- 6 weeks ago
The 12 Best Credit Card Bonuses Right Now || best investment
best credit cards 2025
sign up bonus credit cards
high limit credit card
cashback credit card
0% apr credit card
usa credit cards
uk credit cards
top credit cards
credit card comparison
low interest credit card
finance 2025
banking offers
credit card reward programs
best credit cards 2025
sign up bonus credit cards
high limit credit card
cashback credit card
0% apr credit card
usa credit cards
uk credit cards
top credit cards
credit card comparison
low interest credit card
finance 2025
banking offers
credit card reward programs
Category
📚
LearningTranscript
00:00so with the holiday shopping season underway right now is the perfect time to take advantage of a nice
00:04credit card sign-up bonus to get potentially hundreds or even thousands of dollars back in
00:08value for all the spending you're going to be doing over the next few months the cool thing
00:12is there's a ton of amazing limited time offers going on at the moment for both points and miles
00:16credit cards as well as cars that just earned cash back so in this video i'm going to go over
00:19all the best credit card bonuses you need to know about in q4 of 2025 and we're going to start off
00:24here with a rare limited time offer over on the capital one venture x so capital one's currently
00:28offering 100 000 bonus miles on the venture x which is going to be huge because we hardly ever
00:33see bonuses that high on this card however you do have to spend ten thousand dollars on purchases
00:37within the first six months from account opening that's obviously a pretty good amount of spend
00:41considering that this card's normal offer is typically been for 75 000 miles after four thousand
00:46dollars of spend over three months but when you break it down 10k of spend is definitely doable
00:50for a lot of people because that works out to be around one thousand six hundred sixty seven dollars
00:54per month on average so if you have a decent understanding of what your budget looks like
00:58from month to month then there's going to be a good chance that it's worth checking out this offer
01:01again especially if you have holiday shopping coming up as well as any other sort of larger
01:05one-time transactions like some new tires car insurance or other stuff like that actually a
01:09good pro tip here for hitting high minimum spends on bonuses like this is to kind of shop around and
01:14then switch up car insurance providers if you can to make sure you're not overpaying for that so
01:17i'll go ahead and leave a link down below to a tool that my wife and i like to use at the end of every
01:21single year that just makes it super easy and fast to compare car insurance quotes to me i think doing that
01:25feels like the perfect double dip opportunity for both saving money on something that you know you
01:29have to pay for anyway if you have a car as well as earning a lot of value back by putting that spend
01:33towards a sign up bonus on a card like the venture x or any of the other credit cards we're going to
01:37talk about in this video and then one last thing about this offer is that even though it's advertised
01:41as earning 100 000 miles for the bonus you're technically going to be earning at least 120 000 miles
01:46in total because the venture x earns a minimum of 2x back in the all other purchases category so 10k of
01:51spend to qualify for that bonus is going to net you at least an additional 20 000 miles and 120 000
01:57miles in total are going to be worth a minimum of one cent per mile for travel which makes the total
02:01bonus worth at least 1200 or if you're someone like me who knows how to transfer those miles to book
02:06travel instead where there's more opportunities for redemption values of around two cents per mile or
02:10higher those same 120 000 miles are going to be worth closer to around 2400 which is just insane value
02:16to think about for a card like this all right next year we've got the capital one saver card that's
02:20still running a limited time offer that's been going on for a while and with this offer you can
02:24earn up to 300 in bonuses that are broken up into two parts so part one of this deal is they're just
02:29going to give you a 100 credit to use on things like flights stays and rental cars that you book
02:33through capital one's travel portal and then part two is that you can earn a 200 cash bonus after
02:38spending 500 on purchases within the first three months from account opening now there's a few things
02:42to keep in mind here with this offer so first of all that 100 travel credit is only going to be good
02:47for use within your first cardholder year with the saver card and we can actually see that in the fine
02:51print at the bottom of capital one's website where it says the credit will expire after the first year
02:56of account opening on the account open date anniversary that fine print also says the credit may be used in
03:01whole for a single purchase or in part over multiple purchases and rewards will not be earned on the
03:06credit so just remember all that stuff if you're going to be taking advantage of this offer which i'll go
03:10ahead and leave a link to down below with any other offers that are worth checking out another thing to note here
03:15is that if you pair the saver card with something like the venture x to form a capital one duo setup
03:19that we've talked about before in the channel you can then unlock the option to turn the cash back
03:23earned from the saver card into more valuable capital one miles that can be redeemed or transferred
03:27using features over on the venture x for potentially more value like i talked about that cash back to
03:31miles conversion happens at a rate where one dollar of cash back is equal to 100 miles so that would make
