00:0010 things medicare doesn't cover that you need to know long-term
00:05Medicare does not cover long-term nursing home care or help with daily activities
00:10like bathing or eating while short stays in skilled nursing facilities may be
00:15covered after a hospital visit extended care is not according to the
00:20U.S. Department of Health and Human Services a private nursing home room can cost over 100
00:25000 a year dental care routine dental services
00:30including cleanings fillings and dentures aren't covered under original medicare
00:35while some medicare advantage plans offer limited dental benefits many seniors pay out of
00:40pocket with cleanings averaging 100 and dentures costing up to three thousand dollars
00:45vision care medicare typically doesn't cover routine
00:50eye exams glasses or contact lenses coverage is limited to specific
00:55medical situations such as post-cataract surgery care for most
01:00people eyewear expenses can quickly climb into the hundreds cosmetics
01:05surgery elective cosmetic procedures like facelifts or liposuction
01:10aren't covered unless they're medically necessary reconstructive surgeries after
01:15injuries or illnesses may qualify but cosmetic enhancements are entirely self-funded
01:20considered hearing aids despite hearing loss affecting nearly one
01:25one-third of adults over 65 medicare does not cover hearing aids or fittings
01:30health insurance costs often range from $1,000 to $4,000 per year make
01:35this one of the most expensive coverage gaps acupuncture
01:40medicare generally excludes acupuncture except in limited cases such as specific
01:45chronic pain treatments anyone seeking regular alternative therapy typically pays
01:50out of pocket prescription drugs without part d
01:55original medicare doesn't cover prescription medications without enrolling in a part d
02:00plan beneficiaries must shoulder the full cost of their prescriptions outpages
02:05care for patient care for mental health under part b while medicare covers mental health services
02:10outpatient therapy under part b includes deductibles and coinsurance
02:15care for hospitalizations over time frequent sessions can add up significantly medical equipment
02:19medical equipment
02:20and supplies. Medicare covers some durable medical equipment, but every
02:25day supplies like bandages, monitors, or crutches are often excluded.
02:30Travel and international care. Healthcare outside the US is rarely
02:35covered by Medicare. Unless you have supplemental or travel insurance,
02:39international medical equipment can be used to be covered by Medicare.
02:40Medical bills are typically paid entirely out of pocket.
Comments