00:00When you buy coffee with cash, it costs $5.
00:02But if you use Deliveroo, it costs $15 with a load of fees.
00:06When you take the bus, it costs $2.
00:08But if you order an Uber, it costs $20 plus a tip.
00:11When you buy an iPhone, it costs $1,000.
00:14But if you use finance, it costs $1,200.
00:17Every time you choose convenience, your future self pays the price.
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