!
00:09:18I submit the task.
00:09:19Alright then.
00:09:20Shelf three.
00:09:22Wait.
00:09:23I think you don't need to check it.
00:09:30I think you should just total it up.
00:09:34Evan!
00:09:35You trying to get yourself killed?
00:09:37You're insane!
00:09:38Evan!
00:09:39You've lost your mind!
00:09:41Shelf three.
00:09:42Total value of goods.
00:09:44Two hundred thousand!
00:09:45Human.
00:09:46If you can't pay, you'll be sold to the black market.
00:09:51Until you bleed dry.
00:09:53What?
00:09:54Two hundred thousand?
00:09:56Ding.
00:09:57Post debt detected.
00:09:58Two hundred thousand ghost coins.
00:09:59Tenfold rebate triggered.
00:10:01Total reward.
00:10:02Two thousand thousand ghost coins.
00:10:03Funds deposited to Spatial Ring.
00:10:05Please check.
00:10:06Two hundred thousand ghost coins?
00:10:08Your life is basically over.
00:10:10Serves that loser right.
00:10:13No wonder Evan started acting weird.
00:10:16He gave up already.
00:10:20Ghost coins?
00:10:21I have plenty.
00:10:27Oh my god!
00:10:28It's real!
00:10:30Two hundred thousand just like that!
00:10:32No way!
00:10:33Impossible!
00:10:34This can't be real!
00:10:36Two hundred thousand is just the penalty rule for humans in Ghost City.
00:10:40By cost, everything in this store is worth less than fifty thousand.
00:10:44Yet this human just paid it outright.
00:10:47Hmm.
00:10:48Huh?
00:10:49Human.
00:10:50How do you have that much money?
00:10:53None of your business.
00:10:54By the rules, I paid the debt.
00:10:56So we're even.
00:10:58Right?
00:10:59Yes!
00:10:59That's correct.
00:11:00As for those two...
00:11:02Evan, please help me!
00:11:05I was wrong!
00:11:06We're friends!
00:11:07Evan!
00:11:08You have that much money!
00:11:09Pay mine too!
00:11:11If...
00:11:11If you do...
00:11:13I'll give you my first time tonight!
00:11:15I swear!
00:11:16Your first time?
00:11:18If I'm not mistaken, you and Zach have done it hundreds of times.
00:11:22Go to hell!
00:11:23And you?
00:11:25Handle this mess first.
00:11:26After that, let's talk somewhere.
00:11:28I have a deal you might like.
00:11:30Oh?
00:11:31Really?
00:11:32Then don't disappoint me.
00:11:36Ah, look!
00:11:37That...
00:11:38Isn't that the store owner?
00:11:39I just saw someone refuse her task and got erased on the spot.
00:11:44Holy crap!
00:11:45Who's that guy though?
00:11:46He's clearly human.
00:11:47Yet...
00:11:48He's got a ghost serving him tea.
00:11:50Damn!
00:11:51Wait, that's Evan!
00:11:52From the dorm next door!
00:11:54So tell me, Mr. Cross.
00:11:56What business did you want to discuss?
00:12:00Straight to it.
00:12:01Two things.
00:12:02First, I want to buy your store.
00:12:04Second, after the deal, you keep working for me.
00:12:08Run the place, just like you do now.
00:12:11Human, do you even realize what you're saying?
00:12:14Relax.
00:12:14Have a seat first.
00:12:15As far as I know, if a ghost's business goes bankrupt, the world rules erase the owner too.
00:12:22Gone completely, right?
00:12:24How does he know that?
00:12:26A purchase is possible, but the price won't be cheap.
00:12:31So...
00:12:31Relax.
00:12:32I'll take a loan.
00:12:34Just name your price.
00:12:36Wait!
00:12:37Buy it with debt?
00:12:38Do you know that even humans get erased if their ghost property goes bankrupt?
00:12:43What exactly are you trying to gain?
00:12:46Don't worry about my motives.
00:12:49Bankrupt?
00:12:50Yeah, right.
00:12:51From what I remember, this school will soon become a ghost academy, and then this store will be printing money.
00:12:59But, if I remember correctly, Aria went bankrupt before that ever happened.
00:13:04So?
00:13:05Made up your mind?
00:13:07I...
00:13:07I have.
00:13:08If you can secure the ghost coins, I'll sell.
00:13:12Price?
00:13:13Four million.
00:13:15Deal.
00:13:16Pleasure doing business.
00:13:18Four million.
00:13:19Looks like it's time to visit an old friend.
00:13:23Grimloan.
00:13:25Grimloan Corporation.
00:13:27Grimloan.
00:13:28A cancer on the future city.
00:13:30Last life, I died because of them.
00:13:31Countless humans and ghosts got sucked dry by their loan traps.
00:13:34Families ruined.
00:13:35Attention!
00:13:36You have entered the phantom scenario.
00:13:39Follow the scenario rules to complete the task.
00:13:41Everyone, welcome to the ghost scenario.
00:13:44Grimloan.
00:13:45Next, you must complete tasks by the rules.
00:13:48Fail the task, and you become this company's work mule.
00:13:52The rules are simple.
00:13:53Each of you must borrow at least 100 ghost coins.
00:13:57Interest is 50%.
00:13:58After one hour, repay principal and interest.
00:14:02What?
00:14:0350% interest?
00:14:05Relax, it's just 100.
00:14:07Easy, right?
00:14:08You serious?
00:14:09That's ghost coins.
00:14:11Forget 100.
00:14:12Even 10 is insanely expensive for us.
00:14:15If we borrow 100, then in one hour, we must repay 150 ghost coins.
00:14:21In such a short time, where do we get the extra 50?
00:14:24I...
00:14:24I refuse.
00:14:26I refuse this ghost task.
00:14:27This is impossible.
00:14:29No one can do it.
00:14:31Oh?
00:14:31Really?
00:14:33By the rules, anyone refusing a scenario task will be erased.
00:14:39So, any more objections?
00:14:41I'll borrow 100.
00:14:43Me too, 100.
00:14:44Me, me too.
00:14:46I...
00:14:47I'll borrow 2.2 million ghost coins.
00:14:49You...
00:14:49What did you say?
00:14:50I said...
00:14:51I'm borrowing 2.2 million ghost coins.
00:14:54Holy shit.
00:14:55That guy's human, right?
00:14:562.2 million ghost coins.
00:14:58He's crazy.
00:14:592.2 million.
00:15:01In an hour, he owes 3.3 million.
00:15:03Jesus.
00:15:04I've seen idiots, but never won this dumb.
00:15:08That's straight up suicide.
00:15:10Human.
00:15:11You heard it yourself.
00:15:122.2 million ghost coins.
00:15:14By the rules, in one hour, you must repay 3.3 million.
00:15:18You sure about this?
00:15:20Of course.
00:15:21Why?
00:15:22You only said the minimum was 100.
00:15:25No upper limit.
00:15:26So 2.2 million isn't a problem.
00:15:29Of course.
00:15:30Sign this contract.
00:15:32The loan is yours instantly.
00:15:33Once the contract activates, it binds completely to you.
00:15:37If you try to run...
00:15:40No matter where you hide, we will find you and erase you.
00:15:48A spatial ring.
00:15:50That human actually has something so rare.
00:15:54Take your contract.
00:15:56He really did it.
00:15:58Who the hell is this guy?
00:16:00He's got guts.
00:16:02Guts?
00:16:03More like he gave up on life.
00:16:05So he borrowed big to enjoy the last hour.
00:16:08This...
00:16:09This...
00:16:09This...
00:16:10This is...
00:16:104 million ghost coins.
00:16:12You...
00:16:13You actually got the loan?
00:16:14Yeah.
00:16:15So?
00:16:16Can I buy your store now?
00:16:19Of course.
00:16:20Boss, please sign here.
00:16:25Almost forgot about that.
