00:00oh you love when you get those alerts that say good job your credit score went up or sometimes
00:09you get not so good news either way why does this prediction of your credit behavior keep
00:14changing as Equifax explains it's completely normal for your scores to change over time
00:19changes in factors like payment history used credit versus available credit types of credit
00:24accounts length of credit history and new credit can all cause adjustments to your score creditors
00:29report information to the three credit reporting agencies monthly so you can expect your scores to
00:34refresh about once a month as debt.org explains your score can vary at the different agencies so
00:40it's important to know your three scores check your credit report regularly to make sure there
00:45are no errors or fraudulent activity
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