00:00Your credit score in Georgia could be costing you thousands of dollars right now, and you might not even know
00:04it.
00:05Here's what every Georgian needs to understand about their credit information.
00:09Georgia is one of the states where your credit report gets pulled for everything.
00:13Renting an apartment, getting car insurance, even applying for certain jobs.
00:17The problem is, most people don't check what's actually on their report.
00:21Studies show that one in five credit reports contains an error that could lower your score.
00:26That's a huge deal when you're trying to buy a house or finance anything in Georgia's competitive market.
00:31So, here's what you do.
00:33Pull your free credit report from all three bureaus once a year.
00:37Look for anything that doesn't belong.
00:39Wrong addresses, accounts you didn't open, late payments that aren't yours.
00:43If you find errors, dispute them immediately.
00:46The bureaus have to investigate within 30 days.
00:49Your financial future in Georgia depends on accurate credit information.
00:52Don't wait. Check your report today.
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