00:16:26Once you own ghost businesses, you gain ghost cultivation.
00:16:30The more businesses you own, the stronger you get.
00:16:33Right now, advanced ghost soldier.
00:16:36Dean, detected host that 2.2 million ghost coins 10x cashback reward triggered.
00:16:42Total reward 22 million ghost coins deposited into your ring storage.
00:16:47Please check.
00:16:48Done.
00:16:49Loan 2.2 million.
00:16:50Plus the last reward, the remaining 1.8 million.
00:16:53Spent it all just now, debt triggered the reward again.
00:16:56Here's the contract.
00:16:57Wow.
00:16:584 million ghost coins.
00:16:59I'm rich now.
00:17:02Hey, hey, hey.
00:17:03Don't forget our deal.
00:17:05After I buy the store, you work for me.
00:17:07Keep running the place.
00:17:08Also, your salary is 200k a month.
00:17:11Plus 20% profit share.
00:17:14What?
00:17:16200k salary?
00:17:17And profit share?
00:17:18Yes, boss.
00:17:20I'll serve you with everything I've got.
00:17:22Ready to grind like a slave.
00:17:25Work me as hard as you want.
00:17:27Don't go easy on me.
00:17:30Holy crap!
00:17:31A ghost working for Evan Cross?
00:17:33This world is getting crazier by the day.
00:17:37I'm just here for the chaos.
00:17:40Why are you taking my ghost coins?
00:17:42I'm warning you.
00:17:43This is still a lawful society.
00:17:45Lawful my ass.
00:17:46Ghosts are here now.
00:17:47Survival comes first.
00:17:48Hand it over.
00:17:50Sorry, man.
00:17:51Just trying to live.
00:17:52I need your money for the interest.
00:17:54Everyone for themselves.
00:17:55That's the rule.
00:17:58Everyone.
00:17:59One hour is up.
00:18:00Time to repay.
00:18:02Seven left.
00:18:04Not bad.
00:18:06Oh?
00:18:07He's here.
00:18:08Oh?
00:18:09It's that kid!
00:18:12Look, that guy's back.
00:18:143.3 million with interest.
00:18:16Look how confident he is.
00:18:17Maybe he can actually pay it?
00:18:19Pay my ass.
00:18:21Kid probably had his fun.
00:18:22Now he's here to die.
00:18:23Exactly.
00:18:24Look how chill he is.
00:18:25Bet he just came back from partying.
00:18:28So?
00:18:28Here to repay?
00:18:30Yeah.
00:18:31Time to pay up.
00:18:33Here.
00:18:353.3 million ghost coins.
00:18:37Count it.
00:18:39This?
00:18:40What?
00:18:41Short?
00:18:42No.
00:18:44Exactly.
00:18:443.3 million ghost coins.
00:18:46Not a coin missing.
00:18:47What?
00:18:4810 million?
00:18:50What?
00:18:51You think I can't pay it?
00:18:52No.
00:18:5410 million ghost coins is a lot.
00:18:56I...
00:18:57I need to ask my boss.
00:18:59No need.
00:19:04Approve the loan for this gentleman.
00:19:07That's him.
00:19:08The bastard who worked me to death.
00:19:11No.
00:19:13Stay calm.
00:19:14I can't deal with him yet.
00:19:15Besides, with the system,
00:19:17this company still has its use.
00:19:20Strange.
00:19:21I've never seen this human before.
00:19:23Why does he feel familiar?
00:19:25And...
00:19:26He seems hostile toward me.
00:19:28He repaid 3.3 million within one hour.
00:19:32This guy's a money tree.
00:19:35Huh.
00:19:36That familiarity must be faint.
00:19:39Bringing me such a VIP client.
00:19:41As for the hostility...
00:19:45I must have offended him somehow.
00:19:48Sir.
00:19:49From now on,
00:19:50you are a VIP client of our company.
00:19:53Whenever you need,
00:19:54we'll handle your loans anytime, anywhere.
00:19:59Thanks.
00:20:00Come by anytime.
00:20:02We'll always welcome you.
00:20:04Still one step left to finish the mission.
00:20:06Acquire a ghost business.
00:20:07I just borrowed 10 million.
00:20:09With the system reward,
00:20:11I got 22 million back.
00:20:13After repaying Grimloan,
00:20:14I still have almost 30 million ghost coins.
00:20:18If I trigger the system again,
00:20:20and get the 10x cash back,
00:20:23that's 100 million.
00:20:25But first,
00:20:25I need to spend this 30 million.
00:20:28How to do that?
00:20:30Wait.
00:20:31In my last life,
00:20:32Dustful City had a genius investor,
00:20:33Victoria Knight.
00:20:34If I remember right,
00:20:35her insane investment instincts
00:20:36made her one of the top three tycoons.
00:20:39If I remember right,
00:20:41her company's about to collapse.
00:20:43Perfect timing.
00:20:47Welcome everyone,
00:20:49to my ghostly domain.
00:20:51Now,
00:20:52you must complete the tasks I assign.
00:20:55Fail,
00:20:56and you will be punished.
00:20:59Refuse the mission,
00:21:00and you will die.
00:21:02Next.
00:21:03Wait a second.
00:21:04Sorry,
00:21:05I'm late.
00:21:06Can I join now?
00:21:07Human,
00:21:08are you sure?
00:21:09Of course.
00:21:10You know,
00:21:11I'm too talented.
00:21:12Talented people love taking risks.
00:21:15Oh,
00:21:15interesting.
00:21:16Tell me your purpose.
00:21:19Nothing much,
00:21:20really.
00:21:20I just want to discuss something with you.
00:21:23But only because of that.
00:21:25Hmm.
00:21:25You probably
00:21:26won't even care about a human,
00:21:27right?
00:21:28Cool.
00:21:29But,
00:21:30that depends on whether you're qualified.
00:21:32Fine.
00:21:35No way.
00:21:36Play it like this.
00:21:37We barely survived the ghostly scenario,
00:21:40and now he volunteers to join?
00:21:42Does he not know failing a task means punishment or even death?
00:21:47Damn it.
00:21:48This world has truly become different.
00:21:52Next,
00:21:52you'll receive a document.
00:21:54It lists all ghostly industries in this city.
00:21:57Based on this,
00:21:58pick a company you think has potential.
00:22:02Evaluate and analyze it.
00:22:03The rules are simple.
00:22:05This task is basically a test.
00:22:07I'll grade your final submission.
00:22:09Full score,
00:22:10100.
00:22:11Passing,
00:22:1190.
00:22:12Anyone scoring below 90
00:22:14will be eliminated and erased.
00:22:17Above 90 is a pass.
00:22:21Investing?
00:22:22Hmm.
00:22:22This is my forte.
00:22:24By the way,
00:22:25if you score above 95,
00:22:27you can join my company as a human.
00:22:29I'll pay you monthly in ghost coins.
00:22:33What?
00:22:34We humans actually have a chance
00:22:35to work for a ghostly company?
00:22:37Wow.
00:22:38This ghostly scenario is generous.
00:22:40Indeed.
00:22:41After ghosts arrive,
00:22:43humans are either exploited or erased.
00:22:45Now,
00:22:46there's a chance to earn a salary as an employee.
00:22:49Half an hour to complete the task.
00:22:51Everyone,
00:22:51prepare your submissions.
00:22:54Such a good opportunity.
00:22:56But damn it,
00:22:57I don't understand investing.
00:22:58What now?
00:22:59Stop thinking about opportunities.
00:23:01First,
00:23:01survive the task.
00:23:03Um,
00:23:04everyone.
00:23:05I'm Ryan Shaw.
00:23:06I've worked in investments for years.
00:23:09If you want to survive this task,
00:23:11you can come to ask me.
00:23:14Ryan,
00:23:15I,
00:23:16please give me some tips.
00:23:17Yes,
00:23:18yes,
00:23:18and me too.
