00:00Exposing the perks in Visa. It's not just plastic and numbers. Here's what actually matters.
00:05A Visa card is a payment network. Think of it as a highway your money rides on.
00:09Banks issue the cards. Visa runs the network. Debit cards pull directly from your bank.
00:14Credit cards let you borrow money. Prepaid cards you load in advance.
00:18Look for contactless tap for speed. EMV chip for stronger security.
00:22And Visa's fraud protection if something goes wrong.
00:25Watch fees. Annual fees. Cash advance fees. Foreign transaction fees can add up.
00:31Rewards. Cash back can be great. Points or miles can be valuable.
00:35Just don't spend to chase rewards. Quick tip. Set alerts on transactions.
00:39Use strong unique passwords. And check statements monthly.
00:43Want a breakdown of credit versus debit with real examples? Click follow and I'll make it next.
