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Transcript
00:00How much you owed a f***ing cash app?
00:02$75.
00:04Pay it!
00:05Just pay it!
00:07When you're in a bind!
00:09You shouldn't be.
00:11You don't need to be.
00:12$1,137 in 401k, that's a joke for your age.
00:15No, that's an actual joke.
00:18This isn't a comedic joke.
00:20That is literally you not ever being able to retire.
00:23You've given up the best decade of your life for compound growth.
00:25You've given up so much time, you have no idea.
00:27I could have had more, but I took some out of my-
00:29I'm gonna f***ing die!
00:31How much did you take out?
00:33How much did you f***ing possibly take out?
00:36I think it was upwards of a thousand.
00:41I'm sorry, I haven't had to say this in a second.
00:43But I have zero confidence in you turning this around.
00:46I'm sorry on a personal level, I'm just-
00:48I have zero confidence.
00:49You don't do one thing correct.
00:52There isn't one thing.
00:53There is no slight indication of behavior that I can pull from
00:57and try to just expand that.
00:58You do nothing correct.
01:00You take what is correct and you do the opposite at all times financially.
01:03And borderline life.
01:05The job, the careers, the f***ing schooling, everything.
01:09How you pay your debts, how you got the car, everything.
01:12This is so stupid.
01:14This is so bad.
01:15And I have no confidence.
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