00:23:19If you help me survive,
00:23:20I'll repay you later.
00:23:22Name your price.
00:23:24Ryan,
00:23:25and me,
00:23:26as long as you help me,
00:23:27once we're out,
00:23:28I'll fulfill any request you would have.
00:23:33And you guys,
00:23:35I just happen to need two slaves.
00:23:37Not interested.
00:23:38Not interested.
00:23:40Sorry,
00:23:41this ghostly task
00:23:42is my specialty.
00:23:45Don't know who you are,
00:23:46but you'll regret it soon enough.
00:23:48Regret?
00:23:51Bro,
00:23:52don't tell me you're going to show off now.
00:23:54I may not have your investment experience,
00:23:57but after all those years in the ghostly world,
00:24:00I know which industries have the most potential better than Victoria herself.
00:24:04Miss,
00:24:06and you?
00:24:07I know nothing about investing.
00:24:09Would you really help me?
00:24:10Of course,
00:24:12but if I help you complete this task,
00:24:16shouldn't we have a meal together?
00:24:18Maybe also a night in the hotel?
00:24:21What?
00:24:21You want to take advantage?
00:24:23Dream on,
00:24:24you scoundrel.
00:24:25I would rather die than yield to you.
00:24:27Silence,
00:24:28everyone.
00:24:29I'm Emily Hart,
00:24:31assistant to Victoria Knight.
00:24:32From now on,
00:24:34I'll be supervising you as you complete this task.
00:24:37Here are the current records of all companies.
00:24:40One copy per person.
00:24:42Read them carefully.
00:24:44You have half an hour to complete the task.
00:24:47This task will determine your fate.
00:24:50Take it seriously.
00:24:55Oh no,
00:24:56I don't understand any of this.
00:24:57Hello,
00:24:58my name's Chloe Bennett.
00:24:59I really don't know anything about investing.
00:25:01Could you please help me?
00:25:02Sure.
00:25:03Hand me the sheet.
00:25:04Thanks.
00:25:04Thank you so much.
00:25:07Girl,
00:25:08you're letting him help?
00:25:09This guy is obviously arrogant,
00:25:11volunteering to enter this scenario to die.
00:25:13And you actually trust him?
00:25:15Why bother?
00:25:16When the ghost comes,
00:25:17survival is the priority.
00:25:18Acting all high and mighty?
00:25:20I don't get it.
00:25:21Exactly,
00:25:22miss.
00:25:22We have Ryan here who knows investing,
00:25:24but you didn't ask him for help.
00:25:26Instead,
00:25:26you trust some fool rushing to die.
00:25:28Did you lose your mind?
00:25:30Too bad that she won't appreciate it.
00:25:33When the time comes,
00:25:34don't come begging me.
00:25:37Why barking?
00:25:39That Ryan guy?
00:25:40Look at you.
00:25:42So full of yourself.
00:25:43Think you're that good?
00:25:44I don't care how crazy you are.
00:25:46Save your act,
00:25:47okay?
00:25:48You...
00:25:50Ah,
00:25:51right.
00:25:51One reminder.
00:25:52If you have any sense at all,
00:25:54double check the materials in your hands.
00:25:56Or you'll die without even knowing how.
00:25:59Who do you think you are daring to question me?
00:26:02I want to see what you're really made of.
00:26:06I know nothing about investing,
00:26:08but my past life memories.
00:26:10I know exactly which companies are thriving.
00:26:14From back then,
00:26:15this one was the very first in the world
00:26:16to make vehicles specifically for ghosts.
00:26:18I remember this company became a big name brand
00:26:20in the ghost world.
00:26:22Not only did their cars get humans around,
00:26:24they also had defenses against ghost attacks.
00:26:26Right now,
00:26:27with ghosts just appearing,
00:26:28I won't get these features yet.
00:26:29They're cash-strapped and about to collapse.
00:26:31That's it?
00:26:33Ugh,
00:26:33the Spectre Motors.
00:26:36Ha ha!
00:26:37No way!
00:26:37Dude,
00:26:38you actually picked this company for Chloe,
00:26:41and it's about to go under.
00:26:43Even a toddler knows the car market
00:26:46is dominated by a few top brands.
00:26:49And you picked one nobody's heard of?
00:26:51Are you out of your mind?
00:26:54I thought you were some investment genius.
00:26:57Turns out you're just a rookie.
00:26:59Ha ha ha!
00:27:00Ha ha ha!
00:27:04A bunch of buzzing flies
00:27:06dying without even realizing it.
00:27:09I chose this company
00:27:10for a reason.
00:27:11Believe it or not,
00:27:12that's your call.
00:27:13Fine.
00:27:14I'll trust you on this.
00:27:15Good.
00:27:16I won't waste time on you.
00:27:18Too bad.
00:27:19Let's go.
00:27:19Let's go.
00:27:20Hmph.
00:27:23Everyone,
00:27:24time's up.
00:27:26Boring.
00:27:28So boring.
00:27:30Did we pass or not?
00:27:31We can!
00:27:32Ryan already promised us.
00:27:34Guess that guy's paper was just trash.
00:27:36This ghost couldn't stand it.
00:27:40Ugh.
00:27:41So boring.
00:27:43All these papers are pure garbage.
00:27:45Billions of humans.
00:27:47Not even one can help, Miss Knight.
00:27:49Wait, wait.
00:27:51This paper.
00:27:54This...
00:27:54Whose paper is this?
00:27:56It's gotta be mine.
00:27:58Shocked her.
00:28:00Miss, Miss Knight.
00:28:01You, come down quick.
00:28:03I found a really amazing one.
00:28:05Miss Knight, you need to see this.
00:28:07Ryan, is this our paper?
00:28:10Judging by their faces,
00:28:11they seem really pleased with it.
00:28:13Relax, of course it's ours.
00:28:15How can it be their paper?
00:28:18Well, can we really pass?
00:28:21Relax.
00:28:22This paper is solid.
00:28:24I'd score at 98 points.
00:28:27Who did it?
00:28:29Quick, check.
00:28:30Whose paper is this?
00:28:31Ah, Spectre Motors.
00:28:33This...
00:28:35It's ours.
00:28:36Our paper.
00:28:37Got 98 points.
00:28:38Huh, expected.
00:28:41Spectre Motors.
00:28:42That's Chloe Bennett's paper.
00:28:44And that guy helped her?
00:28:45How...
00:28:46How is this possible?
00:28:48No, impossible.
00:28:50Absolutely impossible.
00:28:51A car company has investment value,
00:28:53and yet, still 98 points.
00:28:55Oh, you're questioning me?
00:28:57I wouldn't dare.
00:28:58But how can this failing car company
00:29:01have investment potential?
00:29:02Look for yourself.
00:29:04Go specific.
00:29:07I...
00:29:07I completely missed this point.
00:29:10After ghosts appeared,
00:29:11humans can hardly spend anything.
00:29:13Ghosts are the main users now.
00:29:15Whoa, what?
00:29:16Could it be that Kid knows
00:29:18some inside info?
00:29:19Hmph.
00:29:20He's just lucky.
00:29:21Guess this right by chance.
00:29:22Idiot.
00:29:23You...
00:29:24You dare call me that?
00:29:26There's only this company
00:29:27targeting ghost users.
00:29:28You give it to that girl.
00:29:30You're doomed anyway.
00:29:31Miss Knight, Miss Knight.
00:29:32You...
00:29:33Look at this file quick.
00:29:33Is the paper really that good?
00:29:35It's got you this excited?
00:29:36Mm-mm-mm.
00:29:39The evaluation and analysis
00:29:40are perfect.
00:29:42Full score.
00:29:43What?
00:29:43Full score?
00:29:44Could this be Ryan's paper?
00:29:46Very likely.
00:29:47Likely?
00:29:48It has to be.
00:29:49Who else but me?
00:29:51Since I entered
00:29:52the investment world,
00:29:54I've always been called
00:29:55the god of investments.
