00:00Hammond in south-western France saw floodwaters rise to over 10 metres during the weekend.
00:05Near the Garonne River, this spa found itself submerged.
00:11It came right up to there. You can see it's my height.
00:15On Monday, it was time to clean up and estimate the cost.
00:21For the equipment, this will be 5,000 to 10,000 euros,
00:24but the final cost will be higher since we won't be able to reopen for several weeks.
00:29One small consolation, the business managed to save its furniture by storing it upstairs.
00:35But firms are increasingly having to fork out for climate-related insurance.
00:409.4 billion euros in 2024, a 20% increase in two years.
00:46Elsewhere, others have had to decamp, with one florist operating out of a shopping centre
00:52after her boutique was completely flooded, leaving thousands of euros of damage.
00:58All that's left is the large furniture which we couldn't dismantle and get out,
01:01and the workbenchers which are all now floating in the shop.
01:06Businesses in other towns were hard hit too, like this pizza restaurant in Cadillac-sur-Garonne.
01:12The water's above my knees.
01:15It was flooded in 2021, and now its owner is facing enormous losses again.
01:21Oh, la, la.
01:25The pizza cabinet is 4,000 euros.
01:29A piano is another three.
01:31Add it all up, it's huge.
01:33And then there's the loss of activity.
01:36It's a lot.
01:39In 2024, the cost of climate-related events to insurers reached 5 billion euros.
01:45A piano is unsurprisingly behind the bag.
01:45A piano is a little bit, too.
01:45A piano is heterogeneous.
01:46A piano-cur brutality.
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