00:00While paying hospital fees, Jack stumbled upon a business opportunity.
00:03He noticed a man paying bills for different patients,
00:05and every time, he pulled out a thick stack of cash.
00:08Jack grew suspicious and wanted to know what was really going on,
00:11while secretly hoping to find a way to pay for his mother's surgery.
00:14He approached the man, hoping to learn more and maybe get some help.
00:17The man handed Jack an authorization letter for his mother to sign,
00:19then went straight to a doctor to issue a new injury report.
00:22He even showed Jack a photo, and it was the car that had hit Jack's mother.
00:25He told Jack to take the license plate number to the police station.
00:28The police quickly opened a case file and issued an official accident report.
00:31The report clearly stated that his mother was seriously injured in the crash,
00:35and even included two so-called witnesses.
00:37To make the accident look more convincing,
00:39the police smashed the car's headlights, creating fake evidence of the crash.
00:42The lawyer even broke his mother's glasses and watch,
00:45so they could be included in the insurance claim.
00:47In the end, Jack received 800,000 rupees in insurance compensation.
00:51Following the man's instructions, he withdrew the money using blank client checks,
00:54then split it among everyone involved according to a set percentage.
00:57Whatever remained, went to the claimant.
00:59Jack quickly figured out how the whole system worked.
01:02It was a gray market operation linking police, doctors, and lawyers.
01:05The brilliance of it was that everything appeared perfectly legal.
01:08All the documents were real, and every step followed official procedures,
01:11except the truth had been cleverly twisted.
01:13Jack began to have ideas of his own.
01:15He quit his law job, determined to make money in this business.
01:18A few months later, the broke lawyer who once worried about his mother's surgery
01:21had turned into a sharp-dressed success story.
01:24Insurance fraud had given him a taste of easy wealth,
01:26but it didn't take long before a rival named Kevin showed up.
01:29Kevin admitted that running this game alone was impossible.
01:31He'd managed to control the network for years,
01:33not because he was talented, but because he had a full team and a web of connections.
01:37Kevin then laid out the numbers.
01:39There were around 800 traffic accidents in the city each year.
01:42Half settled on the spot, and of the remaining 400,
01:44about a quarter ended up in Central Hospital.
01:46That meant roughly 100 potential cases every year.
01:49If they could secure them all, it would be an endless goldmine.
01:51To fully control the information flow, Kevin came up with a bold plan.
01:55He planned to spend millions to win the hospital's security contract.
01:58That way, every security guard would become their eyes and ears.
02:01The moment someone brought in an accident victim, they'd get the news instantly.
02:05Jack, however, turned him down.
02:06He no longer wanted to share the profits.
02:08He was secretly plotting to take full control of the hospital's cases,
02:11so he made an irresistible offer to the doctors.
02:13If they issued reports only for his clients, their income would double.
02:16But the doctor saw through his greed, fearing that once they agreed,
02:19they'd be under his thumb, so they firmly refused.
02:22One day, a patient with a severe head injury was rushed in.
02:25Jack quietly calculated on the side,
02:26figuring this case was worth at least 3 million rupees.
02:29But when he tried to enter the ICU, a guard stopped him,
02:32saying only family members were allowed inside.
02:34At that moment, Jack finally realized how valuable that security contract was.
02:38Unfortunately, Kevin already had it.
02:40Kevin bragged proudly, saying he had seven guards in that one building,
02:43each one acting as his informant.
02:45Every patient and authorization letter went through him.
02:48But Jack had other plans.
02:49He secretly placed a cobra inside Kevin's car.
02:51Once Kevin drove off, Jack followed him quietly.
02:54Soon, the snake struck, biting Kevin and sending him into agony.
02:57The car spun out of control and crashed.
02:59The investigation concluded shortly after.
03:01Kevin hadn't died from the crash, but from the cobra's venom.
03:04That meant the case fell completely outside of car insurance coverage.
