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00:00The car that you have at $21,560 loan at 29% interest rate, 29, that's like insane.
00:10And the car in tippity-toppity condition at the top is worth $8,734.
00:18You're upside down, dude.
00:20Um, yeah, it was a bad decision.
00:25Oh, oh, what is the car?
00:28It's a Ford Fusion.
00:30Year?
00:312017.
00:32And it's really, the negative equity is fucked.
00:34Buddy, it's not even close.
00:36But why did you do it?
00:38Because I was unemployed for six months.
00:40I saved loan offers that I get and the loan offer was offering me $21,000.
00:45Oh, no, why do you do that?
00:47Because I need money.
00:48Oh, just saving loan offers that come in the mail?
00:52Those are the most predatory f*** loans ever, other than walking into a payday loan.
00:57Oh, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no.
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