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00:00I read an article on This Is Money that said that 90 to 95% of people who have a pension at work are invested in the default fund.
00:09So tell me, do you think it makes sense for the 23-year-old new joiner to be invested in the same way as the 50-odd-year-old veteran who's got 10 years left to retirement?
00:19Well, of course it doesn't, but by doing nothing except for accepting the default option, that's what's happening.
00:25The problem is knowing how to choose between the available funds.
00:29If you've got a list of 300 options, where on earth do you start?
00:33Well, it's not as complex as you might think, and in this week's video, I show you the three main criteria that will help you whittle down the options,
00:41and I'll link to that video in the pinned comment right here.
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