00:29:57You think that comes for free?
00:29:58A paper of this level, I...
00:30:00Nightfall Capital
00:30:02Potential Evaluation Plan.
00:30:03Whose paper is this?
00:30:04Huh?
00:30:05What?
00:30:07Mine?
00:30:08Ah.
00:30:09How is that possible?
00:30:10It's him?
00:30:11Narrow-minded fool.
00:30:13You...
00:30:14I didn't give materials
00:30:15of my company.
00:30:17Then how...
00:30:18How do you know
00:30:18my company so well?
00:30:20I told you.
00:30:21I came here to discuss
00:30:22something important.
00:30:24So are you interested
00:30:25in a talk now?
00:30:27Uh...
00:30:27Of course.
00:30:29And you are?
00:30:31Evan Cross.
00:30:32Mr. Cross.
00:30:33Your proposal
00:30:34thoroughly assessed
00:30:35my company's potential.
00:30:36Meanwhile,
00:30:37you noticed the risks
00:30:38and current difficulties.
00:30:40Solving those problems
00:30:42will take at least
00:30:4310 million ghost coins.
00:30:4610 million,
00:30:47I suppose?
00:30:48Ms. Knight.
00:30:49Ms. Knight.
00:30:50I...
00:30:50I have a way.
00:30:52This night,
00:30:53I've worked in investment
00:30:54for years.
00:30:55I...
00:30:55I can help bring funding
00:30:56to your company.
00:30:57As for this guy,
00:30:58what's the use
00:30:59of a good proposal?
00:31:00Yeah,
00:31:00we can help too.
00:31:02Me too.
00:31:02We'll secure funding.
00:31:04Fix your company's problems.
00:31:05Just don't kill us.
00:31:06Yeah, yeah.
00:31:07We can follow Ryan
00:31:08and get investments for you.
00:31:12Mr. Cross,
00:31:13what do you think?
00:31:15Raising funds?
00:31:16Not my forte.
00:31:17But...
00:31:1710 million ghost coins.
00:31:19I do have that.
00:31:20What?
00:31:21What did you say?
00:31:22He has 10 million ghost coins.
00:31:2510 million?
00:31:26That's impossible for humans.
00:31:29Where would you even get that?
00:31:31Buddy,
00:31:32quit bluffing, will you?
00:31:34If you can really pull out 10 million,
00:31:36I'll eat my words upside down.
00:31:38Hmm?
00:31:39What are you doing?
00:31:41Mom.
00:31:42What are you doing?
00:31:44Mom.
00:31:46Taking 10 million ghost coins
00:31:48just like that?
00:31:53This...
00:31:53This can't be real.
00:31:55It's actual ghost coins.
00:31:57Mr. Cross need a lackey?
00:32:00Here's 10 million.
00:32:01Shall we talk now?
00:32:02Oh, of course.
00:32:05Yes, boss.
00:32:06Understood.
00:32:07Mr. Cross,
00:32:07please have a seat.
00:32:08What are you doing?
00:32:11Mr. Cross,
00:32:12is there anything I can help you?
00:32:15Uh, well...
00:32:16Well,
00:32:18shouldn't we announce the ghost scenario results?
00:32:20Ms. Knight?
00:32:22Go ahead.
00:32:23I hereby announce the final results of this task.
00:32:26Mr. Cross,
00:32:28100 points.
00:32:29Passed.
00:32:30Chloe Bennett,
00:32:3198 points.
00:32:32Passed.
00:32:32According to the rules,
00:32:34you may join the company.
00:32:36As for the rest of you,
00:32:38your submissions
00:32:39are all scored zero.
00:32:43What?
00:32:43All zero?
00:32:44You...
00:32:45Don't come any closer.
00:32:46How did this happen?
00:32:47I don't want to die.
00:32:48Nope.
00:32:49Impossible.
00:32:50I'm an elite in investment.
00:32:52Elite?
00:32:53This is all your fault.
00:32:54Evan.
00:32:55Right.
00:32:55We can beg Evan to save us.
00:32:57Evan.
00:32:59If you save me,
00:33:00I'll do anything.
00:33:01Please.
00:33:02Evan, say something.
00:33:03We're all human.
00:33:04You can't just watch us die.
00:33:06You people...
00:33:07Enough.
00:33:08Shut up, all of you.
00:33:09You brought this on yourselves.
00:33:10So, sorry.
00:33:11I have no reason to save you.
00:33:15Everyone.
00:33:16Time to go.
00:33:18No, no.
00:33:19I don't want to die, Evan.
00:33:21Please save me.
00:33:23Evan.
00:33:24Help me.
00:33:25Help me.
00:33:27What are you doing?
00:33:28No, don't!
00:33:30Damn, she looks so gentle.
00:33:32But when she moves...
00:33:34Ms. Knight, it's done.
00:33:36Hmm.
00:33:37Let's be direct, Ms. Knight.
00:33:38I'm offering 10 million to acquire your company.
00:33:41What?
00:33:42An acquisition?
00:33:43Boss, this...
00:33:45I'm sorry, Mr. Cross.
00:33:46I think I need time to consider.
00:33:49Oh?
00:33:50What's there to consider?
00:33:51My company is indeed in trouble.
00:33:53But what I need is investment, not a full acquisition.
00:33:56Hmm.
00:33:57What's the difference?
00:33:58Of course there is.
00:33:59An acquisition means losing control.
00:34:01That's not what I want.
00:34:02So, I only need capital injection.
00:34:05Nothing more.
00:34:08Ha ha ha.
00:34:10Well said, Ms. Knight.
00:34:13Ha ha.
00:34:15Huh?
00:34:16What's going on?
00:34:17Nathan Briggs.
00:34:19Hmm.
00:34:19Almost forgot about him.
00:34:21Ha ha ha.
00:34:22In my past life, this was the day he swallowed her company whole.
00:34:26Even though she later made the rich list, she was still under him.
00:34:30Mr. Briggs, what brings you here?
00:34:33Ha ha.
00:34:34Well, heard you're in trouble.
00:34:35So I brought you money.
00:34:38Oh?
00:34:38Brought me money?
00:34:40Let's skip the nonsense.
00:34:4120 million ghost coins, merge your company into my Briggs Consortium.
00:34:44What do you say?
00:34:4520 million?
00:34:47That's right.
00:34:48The strength of the Briggs Consortium.
00:34:49I'm sure you're well aware, Ms. Knight.
00:34:52Oh?
00:34:52So what you mean is...
00:34:54Simple.
00:34:55Accept my offer.
00:34:56And from now on, you'll become the queen of investment.
00:34:59A top tycoon among ghosts.
00:35:01And if I refuse?
00:35:03Ha.
00:35:05Then I'm afraid the Briggs Corp won't allow a potential rival.
00:35:09If you refuse, we'll go all out in the ghost business world to shut you down.
00:35:15I believe, from this city to every nearby one, no ghost will dare invest with you again.
00:35:23You!
00:35:23Is that a threat?
00:35:24Ha.
00:35:25What if it is?
00:35:27Do you have a choice?
00:35:29Pfft.
00:35:30Huh?
00:35:31Ha ha.
00:35:32Mr. Briggs, is it?
00:35:33I'm afraid you'll be disappointed today.
00:35:36Brat!
00:35:36You're trying to go against me?
00:35:39No, no.
00:35:40I just think the Mere Briggs Consortium is not good enough to dominate everything.
00:35:45A Mere Briggs Consortium?
00:35:47Human.
00:35:48Seems you know nothing about our strength.
00:35:53Oh right, got 10 million ghost coins.
00:35:56No wonder you're so confident.
00:35:58But just 10 million?
00:35:59To buy Ms. Knight's company?
00:36:02That's wishful thinking.
00:36:03Don't forget, we're offering 20 million plus 10% equity.
00:36:09Is that so?
00:36:10What about 30 million?
