00:00Do you endorse a no-spend, and if so, with what parameters?
00:05I endorse a no-spend February because it's the shortest month of the year.
00:08Okay.
00:09That's what I've done.
00:09Okay.
00:10She goes, why not save yourself four days?
00:13Listen, if you want to do a no-spend challenge, it's fine.
00:16The reason it's nice to do it in January, if you're doing a no-drinking, no-sugar, no-whatever,
00:20everyone else is doing it, which is why it's nice to do it at that time.
00:24If you're like, no-spend June or July, everyone's like, why?
00:27We're having fun.
00:29Yeah.
00:30I endorse it within the context of a challenge.
00:34If you are a person who enjoys challenges, I don't endorse it as something to, quote-unquote,
00:40get back on track because that's kind of like, I binge ate for a while, and now I'm on a juice
00:46cleanse.
00:47You're yo-yoing into extremes, and pardon the diet culture analogy that always comes into
00:54finance, but it is kind of these really big highs and lows as opposed to just, let's
00:59create a healthy relationship with this thing and move forward.
01:02Yeah.
01:02Yeah.
01:02Yeah.
01:03Yeah.
01:03Yeah.
01:04Yeah.
01:08Yeah.
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