03:36the 200 of cash back earned from a sign-up bonus convert into 20 000 miles then three percent
03:41categories on the saver card would then become the equivalent of earning 3x miles per dollar on
03:46things like grocery stores dining entertainment and popular streaming services next we've got a
03:50pretty awesome elevated offer on the prime visa card that's going to be perfect for amazon shoppers
03:54this time of the year so right now you can get a 250 amazon gift card instantly loaded into your amazon
04:00accounts gift card balance right after getting approved for this card that's up quite a bit from the
04:04offers that we typically see on the prime visa so if you have any gifts to buy or obviously any other
04:08shopping you have to do on amazon then this is going to be a great way to save some money now you
04:12do have to be a prime member in order to get the prime visa so technically you do have to be paying
04:16for that membership but other than that there's no additional annual credit card fee here that you
04:20have to pay for this card and since there's an estimated 180 to 200 million prime members in the us
04:25most of you are probably already paying for prime anyway also on top of that limited time offer with
04:29the higher amazon gift card amount the prime visa lets you earn unlimited five percent back on amazon.com
04:34amazon fresh whole foods market and on chase travel purchases as well as two percent back on
04:39a few other things as well so this is going to be a really powerful cashback credit card if you're
04:42a big time amazon shopper like me next we've got the city strata elite which is a new premium travel
04:47card that launched earlier this year and right now city is running a limited time offer here for
04:51100 000 bonus points after spending six thousand dollars in the first three months now there is a 595
04:56annual fee on the strata elite so you have to keep that in mind but there's also a few credits like a
05:01300 hotel benefit and then up to 200 back for what they call an annual splurge credit which is
05:06going to work with brands like american airlines and best buy there's some other features and benefits
05:10on this card as well that i covered in a separate video that i'll go ahead and link to down below
05:13that compares this card with some other top tier travel cards out there but i actually did pick up
05:17this card recently myself to take advantage of this 100k offer to be honest i'm not a huge fan of
05:22how they launched the strata elite with its spending multipliers and all the credits but 100 000
05:26points with city is going to be super valuable since the strata elite and the strata premier
05:30both now have access to american airlines as a one-to-one transfer partner now next here we've
05:34got an offer that's available on a card that just earns american airlines miles directly
05:38and that is going to be the city advantage platinum select world elite mastercard this is
05:42actually an in-flight offer that's out there right now where you can earn 80 000 american
05:46advantage miles by just spending one thousand dollars within the first three months of account
05:50opening this card has a 99 annual fee but that's going to be waived in your first year which
05:54is awesome and this in-flight 80k offer is going to be much better than what you could find anywhere
05:59else out there right now now this offer is going to be on a separate page that you can get the link
06:02to if you've flown american airlines recently but i'll go ahead and put that link on the screen right
06:06now as well and at the top of this page you're going to see that it says please enter the six
06:10digit code given to you by your american airlines flight attendant to apply for this special offer
06:14however if you maybe forgot that code from your recent american flight then you'll see here as i
06:18start typing a number i'm going to get this message that says a six digit code is required but if you
06:22can't find your code then just enter six zeros so again obviously they're saying that this deal is meant for
06:27people who have flown with american recently so do what you want with this information but since
06:31people who fly american a lot are going to be interested with this offer anyway i wanted to
06:35go ahead and mention it here next i want to talk about a pretty niche deal that might not be around
06:39much longer on the barclays hawaiian airlines world elite mastercard there's actually sort of two
06:44offers here that i'll show you guys the first one is an offer that you can find by following the
06:47links through a google search where you can earn 80 000 at most rewards points after spending
06:512500 on purchases within the first 90 days of account opening at most rewards is the new joint
06:57loyalty program for both hawaiian and alaska airlines that was recently launched so you're
07:00effectively earning a bonus in that new atmos currency which is honestly one of the most valuable
07:05points of miles currencies out there right now for booking not only hawaiian and alaska flights but also
07:09some really great partner award flights that you can book through alaska like american airlines but
07:13then there's also a special offer that's meant to be another in-flight deal on getmyhawaiancard.com and over on
07:18that website right now we're seeing a slightly lower 60 000 points that you can earn after spending
07:23only one thousand dollars in the first 90 days of account opening you do need a six digit promo
07:27code that can be found on the back of an in-flight offer if you've flown hawaiian airlines recently
07:31but weirdly enough i just tried entering six numbers randomly and got brought to the application
07:35page without a special code not sure if that's a glitch or if it's going to work for everyone but
07:39i figured i'd mention it here as well and as always your mileage may vary with this stuff now i'm not