00:36:11Hmph.
00:36:12No idea where you got that 10 million.
00:36:15But that's your limit, isn't it?
00:36:1730 million?
00:36:19You?
00:36:20Huh?
00:36:22You're human.
00:36:23How do you have the spatial ring?
00:36:25What?
00:36:27What?
00:36:29Ms. Knight, 30 million for acquisition.
00:36:31As for equity, 49%.
00:36:33Of course, the 30 million is just the buy-in.
00:36:36As CEO.
00:36:37Any future funding you need, I'll cover it.
00:36:40You believe in my company that much?
00:36:42Of course.
00:36:43If you're satisfied, take the money and draft the contract.
00:36:47If you're good with it, take the ghost coins and we can draft the contract.
00:36:5230 million and 49% equity.
00:36:55Oh my god, boss.
00:36:57What are you waiting for?
00:36:59Ms. Knight, are you really picking a fight with Briggs Consortium?
00:37:09Ding.
00:37:11Debt detected.
00:37:11100 million ghost coins.
00:37:1310x debt cashback triggered.
00:37:16Credited to spatial ring.
00:37:19Please confirm receipt.
00:37:21Damn.
00:37:21Just like that 100 million.
00:37:24Good.
00:37:25Very good.
00:37:26Go against Briggs Consortium.
00:37:28Let's see.
00:37:29Who in the ghost world will ever invest in you again?
00:37:34What?
00:37:35Let's see.
00:37:36Who would ever invest in you again?
00:37:39Mr. Briggs, you seem really confident.
00:37:43Of course.
00:37:44Once our investment division launches a project, rolling out plans for every tycoon in the city,
00:37:51do you really think any of them would abandon the profit for just the nightfall holdings?
00:38:00In that case, you won't last a few months.
00:38:03Bankruptcy is inevitable.
00:38:05Ha ha ha ha ha.
00:38:06Is that so?
00:38:08If I don't need your and those so-called ghost tycoons investments?
00:38:12What?
00:38:13Ha.
00:38:13Dude, don't tell me you're planning to invest in yourself.
00:38:19Then, what else would I mean?
00:38:2270 million.
00:38:23Put into your company account.
00:38:24Use it to invest in a few companies you like.
00:38:27He actually took out 70 million just like that?
00:38:32Boss?
00:38:33Boss, am I dreaming?
00:38:35This can't be real.
00:38:37Wait.
00:38:38You run a bank?
00:38:40How, how is this possible?
00:38:42Who exactly are you?
00:38:44That's none of your concern.
00:38:45If that's all, Mr. Briggs, I guess you can leave.
00:38:51Huh, brat.
00:38:52We'll see.
00:38:54Briggs Consortium.
00:38:55Hmm.
00:38:56He's a worthy opponent.
00:38:58But, I want to see just how strong you really are.
00:39:01Alright, everyone.
00:39:02Whoa!
00:39:03You don't hold back at all!
00:39:07Boss?
00:39:08From now on, I'm also your loyal servant.
00:39:11Command me however you want.
00:39:13Don't spare me mercy.
00:39:15Boss, count me in!
00:39:20This is...
00:39:21My ghost business has just grew.
00:39:23My power level went up too.
00:39:24I'm junior ghost practitioner now.
00:39:26Evan.
00:39:27Starting now.
00:39:28You're officially my boss.
00:39:30Pleasure doing business.
00:39:31Pleasure doing business.
00:39:32Ding.
00:39:33System detected.
00:39:34Host owns two ghost industries within 24 hours.
00:39:38Stage one task completed.
00:39:40Stage two tasks and rewards unlock soon.
00:39:43Holy crap.
00:39:44Stage one rewards were already insane.
00:39:46And there's a stage two?
00:39:48Stage two rewards are...
00:39:50Get ten times cash back using ghost coins.
00:39:52Stage two task.
00:39:54Acquire ten ghost firms in seven days and gain profit.
00:39:57Warning.
00:39:58If any acquired business goes under, the host will be erased by the system.
00:40:02What?
00:40:03Ten times cash back with ghost coins?
00:40:06So my coins just keep multiplying as I spend them?
00:40:09Whoa!
00:40:11Whoa!
00:40:12Boss!
00:40:13Maybe he has some feelings towards...
00:40:16Hey!
00:40:17Boss!
00:40:19Honestly, Evan seems really chill.
00:40:21Maybe you two...
00:40:22Could actually hit it off.
00:40:25Shut up!
00:40:27Oh, jeez!
00:40:28Cut it out!
00:40:29Oh!
00:40:30Ahem!
00:40:32Um...
00:40:32Sorry.
00:40:33Got distracted for a sec.
00:40:34No, it's fine.
00:40:36Nah, nah, nah.
00:40:38Ha ha ha ha ha ha ha ha ha ha ha!
00:40:40Good.
00:40:41Really good.
00:40:43Principal plus interest.
00:40:45Total 15 million ghost coins.
00:40:46We're square.
00:40:48Yeah.
00:40:48Principal plus 50% interest.
00:40:5015 million ghost coins.
00:40:52He actually paid it back this fast.
00:40:55This human...
00:40:56Is basically my money tree.
00:40:58No way.
00:40:59Gotta push harder to get him to take more loans.
00:41:03Mr. Cross.
00:41:04Since you've cleared the loan,
00:41:06How much do you want to borrow next?
00:41:08I can have someone prep it now.
00:41:10No need.
00:41:10I don't need a loan anymore.
00:41:12Mr. Cross.
00:41:13Do you think our interest rate is too high?
00:41:15If that's the case,
00:41:17We could lower it just for you.
00:41:19How about 40%?
00:41:24Then 30%? Can't go any lower.
00:41:27Sorry, no thanks. I'll take my leave.
00:41:31Looks like this guy's making bank.
00:41:34Nope. Can't let a juicy profit slip away. I won't let him walk off that easy.
00:41:39Someone, here.
00:41:40Check this human's background. See where he's been making money lately.
00:41:45Since you don't want a loan, then, I'll make you take one.
00:41:52What's up?
00:41:53Boss, urgent situation. Someone entered the school. Looks like they were checking out our store.
00:41:57Oh, who were they? Can we tell?
00:42:00For now, no. They just looked around the store and asked a few students about it.
00:42:05Got it, thanks.
00:42:09Boss, someone just investigated our company. I've confirmed their identity. It's a city loan company called Grimloan.
00:42:17Got it. Nice work.
00:42:20Not surprised. If we stop loans, Vincent will try to mess with me. Push me to take loans. Since that's
00:42:25the case, it's time to say goodbye.
00:42:26Hmph.
00:42:29Hey, boss. You got a minute?
00:42:31What's up?
00:42:32Here's the case. Victoria had me coordinate with Emily and go to the Spectre Motors. If you're free, wanna go
00:42:38together?
00:42:39Sure. Works for me. Then let's roll.
00:42:42The investors sent by Nightfall Investments will be here in ten minutes. You idiots! Get your act together. Listen up!
00:42:49The investors coming today will decide the fate of this company. If anyone screws up and messes this up, you're
00:42:55dead.
00:42:56Quick, someone. Refresh the drinks in the meeting room.
00:43:01Ah. Chloe and Emily. Those two still haven't arrived. Whatever. I'll go check first.
00:43:07You've entered a ghost scenario. Spectre Motors, please enter the store. Complete tasks according to instructions. Refusal or failure will
00:43:15be severely punished.
00:43:17Ah. As expected, can't avoid entering a ghost task.
00:43:21Evan. Never thought we'd catch you, huh?
00:43:26Old Evan, my good buddy. Didn't expect to run into you here.
00:43:30Oh? Catch me, huh? Hmph. What kind of trash are you two?
00:43:34Go ahead, laugh. Soon you'll be crying. Listen up. We're now employees of this company.
00:43:40That's right. We now set the rules for this ghost scenario. Evan. Oh, Evan. You're dead.
