RBI की Final Warning: अब नहीं कटेंगे चुपचाप पैसे! Bank Apps से हटेंगे Hidden Charges?

RBI New Rule: The Reserve Bank of India (RBI) has directed banks to remove all “dark patterns” from their digital platforms by July 2026. These misleading designs often trick customers into paying hidden charges or opting for unwanted services. The move aims to improve transparency, protect consumer rights, and make digital banking safer and more user-friendly. Banks will now need to clearly disclose fees and obtain proper customer consent.

#RBI #DigitalBanking #BankApps #HiddenCharges #DarkPatterns #BankingNews #RBIUpdate #OnlineBanking #CustomerRights #FintechIndia

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Transcript

00:00Can you use a banking app to give extra money?

00:04When RBI has a big action to make a big action in July 2026,

00:10there will be everything that will be changed in July 2026.

00:12How is it?

00:13In this video, we will try to understand that we will see you in the video,

00:17because if you use a digital banking app,

00:20this news is very important for you.

00:23Reserve Bank of India,

00:24I mean, RBI has a bank to give back to their app and website all the dark patterns in July

00:312026.

00:33Now, what do you think about the dark patterns and why do RBI have this kind of adhesh?

00:39Dark patterns are such a design or a way that you don't have a full-time job,

00:44without a full-time job.

00:48Like in the beginning, there will be a service that will show you in the beginning,

00:54but in the end of the day, there will be extra charges.

00:58Now, many times, without any information,

01:01or insurance or other services,

01:04they will be attached to your account.

01:06In some apps, the accept button is big and big,

01:09when the decline or skip is small or small.

01:12Some have told this about this,

01:14that they have fixed charges in digital banking,

01:18or vital conditions,

01:20or without any questions,

01:22or other options.

01:23You can see the exact answer.

01:24Now, the user doesn't have to be clear and clear.

01:27And they will pay extra money in the costs.

01:30I mean,

01:31I've already told you that this is not going to be clear.

01:33Every charge,

01:34every charge,

01:35every option,

01:36You have to tell it in a simple language.

01:39You have to have no exact offer.

01:42You have to have a clear and easy way.

01:47to get the right and knowledge of customers.

01:51In Thailand, the digital payment and online banking is growing quickly.

01:54It is very necessary to make people's trust.

01:57The RBI's mission is to make a big decision to make the business and the business.

02:02If you also use online banking, please study with your attention.

02:08Please keep the attention to any extra shulk.

02:11For this, don't forget to like, share and subscribe.

RBI की Final Warning: अब नहीं कटेंगे चुपचाप पैसे! Bank Apps से हटेंगे Hidden Charges? | Dark Pattern

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