00:00Your credit score in New Zealand? It's not what you think. We don't actually use credit scores
00:05here. Instead, we use something called a credit indicator. It's basically a snapshot of your
00:11credit history. Lenders use it to decide if you're low-risk or high-risk. Things like missed payments,
00:17they'll hurt your indicator. But paying on time and keeping debt low? That helps. You can check
00:23yours for free through credit bureaus like Centrix or Illion. It takes like two minutes.
00:28Seriously, go check it today. Your future self will thank you.
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