07:43really sure what the future is going to be like for this card because barclays doesn't even show this
07:47hawaiian card on their credit cards page on their website anymore when i was just looking around
07:51over there from my understanding it seems like alaska and hawaiian were looking to simplify things
07:55by only offering at most branded cards in the future so this barclays hawaiian card is around
07:59with some pretty underrated and valuable offers for now but i don't think it's going to be around for
08:03much longer after that i also want to call out a few amex credit cards that i think are going to be
08:07good to keep in mind this holiday season as well so first i want to take a look at the blue cash
08:11everyday card from american express that's always a solid choice and even though this card doesn't have any sort of
08:16elevated limited time offer going on at the moment it's still got a bonus that's been pretty consistent
08:20at 200 back after you spend two thousand dollars in the first six months of card membership on top of
08:25that though the reason i like to call out this card is because it earns three percent cash back on us
08:30online retail purchases on up to six thousand dollars in purchases per calendar year so because
08:34the calendar year is coming to an end pretty soon the timing of this three percent multiplier for us
08:38online retail purchases is going to be pretty good for holiday shopping and that's because the 6k
08:42spending cap to earn that three percent back is going to reset on january 1st for you this card
08:47also earns three percent back on groceries at u.s supermarkets and three percent back on gas at u.s
08:51gas stations which both have their own 6k spending caps to get that three percent back each calendar
08:56year and then there's also a seven dollar monthly credit that you can take advantage of here for any
09:00subscription to disneyplus.com hulu.com or plus.espn.com getting a bonus seven dollar monthly credit like
09:06that on a credit card with no annual fee is honestly pretty rare and again sticking with the theme of
09:11holiday shopping deals with credit cards here in this video this could be a good credit to then
09:15stack with any black friday or end of the year deals that you see with disney hulu or espn streaming
09:20services next we've got offers that are out there on both the amex gold and amex platinum cards that
09:24are always worth keeping in mind as well again especially if you have a lot of spending coming
09:28up that you want to put towards a nice bonus so over on the amex gold card you can earn as high as
09:32100 000 membership rewards points after you spend six thousand dollars in purchases within the first six
09:37months of card membership and then over on the amex platinum card you can earn as high as
09:40175 000 membership rewards points after spending eight thousand dollars within the first six months
09:45now i always like to point out that as high as language that american express uses on most offer
09:50pages that you're going to come across for these cards nowadays but what's nice is they basically let
09:54you apply and then find out what offer you're going to get and if it's not good enough for you because
09:58maybe it's not really close to what they're advertising as their highest offer then you can just go ahead
10:02and decline that there's going to be no effect on your credit score next there's also always the chase
10:06sapphire cards that you can go ahead and check out if you haven't already because taking advantage of a bonus
10:10on at least one of these credit cards at some point in your life is going to be worth it for
10:14pretty much anyone out there in my opinion so over on the chase sapphire preferred a few months ago
10:18they bumped up the new card member offer to a pretty solid 75 000 ultimate rewards points after spending
10:23five thousand dollars on purchases in the first three months from account opening and those 75 000
10:27points are going to be worth at least 750 at a minimum towards cash back that alone is going to
10:32easily bring you ahead of the 95 annual fee which is why to me it's always been such a no-brainer offer for
10:38anyone to check out at some point in the credit card journey but like i've talked about before
10:42to me 75 000 points is going to be worth much closer to around two cents per point for around
10:46fifteen hundred dollars in travel value when those points are transferred to partner programs this card
10:50has access to like hyatt again out of the two sapphire cards this one is going to be much easier for
10:55me to recommend to like 80 of people out there but if you are a frequent traveler and you want some
10:59more value and other travel benefits and you're willing to work for it then the 125 000 point offer over on the
11:05recently refreshed 795 chase sapphire reserve card could be worth checking out instead this offer is
11:10going to require six thousand dollars of spending on purchases in the first three months from account
11:14opening and then there's going to be a bunch of credits that you have to manage and keep track of
11:17here as well so like i said this credit card is not going to be great for everyone but anytime you
11:22can earn around 125 000 chase ultimate rewards points that's always going to be a deal that's worth
11:27mentioning now i've also got a full video comparing these two chase sapphire cards if you want to learn more
11:32about the differences between them and what you're getting with each one so if you haven't already
11:35then make sure to go ahead and check out that video over here on the screen next but as always
11:40thanks so much for watching and also make sure to go ahead and let me know down below if you have
11:44any other credit card bonuses that you know of out there that people should know about as well
Comments
1