00:43:48All of this is on you. Back at that Shadow Mart ghost task, if you'd taken the fall for us,
00:43:54we wouldn't be in this mess.
00:43:56Hmph. What kind of insane thought is this? Take the fall for you? You wish.
00:44:02Enough talk. Now that you're in our hands, there's no way you walk out alive from here.
00:44:06Cutting you down would be too easy. Gotta make sure you suffer first.
00:44:12Is that so? Then let's see what you got.
00:44:14Evan. Your next ghost scenario task is, sell that car.
00:44:22You sure about this? Almost slipped my mind. After the ghost event, all the old taxis vanished.
00:44:28I gotta walk everywhere, so this car is perfect timing. I'm really in need of it.
00:44:32And yes, the task time is one hour. If you don't sell it within an hour, the mission fails.
00:44:39And the rules will erase you instantly.
00:44:41Well, uh, what if I do sell it?
00:44:44Evan. Evan, uh.
00:44:45You really don't know what's waiting for you. You think this is some car for humans?
00:44:49Let me tell you, this one's for ghost use only. The priciest in the store. Worth 20 million ghost coins.
00:44:5720 million ghost coins. You even realize what that means?
00:45:01The ghost event just hit. Across the whole city, only a handful of ghost tycoons can drop 20 million on
00:45:06a car.
00:45:06So, selling it in an hour. You think that's possible?
00:45:10You don't have to worry. But, as far as I know, Nightfall Capital's investors are coming.
00:45:16Using a ghost task to settle personal scores, aren't you worried about pissing off your big money backer and getting
00:45:22fired by your boss?
00:45:26Evan. You're really naive.
00:45:29Listen, buddy. Don't forget, this is a ghost car company. Ghost scenario. You fail the task, erasing you is just
00:45:35how it works.
00:45:36Don't you think Nightfall Capital will change its investment plan for one human?
00:45:42Evan. Evan. You really are full of yourself.
00:45:45Excuse me. Who's the boss here?
00:45:49Looks like they're from Nightfall Capital.
00:45:53Let's go. Check them out. Make a good impression. If we win this big investor, maybe, maybe we can finally
00:45:58get out of ghost servitude.
00:46:01So, you two are from Nightfall Capital.
00:46:05Oh. They just sent a couple of ghost minions.
00:46:10Uh, I... we...
00:46:11Please hold on a moment. We'll get the boss right away.
00:46:14Sorry about this. Heard your company's coming for a checkup, so we're making sure everything's fine. Sorry for the wait.
00:46:19Please forgive us. Our apologies.
00:46:23I'm Charles Ward, owner of this car company. Thanks for making the trip.
00:46:28No need to thank me, Mr. Ward.
00:46:29Nothing for you here. Get back to supervising the ghost task.
00:46:35What are you doing here? We're hosting important investors.
00:46:39Step aside. In an hour, if this car isn't sold...
00:46:43Boss?
00:46:46Boss, what are you...
00:46:48Boss, you...
00:46:50You didn't just enter a ghost scenario task, did you?
00:46:53No way. I just got here early. And well...
00:46:57What? Boss? Boss?
00:46:59How... how is that even possible?
00:47:01Charles.
00:47:02What your ghost just pulled, you saw it yourself.
00:47:06This is Mr. Cross. He's the boss of Nightfall Investments.
00:47:09I need an explanation. Now.
00:47:13Oh, sorry. It's a misunderstanding. I...
00:47:17No way.
00:47:19Victoria Knight, even... even Briggs Consortium couldn't land her.
00:47:22This human's her boss.
00:47:25No. Someone at that level. Even if I get no deal today, I can't afford to offend him.
00:47:30Sir, he... he's just a human. How could... how could he be your boss?
00:47:34Lisa!
00:47:37Shut up!
00:47:38You idiot. You just pissed off our investor. Trying to run me into the ground?
00:47:44Wh... Mr. Cross, that's on me. I'll make this right. Please, calm down.
00:47:49Enough. No need. Get up, Charles.
00:47:52Relax. Those two won't affect our deal.
00:47:56Butter.
00:48:01Having these two clowns as staff for a company like yours, that's a pretty bad look.
00:48:07Got it.
00:48:11Boss, bear us. We work for you. You can't do this.
00:48:16Yeah, boss. Please, let us go. We won't mess up again.
00:48:22Evan. Evan. Come on. Help us out. We're bros, remember?
00:48:27Yeah, Evan. For old times' sake. Just let me off. I'm begging you.
00:48:33Huh. Bros? Old times? When you betrayed me and just tried to get me killed. Did you think about that
00:48:41then?
00:48:42Whoa! This is getting interesting.
00:48:44Yeah.
00:48:45You two idiots gotta go.
00:48:47Huh?
00:48:48Boss!
00:48:50Please!
00:48:51No! Don't!
00:48:55Uh, I'm really sorry, Mr. Cross. We're strapped for cash right now. Everything went into R&D.
00:49:01We can't even afford proper staff. That's why we picked up those two cheap blood slaves.
00:49:05Oh, right, Mr. Cross. The scenario mission.
00:49:08How about this? I'll drop that car to one ghost coin.
00:49:11After all, once a mission starts, it can't be stopped.
00:49:14No need.
00:49:15Mr. Cross, you...
00:49:16This is...
00:49:17Keep it simple. Here's 20 million. I'll take the car. As for the investment, we keep talking.
00:49:23What?
00:49:24That's insanely generous.
00:49:26No wonder...
00:49:27No wonder he's Victoria's boss.
00:49:29More importantly...
00:49:31This was my screw-up. I offended our biggest backer.
00:49:34And he's still this chill about it?
00:49:37This guy's not human.
00:49:38He's basically a god.
00:49:41Mr. Cross, in that case, I won't hold back.
00:49:44This company is my life's work. As long as it survives, name your terms, in terms of investment.
00:49:50Hey, Charles, what are you doing? Get up. Let's talk investment now.
00:49:54All right. Whatever you say, Mr. Cross.
00:49:58D. Post detected spending 20 million ghost coins.
00:50:0210x returns successfully triggered. 200 million ghost coins credited.
00:50:06Please confirm receipt.
00:50:08200 million? Huh. This system's getting better by the day.
00:50:10Of course. When have I ever failed you?
00:50:13Here's the deal, Charles. For certain reasons, my condition is I take 100% ownership.
00:50:18But...
00:50:19We'll sign a profit-sharing deal.
00:50:21We can negotiate the split. As for the money, that's not an issue.
00:50:26No problem, Mr. Cross. I've seen how you operate.
00:50:29Honestly, for this dying little company...
00:50:32You stepping in is already a blessing.
00:50:35This way, please. Let's sit down and go over the details.
00:50:43Chloe, stay here. Help Charles with the company for a few days.
00:50:47If you need cash, call me anytime.
00:50:48Got it.
00:50:49Charles, no one knows R&D better than you. Go big.
00:50:53Money's not an issue. Hit me up anytime when you got ideas.
00:50:56Damn. What kind of boss is this?
00:50:59Big spender. And actually knows how to trust his people.
00:51:02Don't worry, boss. I won't let you down.
00:51:05Boss, that human girl at the shop earlier, was she...
00:51:09She's nowhere near Ms. Knight.
00:51:12Why don't you...
00:51:14I mean, you and Ms. Knight are already a...
00:51:17Worked together, right?
00:51:19Maybe take it further?
00:51:21Knock it off. Focus on driving.
00:51:23Get to the slums in one minute, or I dock your pay.
00:51:26The slums, if I find that person from my past life,
00:51:29it's time to close the net on Vincent Braves.
00:51:31Perfect timing.
00:51:34After acquiring Spectre Motors, my power is at late stage.
00:51:38One step from Ghost General.
00:51:40The Victoria Knight speeds things up.
00:51:42I'll break into Ghost General soon.
