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Aaj ke video me hum baat kar rahe hain ki FD me sirf 7% return milta hai, jabki mutual funds 14–20% tak return de sakte hain. Phir bhi kai log conventional investment schemes me fas jaate hain.
Main aapko batata hu ki kaise aap apne life cover ke liye Term Plan le sakte ho aur investment ke liye Mutual Funds ka use kar sakte ho — simple aur smart way me.

💡 Covered Topics:

FD vs Mutual Fund – Difference and Real Return

Why Term Plan is Better for Life Cover

How to Build a Smart Financial Plan in 2025

Best Way to Grow Wealth Safely


📈 Watch till the end for real financial wisdom!
#PMInvestmentHub #MutualFunds #TermPlan #FinancialFreedom


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🔖 Tags

FD vs mutual fund, term plan benefits, investment for beginners, best investment 2025, mutual fund returns, financial planning, how to invest smartly, pm investment hub, FD return 7 percent, mutual fund 20 percent return, term insurance explained, financial education india
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Transcript
00:00When you invest in a mutual fund, when you talk about your property, you don't have a term insurance.
00:07At that time, you don't have a conventional plan.
00:09Every year you put 50,000,000 dollars, 20,000, 16,000 dollars.
00:13Every year you have a fund management charge, policy charge,
00:17and then you have a life insurance charge.
00:22You will cut all the charges.
00:24There are all 5 schemes.
00:26You don't have a lot of commitments.
00:29You get 7% of the return, which is safe and secure in FD.
00:3314-20% of the return is in mutual fund.
00:36Some mutual funds have also given 30% of the return.
00:38But it is over a period of very long period.
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