00:51:44Then even if Vincent gets desperate, I won't flinch.
00:51:48Victoria, how's your side?
00:51:50Not great. We hit a snag.
00:51:52Oh?
00:51:53That company we were about to acquire suddenly backed out.
00:51:56Jacked the price up several times.
00:51:58Someone's clearly pulling strings.
00:52:00Vincent Graves?
00:52:01Yeah.
00:52:02Vincent Graves.
00:52:04Don't reject them yet.
00:52:05Play broke.
00:52:06Then quietly switch targets.
00:52:08Listen.
00:52:08Make sure they think we're short on cash.
00:52:10Got it!
00:52:16Hey, stop!
00:52:18Please spare us!
00:52:21We can't pay hot kind of money!
00:52:24Can't pay?
00:52:26Then don't blame us.
00:52:28You...
00:52:29This is too much!
00:52:30We agreed on 2,000 Ghost Coins a year with minimal interest.
00:52:36And overnight, it turns into daily payments with insane interest.
00:52:43You...
00:52:44The contract spells it out.
00:52:47Interpretation rights belong to Grimloan.
00:52:50I'll ask you one last time.
00:52:52You paying today or not?
00:52:54We...
00:52:55We can't...
00:52:57Fine.
00:52:58Got a tough spine, huh?
00:52:59You're tough.
00:53:01Let's see...
00:53:02If your old man is...
00:53:05No!
00:53:07Stop!
00:53:09Stop!
00:53:12Oh?
00:53:13A human?
00:53:14You got a death wish?
00:53:16Daring to mess with Grimloan?
00:53:20Human, know your place and back off.
00:53:22Or else.
00:53:24Or else what?
00:53:25Or I crush you on the spot!
00:53:31How is that possible?
00:53:33Advanced Ghost Practitioner?
00:53:34You're human!
00:53:35How the hell?
00:53:37Ghost?
00:53:38Ghost Industries?
00:53:39You actually own Ghost businesses?
00:53:41Cut the crap.
00:53:42How much do they owe?
00:53:43I'll pay it.
00:53:44They owe us 4,000 Ghost Coins total.
00:53:47What?
00:53:48You...
00:53:50Here's 10,000.
00:53:52Take it and get lost.
00:53:53Don't come near them again.
00:53:5510,000 Ghost Coins?
00:53:56Oh, okay.
00:53:57Got it.
00:53:58Here's the loan contract.
00:53:59Voided.
00:54:00Debt cleared.
00:54:01We're out.
00:54:04Damon.
00:54:05In my past life, he was just a low-level ghost,
00:54:07driven to the edge by Grimloan.
00:54:09Then somehow he got lucky.
00:54:10His power skyrocketed.
00:54:11He almost killed Vincent.
00:54:12Too bad.
00:54:13He couldn't beat the money gang.
00:54:15Vincent wiped him out like nothing.
00:54:17My savior, please accept my thanks.
00:54:19I truly want to know why.
00:54:21Why did you save my family?
00:54:23I'll be straight.
00:54:24I want you on my side.
00:54:25We take down Grimloan and kill Vincent Graves.
00:54:30Take down Grimloan.
00:54:32Kill Vincent Graves.
00:54:33Sir, you...
00:54:35You've got to be joking.
00:54:37Everyone in Duskfall City knows Grimloan runs this place.
00:54:41Even Twin Realm Bank can't touch it.
00:54:43To be exact, it's the one back in Vincent.
00:54:46To them, we're less than ants.
00:54:48The one behind him.
00:54:50Yeah.
00:54:50Back then, I was just his pawn.
00:54:52Never got close to that level.
00:54:54But...
00:54:55Does it matter?
00:54:56In this apocalypse...
00:54:58Taking down Vincent alone isn't enough.
00:55:00Yeah.
00:55:01They run everything.
00:55:02But what choice do we have?
00:55:04So what if we're ants?
00:55:05The worst is just pay with my life.
00:55:07If we want to live, even against the devil himself, we fight for it.
00:55:11Right?
00:55:14All right.
00:55:19What's this?
00:55:20You're trying to...
00:55:21That's right.
00:55:22Both contracts carry rule binding.
00:55:24Once you sign, have your father take a loan from Vincent before he passes.
00:55:28That three billion will legally transfer to me.
00:55:31But...
00:55:32My dad's debt.
00:55:34Relax.
00:55:35Debt dies with the debtor.
00:55:36Once he's gone, it's wiped clean.
00:55:39Unless you inherit the three billion.
00:55:41Or...
00:55:42You owe nothing.
00:55:43Vincent wants to force me into a loan?
00:55:46Fine.
00:55:46I'll play his game.
00:55:47Three billion ghost coins.
00:55:49If I remember right, that's your entire net worth.
00:55:55How'd it go?
00:55:57Just like you said, we jacked the acquisition price way up.
00:56:01Yes.
00:56:01I raised mine too.
00:56:03Nice.
00:56:04How did Victoria Knight react?
00:56:06She seems very interested in us.
00:56:08But short on cash.
00:56:10Said she'd go back, talk to Evan, and raise funds.
00:56:13Good.
00:56:15With Briggs Consortium closing in, and these companies turning on him,
00:56:19Evan Cross, let's see now...
00:56:21How long you can hold out.
00:56:27The two companies suddenly jacked up their prices.
00:56:30But the other three contracts are signed.
00:56:32Payments done too.
00:56:33Next.
00:56:34Once you sign the contracts, it takes effect at once.
00:56:37All three companies will be under your name.
00:56:44Early stage ghost general.
00:56:45This bumps us up to general level.
00:56:47Wait, boss.
00:56:48Acquiring ghost companies can actually boost your ghost rank?
00:56:51We can do that?
00:56:53What else?
00:56:53Don't worry.
00:56:54After I deal with Vincent Graves, if you need it, I can snag a few more companies for you.
00:56:59Really?
00:56:59For real, boss?
00:57:00My boss?
00:57:01I freaking love you!
00:57:03Hey, move it.
00:57:04Emily, that's enough.
00:57:06Evan, you want to take down Vincent?
00:57:08But isn't this way too risky?
00:57:10If even one company under you fails, the rules themselves will wipe you out.
00:57:14Even someone like Nathan Briggs wouldn't dare boost their power this way.
00:57:18And you're just...
00:57:19So, do you think, is there any chance these companies would fail?
00:57:23You really trust me that much?
00:57:25Don't be ridiculous.
00:57:26In my past life, she won every battle.
00:57:28Victoria Knight, the Queen of Investments.
00:57:30There's no way you would fail.
00:57:32Oh, let's get serious.
00:57:33What's your next move?
00:57:34Next, we'll take a few days to regroup.
00:57:36Get these companies profitable.
00:57:38Boost their market value.
00:57:39Once I hit mid-level Ghost General, then wait for the right moment.
00:57:42And end Vincent Graves.
00:57:50Oh boy, Mr. Cross.
00:57:52Finally you're here.
00:57:54Had me waiting forever, man.
00:57:56Cut to the chase.
00:57:57I ran into a little problem.
00:57:59Need another loan.
00:58:00No problem.
00:58:01A loan from you, that's never an issue.
00:58:04Go ahead, how much do you need?
00:58:063 billion.
00:58:08Whoa, how much?
00:58:093 billion.
00:58:10Half a month, principal plus interest, all repaid.
00:58:133 billion?
00:58:15That's my entire net worth.
00:58:17How many companies is he planning to buy?
00:58:19Is it really that much?
00:58:20Is he really trying to take on Briggs?
00:58:24But with 3 billion, interest alone would be at least 1.5 billion.
00:58:28With that 1.5 billion, the big plan would run so much smoother.
00:58:32When the time comes, no way.
00:58:353 billion.
00:58:36If this human can't pay back, my company collapses instantly.
00:58:39Company collapse, and I get wiped out by the rules.
00:58:41No, no, no.
00:58:43If it's too risky, forget it.
00:58:45I'll figure another way.
00:58:46After all, 3 billion is basically your entire net worth too, right?
00:58:50Dibba.
00:58:51Wait.
00:58:53No, this guy can actually pay back.
00:58:55At least interest of 1.5 billion.
00:58:58How many years would it take to earn that?
00:59:01It's actually worth the gamble.
00:59:03But if it's a gamble, let's make it a big one.
00:59:07Not impossible.
00:59:10But you'll need to wait a bit.
00:59:12Right now, all my company assets add up to just 2 billion.
00:59:15The rest, I'll round up all the loans I've issued.
00:59:1830 billion.
00:59:19Barely enough.
00:59:20But Mr. Cross, 30 billion is my entire net worth.
00:59:24You could say I'm betting my life on this.
00:59:27About that interest.
00:59:30Interest.
00:59:30Interest.
00:59:31Mr. Graves, 50% interest is 1.5 billion.
00:59:35Not bad, right?
00:59:35If you raise it, it's 2.
00:59:37He's haggling over interest?
00:59:39Looks like this deal's solid.
00:59:41All right then.
00:59:42I'm taking you for sure.
00:59:44Here's the deal.
00:59:45Interest goes up to 60%, but repayment gets extended to 20 days.
00:59:49Otherwise, we're done.
00:59:50Mr. Graves.
00:59:52Fine.
00:59:53Fair enough.
00:59:54This is fair.
00:59:55It's settled.
00:59:56I'll draft the contract.
00:59:57Get the ghost coins ready.
01:00:02Demma.
01:00:03Just like that, cash in hand.
01:00:05In my past life, I was too busy working.
01:00:07Totally wasted my Oscar-level talent.
01:00:10Mr. Cross, the contract's ready.
01:00:12Sign it, and the loan kicks in immediately.
01:00:17Vincent Graves, looks like the prophet really messed with your head.
01:00:23Finally, it's mine.
01:00:25Kid, even if you're crazy skilled, you're still gonna be my workhorse.
01:00:30Wait.
01:00:32This contract's got a problem.
01:00:36Whose name did you sign here?
01:00:40Take a look.
01:00:41It's simple.
01:00:42Victor Hale authorized me to take a 3 billion loan for him,
01:00:45and then repay the 3 billion he owed me.
01:00:47That way, the 3 billion loan moves legit into my hands.
01:00:51Brat, you dare lie to me?
01:00:54Huh.
01:00:55And what if I did?
01:00:59You think you can just take this 3 billion away?
01:01:03Besides, no matter who's name the loan's under,
01:01:07as long as the contracts exist,
01:01:09I can take the money back any time.
01:01:12Heh.
01:01:12Crossing me, huh?
01:01:14Is that so?
01:01:16Well, what if the borrower dies?
01:01:21Hey, Mr. Cross.
01:01:23It's done.
01:01:24So, how...
01:01:26How'd it go?
01:01:28Everything's handled.
01:01:29Good.
01:01:30Great.
01:01:31Grim Loan and Vincent Graves are finally finished.
01:01:37Remember,
01:01:38without Mr. Cross,
01:01:40we would have been crushed by Grim Loan.
01:01:42From now on,
01:01:43you swear,
01:01:45swear to repay him no matter what.
01:01:48I've got it.
01:01:49Father!
01:01:50Father!
01:01:51The contract!
01:01:52What's...
01:01:53What happened?
01:01:55You!
01:01:56What did you do?
01:01:57Why is the contract gone?
01:01:58Why?
01:01:59I said,
01:02:00Debt disappears when the borrower dies.
01:02:02The lender,
01:02:02Victor Hale,
01:02:03is dead.
01:02:04Your debt is wiped out.
01:02:06What?
01:02:07What?
01:02:08Brat.
01:02:09If that's the case,
01:02:10then you die.
01:02:12No matter what,
01:02:13today you're not walking away
01:02:14with any ghost credits.
01:02:16Is that so?
01:02:17Then let's see what you have.
01:02:21Please,
01:02:22I'm begging you,
01:02:23just give me a few more days.
01:02:24Do you even have any law left?
01:02:26The contract said three years to pay back.
01:02:28Suddenly,
01:02:28it's three days.
01:02:29Law?
01:02:31In Duskfall City,
01:02:33Grim Loan is the law.
01:02:34And you guys
01:02:35are nothing but cattle
01:02:36for us to slaughter.
01:02:41Damn!
01:02:41Who the hell is this guy?
01:02:43Vincent is gonna handle him personally?
01:02:45That's it?
01:02:46A human actually dared cross graves?
01:02:48Looks like today's his last day.
01:02:54Didn't expect
01:02:54you'd hit mid-ghost general level so fast.
01:02:58I really underestimated you,
01:03:00but humans are still just ants.
01:03:02Even if you reach
01:03:04ghost general level,
01:03:05so what?
01:03:05The whole Duskfall City,
01:03:07except the mayor and those two,
01:03:08I can control the whole city
01:03:10with just a single hand.
01:03:12Killing you?
01:03:13A piece of cake.
01:03:14Is that so?
01:03:16What?
01:03:17Still so full of yourself, huh?
01:03:24How is this possible?
01:03:26We're both mid-ghost generals.
01:03:28No.
01:03:29Could it be...
01:03:31My ghost level
01:03:32is actually declining?
01:03:34Of course.
01:03:35Your entire fortune
01:03:36is in my hands now.
01:03:37Grim Loan is about to collapse.
01:03:39Naturally,
01:03:39your ghost level drops with it.
01:03:41Vincent Graves,
01:03:42you treated me like slaves
01:03:43back in the day.
01:03:44Crushed me however you wanted.
01:03:46Time to settle that score.
01:03:48You?
01:03:49What do you want?
01:03:50What do you think?
01:03:52Brat.
01:03:52The mayor's backing me.
01:03:55Touch me
01:03:56and the mayor won't let you live.
01:03:58The mayor, huh?
01:03:59Is that so?
01:03:59Then let him watch.
01:04:02See how the Grim Loan
01:04:03crushes the common folk.
01:04:07See how many ghosts
01:04:08and humans
01:04:09you've driven to ruin.
01:04:13You...
01:04:13You want to go against
01:04:15the mayor?
01:04:16No.
01:04:17That's for later.
01:04:18Today I've got only one goal
01:04:20and that is...
01:04:22End you.
01:04:31What?
01:04:32What just happened?
01:04:34I...
01:04:34I didn't see that wrong,
01:04:35did I?
01:04:36Grim Loan
01:04:36Vincent Graves
01:04:37is just...
01:04:38finished.
01:04:41That human actually
01:04:42pulled it off.
01:04:43Breaking news.
01:04:44Grim Loan company
01:04:45has been toppled
01:04:46by a human named
01:04:47Evan Cross.
01:04:48The company is bankrupt.
01:04:49Vincent Graves
01:04:50has been erased
01:04:51by the rules.
01:04:53Finally!
01:04:53Damn Grim Loan,
01:04:54how many lives
01:04:55did they ruin?
01:04:56Serves them right.
01:04:57And it's all because
01:04:57of a human named
01:04:58Evan Cross.
01:04:59Who the hell
01:05:00is this guy?
01:05:01You didn't know?
01:05:02Evan Cross.
01:05:03He bought
01:05:03Nightfall Investments
01:05:04and even called out
01:05:06the Briggs Corp.
01:05:12It's done.
01:05:13Grim Loan is gone.
01:05:15Vincent Graves
01:05:15erased completely
01:05:16by the rules.
01:05:17Justice served.
01:05:18Mr. Hale
01:05:19can rest in peace.
01:05:26Mr. Cross,
01:05:27I can never repay you
01:05:29from now on.
01:05:30Damon's life
01:05:31belongs to you.
01:05:32Hey, what are you doing?
01:05:34Get up, quick!
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